Du học Đức🇩🇪 | CHI PHÍ SINH HOẠT 1 THÁNG - Lương học nghề liệu có đủ? 💸

Hello everyone, it's me, Nhi. In today's video, I want to share with you my monthly expenses to make my life in Germany easier. Let's get started! First of all, let's talk about my monthly salary. In my contract, my salary in 3 years is 800 euros. That is, in 2001, 2002, and 2003, my salary was 800 euros and there was no change in that amount. In Germany, my salary in the contract is Brutto, not taxed. After that, I have to pay the following taxes. The first is health insurance. The second is health insurance. The third is health insurance. Taking care of your health after you get old. The fourth is unemployment insurance. That is, I have to pay 4 types of insurance like that. After that, the salary will be sent to me. The remaining 600 euros is called Netto. Salary has been paid. After receiving the salary, the first amount I have to pay is the house rent. I rented a house with my friend. The house was full of beautiful things. I only bought a lot of pans and dishes. Or my personal stuff. We split it up. Each person is 230 euros. A month's rent. I will have a separate bedroom. And share a kitchen, dining room, living room, and bathroom. Students like us usually rent this house. In Germany, it's called Wohnheimerschaft. Or in German, it's called WG. It's cheaper than renting an apartment. Because in Germany, if you rent an apartment, you won't get anything. And you have to buy all the stuff yourself. It's very cheap. So people usually rent houses like this to save money. And in general, when you move, it's simpler. Next comes the house rent. It will be the electricity and water bill. In Germany, they usually provide water and electricity bills depending on the needs of the user. It's basically 50 euros a month. The owner of the house that we rent has signed a contract for 50 euros a month for us. That is, we lose 25 euros of electricity and water bill per month. However, the good thing about this electricity and water bill is that they calculate it by the end of the year. If I use less, I will get my money back. And if I use more, I have to pay them more. It's still the same number as usual. Fortunately, I haven't had to pay any more money. And it's a pity that I never got my money back. And of course, I can't live without the Internet. My Internet bill is 10 euros per month. And my phone bill is 25 euros. It can be called all networks. And there are 10 networks per month. And this is the last money I pay. Radio bill. Obviously, I never use the radio or TV. But in Germany, everyone has to pay that money. And the price is 17.5 euros per month. I remember that I lived in Jena in the morning of the school. I lived with two other Germans. When I received the money for the radio, I asked them to share the money. They said that they didn't register for the radio in this apartment. So they paid for the radio at their house. And I had to pay all that money in 6 months. In 6 months, I lived there. I lost 100 euros. It's painful. Next, the 7th money I have to pay is travel money. I signed up for the ASP Ticket of my country. It costs 50 euros per month. I can go to all the cities in this country. And with all public transport, except for transport such as ICE, I can't use it. It's very convenient and cheap. Because I usually go to work in the city. It's not too far, about 15 minutes walk. I usually take the bus or bike. When I go to school, I have to go to the next city. If I buy a weekly ticket to go to school, it will cost me 30 euros per week. It's quite expensive. So I have to pay a lot for this ticket. When I signed up for this ticket, I agreed for them to deposit my account in the first month. So when I received the salary, this amount of money was deposited automatically. But I haven't received the money yet. How much do I have to pay? Do I have enough food to eat? Next is food. Food is quite a lot in my total salary. On average, I spend about 120 euros a month on food. Not to mention if I buy more rice or Asian food every month. For example, shrimp noodles, fish sauce, and so on. It will be about 100 euros a month. At the company where I work, they don't give me a meal. It's not like when you work in a hotel restaurant, or in a nursing home. I usually get a meal. From there, I can save a lot of money. Of course, this amount of money can increase or decrease. It depends on your needs. Besides, I'm a girl, so I spend about 20 euros a month to buy personal items for myself. For example, a sanitary pad, or a shower gel. So I spend this amount of money every month. Whether I spend it or not, I can still spend it. If I need to spend more every month, I don't have to worry that I have to get more from other accounts. Here I have listed all the amounts of money I need to save at least a month in Germany. The first is the house rent, 235 euros. The second is the water bill, 25 euros. The third is the internet, 10 euros. The fourth is the food bill, 25 euros. The fifth is the radio, 17.5 euros. The sixth is the travel expense, 50 euros. The seventh is the food bill, 120 euros. Finally, the personal spending, 200 euros. So I spend about 502.50 euros a month to cover my living expenses. I can save 97.5 euros a month if I don't eat out, don't buy clothes, shoes, accessories, or cosmetics. In general, if I don't buy anything, I can save 97.5 euros a month. However, this time, there is always a fax fee. This month, I bought an anti-zoom gimbal for my phone to get the latest footage. So I took the risk and spent a lot of money on it. It costs 129 euros. So this month, I'm broke. I can't save any money. I'm so sad.