Top 6 Stocks to Buy Today

Right now, everyone's telling you to be scared. The market's too volatile. Interest rates are unpredictable. The recession might be coming. Who knows what Trump's going to do? But here is what the doom and gloom crowd isn't telling you. Some of the biggest wealth building opportunities in tech and finance are forming right under our noses. So when headlines scream about market uncertainty, your first instinct is always to wait it out. But history has shown us something very crucial. By the time everyone feels safe to invest, the biggest gains have already been captured by those who saw through the noise. Look, I've spent over a decade trading for myself, and I can tell you this moment reminds me of 2009, 2020. And those who acted while others hesitated, well, they're the ones who captured the returns of 300%, 500%, even 1,000% on some of these tech leaders. And for those of you who don't like to watch full videos because you're really, really, really tight of time, I'll give you the essence right now. I'm going to show you the six specific tech and finance stocks that my analysis suggests are perfectly positioned for 2025. And they aren't random picks. They're companies that have shown remarkable resilience, even in turbulent markets. We'll put timestamps down below, but I'd encourage you to watch the whole thing in one go because that way you'll actually get the full value out of this, which, of course, Winston has helped prepare. He's not with me on this trip here, but he's still busy doing research. And on a serious note, what I'm about to share with you does come from hours and days and weeks of market data and company financial analysis. So what we look for are patterns. And speaking of patterns, during my time in banking, I learned something. I learned something about patterns and stock breakouts and cycles and how predictable the market actually is. And when I first learned that, I couldn't believe how simple it was. I couldn't believe how amazingly accurate this was and how it very, very often led to these fantastic gains. And I thought, well, why doesn't everybody know this? And the answer was basically, shh, don't tell them. This is how we make money. But guess what? I do tell you. In fact, I give it to you for free. And how do you learn this? Well, you watch my masterclass, 10, 15 minutes or something, felixfrenz.org get free. You sit down with a pen and paper. You write it down and then you actually start to use it on your charts. Start to use it maybe in a simulated trading account. And then you're gonna realize, wow, this is really like a game changer. And I want you to understand it because it'll help to make your 2025 the best year yet. So head over to felixfrenz.org get free and learn those simple three steps that help us to get to heaven. Now let's examine why these six specific companies are worth your attention right now. We'll start with a quick overview to set the stage. The Fed's playing quite the game of chess with interest rates right now. You're probably seeing the headlines left, right and center about rate hikes and rate cuts. And well, what my trading experience tells me is when rate policy finally finds its footing, even at a higher level, the heavy hitters in tech and finance tend to make their biggest moves. So even during economic slowdowns, people don't just stop using their phones and their computers and companies don't just suddenly abandon their software needs. And then of course, we're in the beginning era of AI and it is no longer just this tech buzz word. Look at these numbers. Major tech companies are pumping billions into AI development. Why? Because just transforming everything from how banks detect fraud to how businesses process data. Companies like Salesforce and Meta are already saying, we're not hiring mid-level engineers anymore because we know AI can actually do it better. And the other thing that you're seeing is every time I'm sitting somewhere in a cafe or something as I'm lounging around here, someone's on their phone next to me and they're buying something, they're paying for something, they're sending money somewhere. And that also leads us to one of the themes that we're about to dive through. I mean, think about it. When was the last time you went to an ATM? Exactly. And in many developing markets, they're skipping traditional banking altogether. They're going straight to digital banking. It's safer, it's faster, it's cheaper. So let's look at our first company here, which is crushing it. Where? In cloud computing and AI. It is, of course, Microsoft, the much beloved company owned by the most generous and philanthropic billion in the world. I always got that out with a straight smile. Anyway, it is no longer your parents' Windows company anymore. Microsoft has completely reinvented itself. They've built this massive cloud empire with Azure, going toe-to-toe with Amazon. And Office 365, it's basically printing money through subscriptions. But what really gets me excited is the AI game. They've got their fingers in everything from open AI to enterprise solutions. And if you look at their school card, what does the headmaster say? Well, cash flow is beefed, solid. Growth health is a beef. It's impressive for a company this size. Price momentum is C, which actually tells you the stock is underperformed, but it's an opportunity. Profit health is an A, absolutely crushing it on margins. And it isn't that expensive. And the business momentum is incredible. Azure revenue is growing at double-digit rates. Xbox is capturing the gaming market. And LinkedIn, it's the hidden gem in their portfolio, dominating B2B marketing, and especially job. And here's why this matters. When this market calms down, which it will, big institutional money typically floods back into proven winners first. And Microsoft, well, it's a proven winner, and it rarely stays on sale for long. So you wanna have a look at the Microsoft chart together? Let me do that here in Trade Vision, which is a software that we built. And we've got something insanely exciting that we're launching this week, by the way. We're gonna give you a trade, a breakout scanner, essentially, which will alert you to the stocks that are breaking out according to kind of my rules. So that's gonna be really, really cool. But yeah, if you look at Microsoft here right now, right here, right now, what do you see if you zoom out a little bit here? And I'm just gonna turn off some of those indicators, so we have a clean chart. Well, it actually hasn't really gone anywhere since, what, March 2024, which is where we are trading right now. Actually, we're actually trading at February 2024 level. So this is a stock that's been underperforming for the last 10 months. That's an opportunity because, as you can see by their earnings, they've been growing their earnings by quarterly at 20. That was a little bit of a miss there, but yeah, pretty decent growth over that time period. So the stock has simply gotten cheaper. So what do we do with a thing like this? Well, we pull up the 50-day moving average line down here. And I'm sorry, I'm on a laptop, so this might look a little bit more higgledy-piggledy than it usually looks. And right now we're below that 50-day moving average line, which isn't really a happy place. But one thing that we can do is connect sort of all the lows that we've had here. And this is never like 100% accurate. You know, it doesn't have to touch every line perfectly. So let's just make that a red line here. And that's sort of your support line on the downside, right? And that's kind of helpful. Now you might be thinking, okay, that's a bit random. What about some hard data? Well, click on support down here and turn on the current support. And that's actually where the market is positioned. So we know that at $410, the market basically has to buy Microsoft. And that's a little complicated how that calculation is done, but we do it for you so that you can just look at the line and go, okay, that's supportive networks. It works particularly well on a big stock like Microsoft. And that was, guess what? That was the recent low, but we're now trading about $5 above that. So $410 is sort of our, you know, kind of real support level. Now, am I going to buy at this level? Look, it really depends on your time horizon. If you, generally speaking, I don't like to buy stocks that are sort of falling and below the moving average lines. But if you were a really, really, really long-term horizon, I think you'd be hard to argue that Microsoft is just going to like fall off a cliff and never ever grow again, you know? It might have another period of uncertainty and so on, but the amount of money they're bringing in from AI, which is basically that co-pilot thing that they've got going on with the integrating into Office and Windows and everything else, whether you want to or not, especially for enterprise, they are going to monetize that pretty much better than anybody else out there because all the big corporates, the guys who buy their software want to say, yeah, we got AI. I don't know what it is, but we're paying Microsoft for the AI, right? Which is sort of a little bit the approach in a lot of corporate places, just don't do anything, don't lean out of the window too much, right? Which is why most companies are pretty rubbish. But yeah, right now, I would wait just a little bit maybe, but if you have that five, 10-year horizon, then this might well be a unique opportunity to buy the stock below the 150-day moving average line, but just that purple line here, can you see that? And when was the last time we are meaningfully below that? It was in 2022, and it did actually drop a fair bit in 2022, went from 300 down to 218, but then now we're trading at 415, right? So it wasn't a terrible buy, even if you paid $286 for it or something like that. So very rare for the stock to dip significantly below its moving averages, and right now is one of those moments, so I'm liking it. But let's move on to our next tech giant, which is making some rather fascinating moves in search and also AI, and I'm kind of giving it away here, aren't I? Yes, I don't want to keep secrets. It's Alphabet, Google's parent. I mean, I say influence, well, billions of people use the internet and they all use Google, right? How often do you say, oh, do you search for it on the internet? And you say, Google it, that's what people do. And at the same time, they're building this incredible cloud business and they're pouring money into future tech, anything from quantum to the foundation of AI models. And if we check their headmaster school card, well, the cashflow is B, which is amazing. The growth health is B, which is strong. Price momentum is a B, so not super like outperforming as a stock. Profit health is A, the margins are insane. And again, it's not super overpriced. So the business momentum is incredible. The ad business margins remain phenomenal despite competition, and AI is going to make that even more profitable for them. YouTube's short form content is exploding. I've noticed that we're starting to make more short content because some people like it. And it's hard for me, as you can tell, I talk too much. For me to make a 30 second video is a bit of a challenge. And Google Cloud, well, it's becoming the third musketeer in the cloud computing world after Amazon and Microsoft. But right now, everybody's worried about their ad dependence. The global digital advertising is actually growing. And when they roll out the next AI innovations, which they're investing heavily into, that ad revenue is actually going to go up because it'll be even more profitable to run ads on Google for advertisers. And they're also under pressure from regulators, right? The commissar in Brussels, I was going to say Brussels, yes, but also in Washington, they're threatening to break up Google and all that kind of stuff. I don't think it's going to happen. I think this is going to go away with the new administration. And at the same time, these guys often look like they're not doing anything, but they are actually innovating a lot. And yes, their search will change. It'll all become AI kind of answers. And that's going to be good because I'm already, I'm actually Googling very little at the moment. I'm using mostly access grok, which is actually really brilliant because it gives you proper reasoned answers. But Google has the same capability. They just have to integrate it into google.com and then at the top or on the right will be that AI answer and the rest will still be the standard search results. And it's going to be tremendous for them. So what do we see with Google? Well, we actually had a breakout here. And I talk often about breakouts because it's one of the things that makes me the most money. And this was kind of it here on Christmas. It was basically, well, not quite Christmas, 10th of December, a little bit before that. We had that gap up here, massive volume that jumped us up from, you could have bought about $184. I'm zigzagging a little bit here, but despite the slight misery that's presently out there by mainstream media and all that kind of thing. And we have, see that sort of bluish line here that I'm drawing, kind of roughly, I'm going to make that a green line and dot it. And therefore, that's sort of the general support line. But again, thinking, okay, Felix, I don't trust the lines you draw. All right, let's look at the real market data then. Well, the support sits at 180, which is precisely where that breakout point really happened. And resistance at 200, we're trading at 190. Guess what? Right bang in the middle. Surprise, surprise. It's almost as if the support and resistance lines matter, which they do, right? We hit it up here at 200 and then we came back down. So what are we waiting for with it? Well, I think probably earnings, which are happening in 4th of February. So the whole tech world starts reporting the earnings at the end of January and in early February. And if you think about the Donald's coming in slightly just before that, but this is a lot of stuff that's gonna happen here at the end of January. And that's gonna cause some market wobbles, but it also creates opportunities for people who are more patient. We don't get shaken out by little things. And just look at the chart for the long run and think, well, if I bought this in 2020 at $75, I'd be pretty happy right now, right? And yeah, it did go from 145 all the way back to 87. And that was a miserable year. That was a whole year. And I think you could have gotten out of that and you could have bought something better. But then it bounced back up in a classic kind of breakout move here. So the breakout, just about, right? I'd say this one here, just about at $99. And that was a pretty good call, right? And there was another opportunity here at 109. And there were a few more sort of along the way. And if you learn how to spot those, guess what? You stay in good stocks when they go up most likely and you get out of them when they do nothing or linger or even collapse, which is the horriblest, horrible thing to do because it's always opportunity cost, right? Is your money working the hardest for you like all the time? That's kind of the way I look at my money. I think my money should work a lot harder than me and I don't really work that hard. So it's not that difficult to do, but let's move on to another stock here, which is also in the AI space. And guess who it is? Yes, precisely. It is the one that you're thinking of. And no, I'm not talking about Palantir here. I'm talking about Nvidia, which is a chip company, you could argue, but no, it's actually not. They're just the powerhouse of the whole AI revolution. And there was a tweet out just from Nvidia CEO saying, we bring in $3 billion revenue from autonomous driving right now from EVs. And that's gonna be $300 billion, probably a set of revenue. He didn't quite say that, but that was sort of the implication because how many self-driving cars are out there right now? They're very, very, very few. So that's gonna massively explode and that's a huge opportunity for Nvidia because that's the only way to do it is by using Nvidia cards right now. So what does the headmaster say about Nvidia? Well, cashflow is amazing. It's A, it's like perfect. Growth is perfect. A, price momentum is at B. And again, it's very, very rare. You get these A scores and price momentum means the stock price hasn't moved that much if it's a B. Profit health is an A. The margins just make everyone else jealous. And guess what? It isn't actually that expensive. It's trading at the lowest valuation we've had for years on Nvidia, which is kind of weird, right? Why is that happening? Business momentum is incredible. And when people think of AI, well, they think, yeah, we're gonna have to buy Nvidia chips, right? So they've got partnerships with everybody from Amazon to Microsoft to Google to Meta to Tesla. Everybody is using Nvidia hardware. And how do we therefore spot the perfect entry point? Well, it's a bit like waiting for a train that's already leaving the station. I think if you're a bit more of a fundamentalist on this one. And yeah, there is AMD. They're nipping at their heels, though I don't see an imminent threat here, judging by the latest CES reveals that we got there. It's a little bit of the geopolitical wild card and that sort of thing. So right now, look at the chart here. Stock's obviously gone up a lot, right? We all know that. But what has it done for me lately? What have you done for me lately? You should start singing. In June, 2024, we're trading at $131. Right now we're trading at $131. So we're basically underperforming the market the last six months very, very significantly. And do I like to buy something that's sort of on a downtrend, that's below that yellow 50-day moving average line? Not particularly, no. I would like to see a little bit of oomph. Now the oomph could in theory come from earnings, which is again, 19th of February. They tend to report earnings a little bit late. But the last set of earnings, which were very good, we actually tanked from $130 all the way to $103, only to then rally all the way back up to $150. You look at the previous earnings, that was a clean rally from $95 to $140. And the one before that was also a clean rally up. And the one before that was a bit of a dumpster fire again. So it's a very volatile beast. So I think there's two ways of playing this. Either you wait for these kind of beautiful breakouts, like this one here, which comes with all the whistles and bells that you learn about in the masterclass, and I've got links down below. And then you exit somewhere, you would have exited here, according to at least my rules. And, or you kind of gradually, and that's probably a safe place thing to do as well, just like gradually open a little bit of position and then just nibble on it once a week or once a month or something like that. But especially don't stop if that's your scheme, if it's fallen, because that's actually where you discount down. Now, different schools of thought. One isn't particularly right or wrong. I'm a huge fan of efficiency. You know, it's a sort of the Z German in me. I can't help it. But so right now, I think fundamentally, the stock looks very attractive. From a chart point of view, surprisingly, it doesn't. And that's kind of unusual, really, that you have that sort of combination. So those things can be opportunities if you have a little bit of a longer timeframe, and I'm talking about sort of two years. But now that we talked about NVIDIA, we need to talk about Micron. And if data is sort of the new oil, well, these guys are building, say, the oil tanks to store it all in. So, you know, in your phone or your laptop, how does AI systems work? How do they work so fast? Well, Micron's memory chips are likely in that. They're sort of the backbone of the data-driven world, making everything from smartphones to massive data center sticks. And speaking of CES 2025, which is that big tech conference in the U.S. just, NVIDIA's Jensen Huang specifically highlighted their partnership with Micron. I mean, the AI king says, you know, he needs your memory tech. Well, it's a pretty big deal. It's sort of a nod from the overlord. And the school card tells a pretty interesting story. Cash flow is a C. Well, it's a cyclical business. Growth health is a D. They've had a tough time. Price momentum is therefore only a B. Profit health is a C, which is kind of typical for this phase. And the breadth of value is a C, which means it's potentially undervalued. But the business momentum is here. You see, they're pouring money into the next-gen memory chips. The revenue is trending upwards a long time, despite the cyclical nature of the memory market. And their production is getting more and more efficient. And every new AI breakthrough we're going to get, well, guess what? It's going to need more memory. So I wouldn't hold a stock like Micron in the long run because it's bloody cyclical. And I'm not really a huge fan of it. It's just, look at that. You see the cyclicality of this? It's, you know, it's up, it's down, it's up, it's down, and then whoop, and then down again. And, you know, right now we might be at the cusp of another breakout. Let's zoom in a little bit and see if we can actually find one. So Jensen has given us a little bit of a lifeline here on the 6th of January. With that, that's his gap up here. That's when the overlord speaks. And was that a breakout? Actually, no, because we closed below the moving average. They're still sliding down. So to me, actually, wasn't a buy. What I would look for, and let me draw a line in here for you. I would connect all of these highs. You see those highs? That doesn't need to be super precise, but just to give you a little bit of a flair. So I'm going to just make that into a purple line. It's a little bit easier to see. I would wait to break through that line. And that right now sits at about $105 or something. You might be thinking, Felix, why do you want to miss out on, you know, $10 rally? Because once you break through that line with some decent volume, again, please do watch the masterclass because you'll learn the rules, then we have a much, much better chance of making it all the way back to, you know, the $150 level. So I would rather go from $105 to $150 than go from presently $96, hit my head at $105 and come back down and then sell it at $85, which is also entirely possible. So one to add to the watch list, I would say, and we're going to just, you know, you could even set up, and again, I'm not telling you what to buy, but you know, you can set up automations around these things. You never have to look at it, that you automatically buy stuff. And I'd certainly do that, especially when I'm traveling. But now let's shift out of the AI game a little bit in here and go back to what I touched upon earlier, payments. And you might be thinking, he's got his own PayPal or SoFi or... No, no, no, no. See, I'm sitting here in sort of more serene surroundings today, and therefore we're going to talk about Visa card. I know, sexy, isn't it? But they're not just about credit cards anymore. They're basically the highway of global commerce. Think about this. Every time somebody taps their card, uses their phone to pay or make some sort of online purchase is a very good chance. Visa's network is making it happen. And even all those fancy new payment apps, most of them are actually riding on Visa's rails. And their scorecards are insane. The cash flow is a B, which is rock solid. Growth is a B. Think about how old this business is, right? Price momentum is a B. Profit health is an A. The margins are insane. And it's not particularly overpriced. So what's the business momentum? Well, cash is becoming obsolete. Remember the last time, as I said, you go into an ATM, right? I'm traveling right now. I don't have any local currency. I used to get that. I don't have any. I'm just tapping stuff right, left, and center. And in the hotel, I give them whatever currency I have. And they're just fine with that. At least, they tell me. It's probably spitting in my food at every opportunity. No, no, they're really lovely here. They're really lovely. They're like, watch this, imagine. So the free cash flow they generate is enormous. And as international travelers back, hence me being here, those juicy cross-border fees are back, because that's sort of like how they really make a lot of their money. And therefore, Visa, well, it's a stock so good, and it's been so good. It's been so reliable. And I mean, Pension Fund owns it. It rarely goes on sale. So it's kind of like trying to find a discount on premium dog snacks or something. Winston knows it doesn't happen very often. They know him in his local pet shop. And you might be thinking, well, there must be some risk. Surely these guys are behind the curve and so on. Well, yeah, new payment solutions keep popping up. But most of the time, people use Visa to pay, and ultimately behind it, right? And yeah, some sort of global economic slowdown would certainly have an impact, but I don't sort of see that, at least not from where I'm sitting. So how does Visa look on trade vision here? Well, well, well, well, my friend, what do you see? You see a stock that's done nothing since the 6th of November, basically. It's gone sideways. After a beautiful, was that a breakout? Yeah, it probably was, right? That was probably here, here. That one is a breakout there. So that would have gotten you in at about $306. Right now, we're trading. I'd be like terribly disappointed because sometimes these things go a little bit sideways, and that's completely fine. So what are we seeing there? Well, we're below that yellow 50-year moving average line here, the one that I'm pointing out in my green pen because I haven't got a pen with me, just a mouse. And is that a good thing? No, it's not a wonderful thing. It isn't, and it might therefore give us a little bit of sales pressure. But what I'm saying is it's fairly rare that we dip on Visa. The last time we dipped was here in 25th of September. Look what happens afterwards, right? We rallied up very nicely. The time before that we dipped was in March, 2024. And then, yes, we did have a bit of a sell-off, but that was kind of the whole tech sector, that sort of like FinTech sector that kind of had that miserable thing. And then we kind of started recovering the summer because of interest rates. So we're not often below these moving average lines, and it's typically a buy opportunity. Earnings are coming out on the 30th of January, I believe. So how to play it? I own Visa, I buy Visa every week. I can't help myself. So I have two portfolios. I have the long-term buy good companies till death do us part kind of type thing. And then I do my breakout trading, which is, well, it's a heck of a lot more profitable. So why do I do the other thing? Well, it keeps everybody in my family a bit more calm because they think, well, what if Felix goes off as a rocker? At least we've got quite a lot of money sitting in something solid. There's a lot of that, and it probably keeps me calmer as well because not everything sits in my cash portfolio all the time. So I think don't ever be too much of an extremist with one thing or another, just because one thing outperforms doesn't mean you should put everything in it. That seems a little irrational, but that's just the way it works. I'm a fan of diversification here. But I did say I wasn't going to talk about PayPal. Well, I lied. So let's talk about PayPal, the OG of the digital payment world. Before fintech was even a word, these guys were basically inventing how we move money online. So your local coffee shop, the global e-commerce giants, PayPal is everywhere. And Venmo is becoming so popular, people are starting to use it as a verb. Yes, just Venmo me. It's weird, I know, but it's like Google. So how good is that business? Well, the scorecard tells the following story. Cash flow is a B, growth health is a C, and price momentum, it's a D. It's miserable, but it's very profitable and it's kind of cheap. So they've got this massive user base with this rich transaction data. PayPal checkout is the go-to for everybody who does anything online. And Venmo is turning those social payments into some real revenue here. They've got all these new partnerships. They're rolling out an ad platform, advertising revenue, which is incredible, I think. So how do we deal with a thing like that? Well, first of all, I should give you a disclosure and that I have a trading position open on that. And I can show it to you. Options, open. So in trade mission, you can also import your trades. Now you click on import here on the top right, and then you can select your brokers and we'll keep adding more and more to that. And that way you can import and see what you're doing. So we've got a PayPal trade open here. It's up 25%, which is a little disappointing, quite frankly, just hasn't done very much. But I have high hopes. I have very high hopes for the reasons just outlined. So let's have a look at the stock chart. So first of all, zoom the F out because this is important, right? The string was trading up here. Now it's trading down here. And that creates a lot of bad blood. A lot of people lost a lot of money on PayPal. They hate the bloody thing. They never want to touch it again, which is entirely irrational, but that's how we are. So people buy up here and then they sell down here, right? And that's sort of how we redistribute wealth from Main Street to Wall Street. So we don't do that. The time to sell was up here. If you, sorry, up there, actually, if you followed our rules and you want to learn what they are, again, watch the masterclass. And then we have the breakout. And I've highlighted that here with that little blue box here in July. And that was at about $63. And it hasn't done that much since, but it has at least gone up to 82, but at 92 a little while ago. So why is it tanked? Well, everyone's currently believing that interest rates are gonna stay higher for longer and that should therefore impact FinTech valuations, which is why PayPal had this miserable last trading day before I'm recording this video here. So is it a good time to buy at 82? You know what? I would wait for it to pull back above the yellow line here, which is that 50-day moving average line. You can toggle that on down here in trade vision. And there's a week's trial to trade vision, so you don't need to have, you have zero risk and all of that. And that's kind of where I would get in on it, because you never really want to buy falling knives. And it is still an uptrend. It is still a bullish trend, but it is a little bit below its trend line. It's below its 50-day moving average lines. For me, that isn't a brilliant place to be. But I do think 4th of February, the earnings are gonna bring some pretty tough to frown upon numbers. And we saw that even with the last earnings, they were amazing. Everyone's like, well, so we dropped. And then that was exactly what Wall Street did. And then we rallied back up and we saw the same thing happening here in July. Before that, the CEO was sort of still finding his desk. So we can't really count on much before that, but we should see more and more impact from the new CEO, because he does now know where his desk is. So how do we make money out of this? Well, you wanna diversify. You don't wanna be just in the one industry that you discover. If it's AI or fintech or crypto or whatever it might be, quantum computing or something, you wanna be spread across a bunch of them. So if one of them blows up, which is always possible because the Fed does something daft, then that's going down, but something else is going up. So I don't wake up in the morning and go, oh my God, today is the fintech day. I'm gonna buy 10 fintech stocks. No, I will buy the best one, the one that's the best. Then I'll skip all the others. And if we are more selective like that, we tend to make more money. At least that's been my experience. So that's really what I encourage you to do is just up-level your skills and your knowledge and your understanding. And it is actually much, much simpler than you think because this lovely little chart that I've got on the screen here does actually tell you everything you need to know because all the market reaction, the reaction of all the smart people out there, every pension fund, every hedge fund, every trader, everybody out there, it's showing in the chart. The psychology of the entire market, you don't need to know what the earnings numbers were. You don't care because the chart will tell you whether they were good or bad. So learn that. Up-level your skills a little in 2025. And I, my hope is that will help to make your 2025 the best one yet. So you get to the financial nirvana where you wanna get to and enjoy yourself and just travel the world. And I'm in a hotel here and I'm here for, well, as long as I wanna be here for. That's literally like how I travel. I book a one-way ticket, I land, and if I enjoy it, I'll stay. If I feel like going somewhere else, I can go somewhere else. And I didn't have, used to have that freedom. I used to have, you know, however many days my employer granted me and had to apply for leave out of the slave camp. And it's a depressing life. I always thought. So I always wanted to get to freedom and I thankfully got there. And now my retirement plan is to help as many of you as possible to get to the same thing because it's so fricking good. And then we can all hang out together. More people who have time on a Monday afternoon to, you know, chat about stuff. So check it out. Felix Wenzel Oxford, get free. And I wish you a beautiful day. Winston and Felix here. And many of you are right now thinking about what happened last week in the market. And you're doing that based on false information that's being pushed on you by mainstream media. So we're sitting here in a rather cold morning mountain.