What Can I Do If The Disability Insurance Company Is Delaying Disability Payments?

We have a lot of scenarios where someone's applied for benefits or maybe they've been on claim for a little bit and they call up and they say, look, I've sent them everything that they've asked for or I think I've sent them everything that they're entitled to and they still don't wanna pay or they're always two or three weeks late. So what can we do as their legal representation to help put an end or even soften this delay tactic that we see on a regular basis from people that are calling us? I get this question a lot, Greg. I get calls on a daily basis from claimants who say, I've submitted my applications and they've been taking months to make a decision. Why are they doing this? I said, because they can. When you get a lawyer involved, they tend to, we hold their feet to the fire. We make them accountable. We tend to put everything in writing so that they know that they can't, everything in writing goes into the claim file and that becomes part of the administrative record on the group claim. So they know when an attorney's involved, they can't screw around with these dates and the payments as much as they do when there's no attorney involved. I know there's state laws and federal laws about what the timeframe is for them even to respond. Do they have seven days? Do they have 14 days to respond to a letter? Some carriers have internal guidelines that we've seen through doing depositions of all the employees from these companies. And then we have things where it's considered bad faith, claims handling to not respond to a letter within say 21 days. So that's why many claimants will get a letter that just comes and looks like a form letter after like 14 or 21 days. They say, we received your letter and we're still working on it. Well, that's a garbage response. It's not substantive, it doesn't go to the issue and it's unreasonable delay. So delay is a very serious problem, especially in the world of disability benefits where a person's waiting for that to basically replace their paycheck every month. I mean, they really need that money. So when a disability company delays, it's not only scary because you think you're getting cut off, but it also has a major financial impact on a family's livelihood. So we've seen all of these scenarios and the different reasons for them to delay. And often when we get a call, I feel like we can cut right through the clutter and help get to the point of what that disability company's looking for. So feel free to call Rachel, myself, any of our lawyers at any stage of your disability claim. We'll always offer you a free consultation. We'll review your claim for you right away. And we'll let you know immediately whether or not we can assist you.