HUGE Credit Card BONUSES in April 2025 (ACT FAST)

in this video I want to go through some of the best credit card bonuses of April 2025 including 85,000 points on a certain series of airline cards 100,000 points on the Chase Sapphire Preferred three nights plus 50,000 points on a certain hotel card and we have a load of transfer bonuses too Plus a sneaky way to earn 1,500 hotel points in an instant Hey credit warriors Welcome to the show My name is Ben Hedges aka the credit shifu And on this channel I cover US credit cards and personal finance topics If you like the sound of that do subscribe And this video is brought to you by Silo who are offering up to $5,000 in cash back on your stocks and ETFs But more on that later All right first up we will go through some welcome bonuses If you don't know what welcome bonuses are they are bonuses for new card members of credit cards where you open a certain credit card and if you spend a certain amount of money in say the first 3 months you get a load of bonus points For example 50,000 points for spending $4,000 in 3 months It's a great way to build up a load of points or cash back quickly So first we have the AIOS credit cards So all three of the AIOS earning credit cards from Chase currently have the same limited time welcome bonus and this is a pretty good bonus in my opinion Now there are British Airways Heirlingus and Iberia co-branded cards but I will use the British Airways one as an example since that is the card that I have and they all basically have the same benefits The current bonus is 85,000 AIOS for spending $5,000 in 3 months from card opening That is 17 points you're earning per dollar spent And the bonus is worth $1,275 if we use a point sky valuation of 1.5 per point And the bonus on the other two credit cards for Heirlingus the national airline of Ireland and Iberia the national airline of Spain are the same All these airlines are part of one world alliance So in theory you can use the points which are called AIOS on any one world airline as long as you can find a ward availability You can actually also transfer AIOS between these three airlines So if you earned the bonus on the British Airways card you could actually always transfer it over to Iberia to take advantage of their lowcost reward rates on business class to Europe Personally I have used British Airways a lot on business class flights to the UK Although this isn't really the highest value redemption redeeming them on American Airlines domestic flights in the US can actually provide better value and I've done that too Anyway it's well worth checking out and 85,000 is almost enough for a business class flight to Europe Probably on Iberia it is enough These could be cards that you get for the bonus and then decide whether you want to keep them later Remember it is a limited time offer so get it while you can All right let's move on to our next bonus And our next bonus is on the Marriott Bonvoy Boundless card Now they just came out with a new offer on this card and I think it's a really great offer Check it out You get three free nights valued at 50,000 points each when you spend $3,000 in 3 months And then if you spend another $3,000 for a total of $6,000 in 6 months you get 50,000 points Now I know the spend requirement for the second half of this is kind of high but let's talk about why they've created the bonus like this first The reason I can see is that Marriott lets you top up award certificates with up to 15,000 points If you want to stay in a hotel that costs more than your certificate is worth So if you have three free nights you would need 45,000 points to top each one up with 15,000 points This opens up a load of hotels that you wouldn't otherwise be able to stay in if you just had the 50,000 point certificates Like these two hotels at Times Square for example that cost about $400 in cash per night Or you don't have to max them out all the way Just any amount up to 15,000 So you could stay three nights at the Marriott Grand Cayman which has just been recently renovated for 59,000 points per night Okay the 50,000 certificate plus 9,000 extra points And that one also costs around $400 if you paid in cash Did I mention I went to Grand Cayman once I should really go back Now I did mention that the second half of the bonus is quite a high amount of spend for just 50,000 Marriott points which are only worth about 0.8 84 cents per point Again that's a points guy valuation so you can tell me where you think that is accurate or not I found his valuations to be pretty accurate especially on hotels But that is just $420 in value for $3,000 in spend $420 I believe there's a joke in there somewhere Although I don't know It goes straight over my head Nothing goes over my head My reflexes are too fast I wouldn't catch it Maybe you know what it's all about So it is true that the second half isn't great value but it's better than those two-part bonuses that are like $5,000 for the first half and then spent $20,000 for the second half All right Also getting those extra points could really significantly upgrade what you can do with the three nights The difference between a 50,000 points hotel and a 65,000 points hotel can be quite big Anyway this is another offer that won't be around forever And actually there are also a lot of restrictions on who can apply and get this bonus too since there are a lot of other Marriott cards Okay so here's the small print on screen You can pause the video if you want to read it All right moving on But first if you want to earn up to $5,000 in cash back just for holding your stocks and ETFs on Silo listen up Modern brokerages have become commissionf free but they're actually still extremely lucrative thanks to payment for orderflow and interestbased revenue Our partner Silo is pushing the industry to the next level by offering you cash back just for holding your stocks and ETFs with them This translates to 0.5% cash back on your entire brokerage account balance including money already invested every year up to a maximum of $5,000 Your investments on silo are stored with interactive brokers where they are protected by $500,000 in SIPC insurance and $2.5 million in FDIC insurance There is a monthly fee for this program which starts at $10 but if you use my special link you can get a 3month free trial today Members receive personalized assistance with account transfers deposits and any other questions Use the links below to lock in a free trial and up to $5,000 in cash back every year So our next card is the Chase Sapphire Preferred Now this card currently has a 100,000 point welcome bonus for spending $5,000 in 3 months That bonus is worth at least $1,250 when used through the Chase Travel Portal and even more if you transfer it out to airlines and hotels Now we have talked about this bonus in a few videos already So I won't go into too much detail about it but Chase says that this is the best bonus they're going to be doing this year on this card So if you want to sign up for the Sapphire Preferred in 2025 do it now Also the bonus is now available through referral links too So if you are in two-player mode with your significant other or if you just have a friend who has the card and you want to help them out you might as well sign up through that person's link They get 10,000 points That's at least $125 in value through the travel portal and you still get the 100,000 points bonus All right Next we have the City Advantage Business World Elite Mastercard So this is basically the business version of City's mid-tier American Airlines credit card with a $99 annual fee waved for the first year They just came out with a $75,000 AA miles bonus for spending $5,000 in 5 months So that's $1,000 per month And if we again use a valuation from the points guy for the bonus of 1.55 cents per point we get 1,16250 in value This one is also described as a limited time offer So get it while you can All right let's now move on to some bonuses that are not just for new card members They're available to current members of various cards as well And we are going to be looking at transfer bonuses So for April there are currently two transfer bonuses that you should know about One is a transfer bonus from AMX to Arrow Mexico This is a 20% bonus but because AMX points normally transfer to Aero Mexico at a 1 to 1.6 ratio you end up with 1,920 AOM Mexico miles for every,000 AMX points that you transfer over after this 20% bonus is applied The bonus is running for the whole month of April And you'll see the end date here is 4:30 2025 Arrow Mexico is a member of Sky Team Alliance which includes Delta Airlines and a load of other airlines Upgraded Points has a really good article on the best uses of Aero Mexico Miles I'll point that down below so you can do a bit of your own research and figure out whether this is going to be a good idea for you to take advantage of this transfer bonus Next we have a transfer bonus from Chase and that would be to IHG and it is an 80% bonus And this one is also for the whole of April But just be aware that IHG points are only worth around half a cent per point So this is getting you just 0.9 cents per point in value which isn't that good Okay Like literally it would be better value to book an IHG hotel through the Chase Travel Portal on the Chase Sapphire Preferred at 1.25 cents per point Only time I would transfer to IHG is if I already had a load of IHG points from the IHG credit card or from hotel stays that I wanted to use and I needed to top up that balance to get enough for a redemption IHG hotels though are really cool I stayed at both Intercontinental Hotels in DC last year and Intercontinental Hotel is their flagship brand and I had a great time at both All right now let's move on to our final little bonus that is an easy way for you to get 1,500 Marriott points There is currently a promo going on where you link your Uber and Marriott accounts and boom you get 1,500 Marriott points Just go to this website uber.mmarriott.com I'll paste it in a pin comment below and you can link your accounts by just scanning this QR code with your phone's camera As long as you have the latest version of the Uber app installed on your phone it will open the app and take you to a page where you enter your Marriott login info and then you're linked If you don't have the latest version just download the latest Uber app first They say to allow six weeks for the points to appear in your account although these things normally happen quicker than that And this promotion runs until April 16th so you have just a few days to do it So be quick if you want to take advantage of it All right guys That is the video for today Please subscribe if you're new And don't forget to lock in a 3month free trial and earn up to $5,000 in cash back on your stocks and ETFs only with Silo Link is below Thanks for watching We'll see you next time