What Does VSP Insurance Cover?

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What does VSP Insurance cover?
Have you ever wondered what exactly you get when you sign up for VSP Vision Insurance?
Let's break it down.
First off, VSP Insurance includes an annual eye exam, which is a great way to keep your eyes healthy.
This exam, called the Well Vision Exam, costs just $15 when you visit a doctor in the VSP network.
This exam is not just about checking your vision.
It can also help spot early signs of health issues like diabetes, high blood pressure, and even heart disease.
Now let's talk about glasses and contacts.
VSP plans cover a significant portion of the cost of prescription glasses and contact lenses.
For glasses, you get a frame allowance that varies by plan, such as $150, $160, or $225 per year, depending on which plan you choose.
Plus, you'll pay just a $25 copay for the lenses.
If you need contacts, the plan covers the contact lens exam and the lenses themselves, with some plans offering a 15% savings on the exam.
If you're looking for more than just the basics, VSP has you covered.
Standard lenses like single vision, lined bifocal, and lined trifocal lenses are fully covered.
For kids, impact-resistant polycarbonate lenses are also covered in full.
And if you want some extra features like anti-glare or light-reactive lenses, you can get those too, although they might cost a bit more.
Another great benefit is the savings on additional pairs of glasses.
If you buy a second pair within 12 months of your last exam, you can save 20% on that pair, including any lens enhancements.
VSP also offers discounts on laser vision correction, with an average savings of 15% off the regular price or 5% off promotional prices at participating locations.
And, if you need hearing aids, you can save up to 60% on a pair through TruHearing.
So, whether you're looking for routine eye care, new glasses, or even contact lenses, VSP Insurance has a lot to offer to help you see clearly and stay healthy.
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