What Does Hertz Insurance Cover?

What does Hertz Insurance cover? Have you ever wondered what kind of protection you get when you rent a car from Hertz and opt for their insurance options? Let's break it down. When you rent a car from Hertz, you have several insurance options to consider. One of the most common is the Loss Damage Waiver, or LDW. This isn't actually an insurance product, but it does a similar job. If you buy LDW, you won't be financially responsible for any damage or loss to the rental car, no matter whose fault it is. This means you won't have to report any incidents to your personal insurance company. Another option is the Collision Damage Waiver, or CDW. This is part of your rental fee and also covers damage to the rental vehicle, but you might still be responsible for an excess amount if something happens. This excess can range from €950 to €1500, depending on the location and type of vehicle. Hertz also offers something called Super Cover, which can reduce or even eliminate this excess amount to €0 for most cars. This can give you a lot of peace of mind while driving. In addition to these, Hertz provides a Liability Insurance Supplement, or LIS. This gives you protection of up to $1 million to cover any third-party claims for bodily injury or property damage. It also includes uninsured or underinsured motorist coverage up to $1 million per occurrence. It's important to note that your personal car insurance policy might already cover rental cars, so it's a good idea to check with your insurance provider before buying any additional coverage from Hertz. Lastly, remember that rental car insurance options can vary by location, so it's always a good idea to check with your local Hertz office to see what's available and what the specific terms and conditions are. This way, you can make sure you're adequately covered and not paying for unnecessary insurance.