Dave’s “Boomer” Thoughts on Gen-Z’s Tax Trauma

[Music] brought to you by the every dooll app start budgeting for free today okay so one of the best parts I love hosting with you is the generational difference okay you're like a classic Boomer I'm a millennial and the generation below me is Jin Z okay yeah this I know yes okay okay so this so we're gonna play a game Dave try not to make a face try not to make a face I don't play poker for a reason came out this came out in cnbc.com oh brother in fact we started off ready one and four jiny taxpayers say that they need a therapist now to deal with the stress of tax filing season additionally 54% filing taxes of Jen Z they were brought to tears uh they were brought to tears in the past or expect to cry this year over Taxas that's fabulous so I I got one it's trauma it's trauma got one word for you of realizing taxes and they and this is something that goes to therapy I love therapy I got one word for you vote oh my gosh how did we turn this into that well I mean where do you think taxes come from the people you vote for so try voting for somebody that don't like taxes regard okay yes but regardless of party you pay taxes huh regardless of party you pay taxes oh yeah I know yes been doing it a while sure some higher than others but never cried but been doing it a while haven't hadn't had hadn't seen a therapist for it but been doing it a while anyways we read that in the content meeting right before the show and I just thought like oh no we're crying oh no I mean the bar you guys it's so low like so low for like the Next Generation though like seriously if you just go to and they do suck taxes are not fun oh I don't cry I get angry but you can but you can do this angry and okay so for that is it is it as a from a I'm even scared to ask from a Boomer's opinion from a Boer a Boomer's perspective is it is it that we haven't prepped every generation for what it looks like from like a Workforce standpoint uh the applications of being an adult like is it that the reality hasn't been talked about or taught or you know what do we think that is for real though if one and four jiny has they have to go see a therapist because the amount of stress CU a tax file season you know there's a couple things possibilities there because we've got 1,00 folks on our team and the vast majority of the people in this building are gen Z it's a lot of young people and Millennials and Millennials yeah we have a young team you know there's a few xers and very few Boomers in the building okay and so it's a it's a we've got a a crew of these kind of people and honestly the people that work here aren't crying or seeing a therapist over their taxes so I'm calling BS on the Sur Sur to start with oh you're going to the source I think I think I think that these two generations have more tough people in them than that survey indicates that that that survey says the entire generation's a bunch of wusses and that's just not true that's not my experience with jiny I I don't I I find I I do find and I've said this many times and I said it on fck last night and it got all the hate people going again but um I was on Fox Business yesterday afternoon and so um but the Millennials got trash for being participation trophy living in their mother's basement all that crap being you know avocado taste toast latte drinking you know all that crap um and then some of that same kind of stuff is coming on to gen Z and I I am not a uh a hater of those two generations because my personal experience inside this building with the ones we have hired is quite different I I and I and ones that call here on the air yeah they call on the air they're very mature very serious very focused very missional uh now I do I have observed on those two generations in particular that um there's very little middle ground they don't hang out in the middle uh they're either very serious very missional uh mature beyond their years charge the gates of hell with a water pistol or they absolutely suck they're just horrible participation trophy Liv in their mother's basement useless entitled arrogant brats and so they they're either the the best or they're the worst the ones that I that we and they're great to interview because they'll just come into the interview and go you owe me and I'm like I owe you where the front door is hit it and it it the interview's over or they come in and go give me put me in coach I'll charge the gates I want to do I want to do work that matters and Ramsey does work that matters and I want to be part of this team and they're really easy to interview cuz bo boomers come in and they lie they fake it they act like they're one they act like they think you want they they don't care they care so M much what you think that they they put on the chameleon you know it's a it's a donkey dressed up like a Thor bread yeah yeah and they they make you think but the the Gen Z they don't give a crap what you think they just they just is what they is I love them I think they're awesome yeah and so I don't believe that number I don't think that that three out of four 75% of the Gen Z are so wsfi that they're sitting in the floor sucking their thumb crying over their taxes I think that's CNBC bull crap okay well there you go I'm calling that I just don't do You observe that with those Generations that weak think that they're that weak it's not a weakness I do think that the I do think that like your generation uh and and and older there there was more of a mentality of like you pull yourself up by your bootstraps you get to work you shut up you do the thing and you just you go go go where the pendulum I think has swung so far in actually tapping into to some level of emotional awareness and comfortable with like okay what's really going on you know trauma in my past I will go I I seek help like people you know what I mean like that that's applauded right so there's more of that which I think that's different than I'm crying for doing my I was just saying some people see it as weakness not necessarily but I do think that the emotional state crying for doing your taxes is straight up weakness I mean that's not that's just W but I do think that I do think that the emotional space right like even parenting I'm a young parent and so like you hear the extremes of parenting and it's like oh well are you sad about wearing a coat to school today tell me about your you know and it's like this whole thing where you're like you just got to wear a coat like so I do think that there is a level of um where the emotions can drive a lot of things in life more so than the boomer generation I if you wanted to if you wanted to buy into some of the rhetoric on the stereotypes which I'm not sure I do I just did a good job at defending the generation I think yeah yeah um the I didn't think C the thing that has been thrown at them that could be true is they've never really had a hard time so they're not tough yes I would say that's fair and um Ken Coleman's done a lot of preaching and uh ranting lately about teach your kids to do hard things let them get a callus teach your kids to do hard things and don't don't be the bulldozer parent where you pave the way so everything's easy and followed by a helicopter yeah a helicopter followed by a bulldozer whatever it is yeah cuz helicopters we are sure now create snowflakes we're positive it's more the bulldozing parents that clear the way so there is no hard they don't yeah they don't have any level of it yeah the we as parents we love our children we want to make life good for them but by not allowing them not making not putting them in situations where they learn to do hard things they're not tough and cuz like you got to be a little tough sometimes and gen Z is the first generation where these smartphones like my generation we at least had flip phones like I remember flip phones like the technology progress but I do Wonder too with that but anyway defin oh I'm sure screens are at the at the heart of most evil but I do yeah I do Wonder create your free every dollar budget today the simplest way to budget for your life