Loan App Fast Approval 2025 ¦ Loan App ¦ Instant Loan App ¦ Best Loan App ¦ Personal Loan App

Well friends, if you want to apply for a personal loan then today's video is going to be very special because in this video, I'm going to give you the overall idea of the market that from where you should apply for a loan, which application charges you a high amount, which application interests you, which age criteria you have to keep in mind, I'm going to give you all this information in today's video. And see, there are a lot of people who get harassed because of third-party applications. Their data is sometimes even sold. So, all in all, I want to tell you that whether you get a loan or not, that's a long story. But don't go for a fake loan application by mistake. All the applications I'm going to tell you in this video are all RBI and NVFC approved. Look at them carefully and try to get a loan from them. So, let's start the program. But friends, in this video, along with giving you the overall idea of the market, I'm also going to tell you about an application where you can apply for a personal loan only with your Aadhar card and PAN card. I'm going to tell you the whole process. Basically, you can see it on the screen here. You will get to see the whole process from applying for a loan to getting it approved. So, stay tuned till the end of this video. Now, friends, before moving forward in the video, listen carefully to what I'm going to tell you. Because there is a brother who is in trouble and I don't want you to get into trouble like him. Look at this. He mailed me. He writes, Hello, brother, I'm from West Bengal. I'm in a big trouble right now. I'm in a big trouble because of an instant loan. And I need a loan of Rs 50,000. But I can't get it from anywhere. I want all the places where there is a loan to come to one place. That's why I got a loan of Rs 50,000. And I can't get a loan from anywhere. I'm trying again and again. Everyone is rejecting me. I'm in a lot of trouble. They took the 50 thousand inqy. Now they want me to get a loan from somewhere and ignore all small loans and I keep the bigger loan alone and repay it on time. I want to tell you this. First and foremost, whenever you face an emergency, you should never apply for a loan in that case. Nowadays, there are many advertisements on social media to show that if you were on trips and you need money, or if you want to do shopping, you want to apply for a loan. Don't apply for a loan at all. If you are in a very big trouble, then you should apply for a personal loan. Otherwise, you should stay away from it. In this video, I am going to tell you 3-4 genuine ways to apply for a personal loan where you will actually get money at a low interest rate. But I just want to say that don't fall for these small applications and these fake applications. Otherwise, you will be in a big trouble. So friends, first of all, let's assume that if I need a loan of 1 lakh, then what options do I have? Listen carefully to the options that I am going to tell you. So the first thing I will do is I will go to my bank. There are 3 options to go to the bank. You can get a loan from one of the 3. First of all, I will check the application that I am using. For example, let's assume that if I have a savings account in HDFC bank, then obviously I will be maintaining some money in HDFC bank. And based on that, he must have made a profile for me. So now to apply for a loan, I will open HDFC bank application and I will check whether I am getting a personal loan or not on the basis of pre-approval. Look, this pre-approval loan is provided to you without any document and without any verification. In just a few steps, you have to do some light verification. After that, whatever amount is there, it is sent to the bank account. This is to apply for a loan on the basis of pre-approval. Which you will get to see in the application And friends, let's assume that if I don't get a loan on the basis of pre-approval, then I will go to the website of HDFC bank and I will apply for a loan from there. Look, whatever my profile will be, whatever my customer ID will be, I will enter it there. Now, because I am an existing customer, I will not have a lot of KYC here. For taking a loan, whatever small verifications are there, I just have to complete them. And from here, I can get a loan of a good amount at a very low interest rate. So friends, do try this method too. And let's assume that if your loan is not approved from here, then the third thing you can do is go to your bank and tell the loan department that I need a personal loan. And on the basis of my profile, tell me how much loan I can get. So friends, there are also chances of getting a loan. Because offline, they do something to get your loan approved. So friends, I have told you three ways to apply for a loan from the bank. And look, I am not taking any other bank. The bank in which you have a seiving account, just go to that bank. And from there, you will also get a loan approval. I was telling you this method because first of all, your loan interest will be very low. Second point, there will be no chance of harassment with you because the bank is obvious that it will not be able to harass you. Third point, the interest rate or processing fees that are imposed here will also be very low. And you will also get a good tenure here. So that's why I am giving you the first preference of the bank. After that, on the second number, I will tell you about the loan application. Look, there are many ways to apply for a loan. First of all, the loan application which is a little reputed. And here, your loan amount will increase a little and you also get a little more tenure here. First of all, I will clear that for you. So friends, now in the category of instant loan, first of all, there was Navi, which means it is closed. You cannot apply for a loan from Navi. Now I put MoneyView in the second number. In the third number, I put CreditBee. In the fourth number, I put Bajaj. Look, this application of ours gives a loan to a higher amount. And their interest rate is also a little good. Many people will also prefer a big loan here. But I don't do that. Because it works as a third-party agent. It does not provide any loan by itself. But all these applications are listed in the NBFC by itself. Through that NBFC, you can see the approval of the loan here. So that's why I keep these applications in line. Now let's assume in the third category that if your civil score is also down, and you need a loan for a short time, and you need a small amount of loan, then I am going to tell you some applications that only on the basis of your Aadhaar card and PAN card, they approve your loan. So here I would like to put the TrueBalance application first. After that, I would like to put the Branch application. And in the third number, I put M-Pocket. Because look, the application of M-Pocket was fine, I accept it. But I put it in the third number because if your loan is rejected even a little, then it makes a very strong inquiry in your civil. That's why I prefer the Branch loan application or the TrueBalance loan application. If you genuinely want to take a small amount of loan, your civil score is low, you don't have income proof, then you can try these two applications. In this video, I am going to show you by applying the TrueBalance loan. But friends, once I tell you the processing fees of all these applications, so that all things become more clear in your mind. So friends, here you can see that I have written the name of Maximum Loan By application. Which means which application can give you as much loan as you want. Here in the first number, I put Bajaj Finzaru. Because it provides you a maximum loan of 40 lakhs. Here, you can cut the Branch application. Now look, here in the third number, I have put Buddy Loan. Because I have already told you that Buddy Loan does the work of an aggregator. So it has a lot of companies. You get a loan from those companies. After that, in the fourth number, there is PaySense. Which gives you a maximum loan of 10 lakhs. And after that, you can see all the applications. Now here we are talking about the most important application, Rate of Interest. So cut the Navi application. After that, Bajaj Finzaru is such an application which provides you a higher amount of loan at a lower interest rate. But you also have to keep in mind that to take a loan from Bajaj Finzaru, your civil score should also be strong. You should also have an income proof. And you should have a proper document. Then only you get a loan from here. After that, you can see Credit B, Lazy P, Money View. You will get to see the interest rates of all these here. You can see from the line here. After that, if we talk about processing fees. So Navi was such an application where you used to get the facility of processing fees. But now it is closed. So here you can see, there is a true balance on the second number. Where you have to pay processing fees from 0 to 15%. After that, you can see the processing fees of Buddy Loan, Money View, Cashier. You can see all the processing fees from the line here. Now friends, the most important. Here we are talking about the maximum loan of 10 years. So see which application gives us how much amount of loan. This is fine, we understood. But which application can give us a loan for a long time. This is also very important to know. Because in today's date, there are many such fake applications. Which will give you a loan for 7 days. And they will start collecting within 6 days. There, a person gets stuck very badly. And I say that you should never take a loan from such applications for 7 days, 8 days, 1 month. Basically, you can ask your family or friends for a loan for 1-2 weeks. That will work. But don't go on these applications. Otherwise, you may have to pay double or triple here. How much money you have taken. So that's why I tell you to go to these rapid applications. Don't go to these fake applications. So here you can see, first of all, Bajaj, Punjab provides loans for 6 months to 8 years. Apart from these applications, Bajaj provides loans for 6 months to 5 years. Similarly, money view also provides loans for 3 months to 5 years. And all other applications, you can see below the line. Now friends, in this video, I will show you True Balance Loan, because the reason behind this I will tell you, all the big applications I have made video on them already. And I get a lot of such comments that I have no income proof, my CV is low And I don't even want this high amount of loan. So, in this video, I am going to show you how to apply TrueBalance Loan. Basically, I am telling you to leave the fake applications and shift to the genuine applications. Otherwise, you will regret in the future. So, friends, let me show you how to apply TrueBalance Loan using your Aadhaar and PAN cards. So, let's see the process. So, friends, as you can see, we have come to the TrueBalance application. First of all, you will get the direct link of TrueBalance in the description box. First of all, create your account by entering your Aadhaar card number. After creating the account, you will come to the home page. See, you and I will see two options here. The first option is Cash Loan and the second option is Level Up Loan. See, our Cash Loan is given to us with the help of Aadhaar and PAN cards. But in Level Up Loan, you have to submit only one document. See, first of all, you get Level Up Loan from Rs. 1000 to Rs. 15000. You can get it for a maximum of 6 months. It is instantly disbursed. And you can foreclose it anytime. That is, whenever you get money, you can close it immediately. But our Cash Loan starts at a minimum of Rs. 5000 and goes up to a maximum of Rs. 1,25,000. So, I just want to tell you that if you have only one document and you want to apply a small loan on that basis, then Level Up Loan is best for you. But if you have a proper document, i.e. Aadhaar card and PAN card, then you should simply apply Cash Loan here. Because the interest rate of Cash Loan, now see you have done the document verification here, so the interest rate here also decreases a lot. And here you get to see the loan amount up to Rs. 1,25,000. And here you also get tenure for 6 months to 12 months. So friends, I am also going to apply Cash Loan here. Now to apply, simply click on the Apply Now option. Here you can see there will be a little processing. After processing, now it is asking me how much amount loan do you want? Here you can see that I can take a loan of a maximum of Rs. 1,25,000. And I can apply a loan of a minimum of Rs. 5000 here. See, for example, I put Rs. 36,000 here. After selecting the amount, I am now told to select the tenure here. I can apply a loan for 12 months and the other option for 6 months. But see friends, whether you apply a loan for 6 months or for 12 months, you will have to give an interest rate of 2.4%. You can see, if I click on 12 months, it will be calculated for me. My EMI will change, but my interest rate has not changed. So you get the benefit of applying a loan for a long time here. But I am only taking you to show the loan, so I am going to select 6 months here. Now here you can finally see that my loan amount is Rs. 36,000. For 6 months, I am applying a loan, my EMI is Rs. 7,300. And here I have to give an interest rate of 2.4%. Now I simply proceed it. After proceeding, you can see that the purpose of the loan is being asked. So I put medical emergency here. After that, you can tell the maternity status, single, married, whatever you want. After that, you will also have to tell your level of education. So see, you don't put it in the 10th bar. You simply put a bachelor here, whatever I am putting. After that, it is asking in the housing type that the house you live in, it is yours, it is rented, it is of your parents or relatives. So I put self-owned here. After that, it is asking if you have a job etc. Now look at this page carefully. Because if you accidentally select an assurant or a housewife, then you will not get the approval of the loan. Because often TrueBalance gives loans to those people who are already working. Or those who are already self-employed. So I am going to select a salary person here. You can see that after selecting the salary person, you are being asked about the employment type. So I simply put regular employee here. After that, it is being asked that how long have you been working. So I put 1 to 2 years here. After that, what is the name of your shop? So I put the name of my channel here. You can see that after putting money mode, I simply put next. After that, your industry will be asked. So I put banking and finance here. After that, your job is being asked. So I am getting a lot of options here. I put as a manager here. After that, it is being asked that what is your monthly average income? See, make sure that you keep your average monthly income at least 10,000. Because now I am applying for a loan of 36,000 rupees. So you will also see the true balance. Can this EMI be filled every month or not? Now let's assume that if my income is only 6,000 rupees, then how can I fill an EMI of 6,000 rupees? I will also have some personal expenses. So whatever EMI you have, you have to double your average income. I am giving you a tip. You must note it and apply it. Now see, my EMI was around 6,000 or 7,000. So I simply put 15,000 rupees here. You can see that I put 15,000 rupees. After that, I simply accept their term and condition. And finally, I click on Next. Now I am being asked that when do you receive your monthly income? So I put 7th. After that, where do I receive it? So I put my bank account here. After that, I am being asked to select a language. So I put English here. After that, I am being asked that have you ever experienced a loan? So yes, I have experienced a loan. Now I am being asked to verify my email ID. So see, all the email IDs that are in your phone, they will come here first. If you can't get an email ID, then you can simply write your email ID here and you can verify it. Now see, you have to verify this because if any part is left, then you will be told on your email ID that this part of the process is left, you have to complete it. Now after completing all this, you have to click on Evaluate My Loan. After that, you will also get a loan amount like this. And all your EMI will come from here. Now you have to proceed this. After proceeding, you can see here that you have to accept some term and condition. After that, you will have the option to fill up your bank account. So whichever bank you want to take money from, you can simply fill up that bank here. After that, you just have to proceed. After that, you can see here, you will also get a congratulatory message that within 1-2 hours, the amount will be transferred to your bank account. Now friends, while applying for a loan, whatever tips I have given you, do apply them. And once you comment to me and tell me that how much amount of loan did you need and did you get the loan or not. If you have any problem in applying for a loan, do comment to me once and tell me, you will get a reply. That's all for today's video. Make sure to like the video and subscribe to the channel. And avoid all the fake applications. Because in today's date, harassment is at a very high level. We will meet in our next video. Till then, Jai Hind, Jai Bharat.