ACT Pro vs ACT Go | Which Policy Is Right For You?

Act Pro and Act Go, which policy's right for you? The easiest way to pick a policy is by asking yourself, what do I need coverage for? If you only need vendor insurance for an event, then Act Go is for you. If you run a small creative business, then Act Pro is right for you. The Act Go policy is a short-term insurance plan designed to help you meet insurance requirements for an event. It only carries general liability insurance and can cover you for three days, seven days, or up to 90 days. Act Go protects you at most events around the country and allows you to add an unlimited number of additional insurance to your policy for free. Maybe you attend events year-round, sell your products online, or need more coverage for a business. Act Pro can do just that. Act Pro offers all the same coverage as Act Go, plus a whole lot more. It also includes product liability insurance, which can cover you for injuries or damages your products cause to other people. It's important to note that 80% of products you sell must be handmade for you to qualify for this policy. For example, if you buy shirts in bulk that screen print your own designs onto them, you would qualify. However, if you wholesale pottery made in bulk, you would not qualify. The Act Pro policy allows you to add on additional coverages for different needs you may have. Tool supplies and inventory can ensure the stuff you use to run your business in the instance that it's stolen or damaged. Professional liability can cover you for classes or demonstrations you lead. Cyber liability can cover you if your payment system is hacked. We know most artisans work on their craft all year long. That's why Act Pro is the best plan for serious small business owners. Act Pro gives you the constant coverage you need, whether you're actively crafting, traveling to an event, or selling your handmade goods online. You can also customize your coverage and choose between monthly and yearly payments. Plus, one policy covers you for an unlimited number of events, so there's no need to scramble to get a policy every time you want to be a vendor. I hope this breakdown of our two policies can help you make the most informed decision on which policy is right for you. If you have any questions, feel free to reach out to a member of our team by visiting the Contact Us page on the website. You can also buy a policy online today in 10 minutes or less. Best of luck with your small business.