Getting Life Insurance After Having Alcohol Issues

Hi, I'm Byron Udell, founder and CEO of AccuQuote. We've helped millions of people save money on their life insurance since 1986. Today, we're going to talk about the fact that nobody's perfect. Sometimes our clients have problems which they think might prevent them from buying life insurance, but that may or may not be the case. If you've ever had a DUI or alcoholism issues, drug addiction, or a combination of the two, believe it or not, you may still be able to get a life insurance policy. If you've been clean or alcohol-free for five years or more, some insurance companies will consider you for coverage. Obviously, the longer you've been clean, the better your chances and the better the rates will be. To get a better handle on the details of your situation, the insurance company will usually require you to fill out a more detailed questionnaire. When you answer questions on this or any application, it's important to never lie. Doing so is fraud and could subject your beneficiaries to being denied the benefits. The important thing to remember is that if you're clean and have been clean for a reasonable period of time, it may still be possible to qualify for life insurance even with a history of alcohol or drug abuse. Call us today at the number on your screen to see which companies might be willing to insure you and to get a free quote. Thanks for listening and I hope this was helpful.