🔥 LIC का बाप! ₹485/-में | Sbi Insurance | SBI Life Insurance plans in hindi | Life Insurance Policy

Hello guys, friends, the top company of the country, SBI, that is, the subsidiary company of the State Bank of India, SBI Life has launched a new powerful life insurance plan. The name of this amazing plan is SBI Smart Shield Plus Plan. You will get security plus tax benefit plus maturity benefits in this plan. Along with this, the most special part of this plan is that you have to pay three times less premium for the time you take policy. How is that? Suppose you are 20 years old, then you have to pay a premium of only 10 years until you are 30 years old. But friends, there will be a cover of Rs. 1 crore until you are 60 years old. That is, even if you do not pay a premium for 30 years, you will get a cover of insurance benefit until you are 60 years old. So how much premium will you get on taking a policy of how many years in this plan, we are going to see by calculating it in the video. So if you really trust SBI and want to buy SBI's new amazing insurance plan, then understand this video a little carefully. Let's start the video. So first of all, friends, let's talk about who are eligible to take this SBI Smart Shield Plus Plan. In this, if we talk about the age limit first, then the minimum age of entry is 18 years, that is, anyone of at least 18 years can take this plan. If we talk about the maximum age of entry, then it is 45 years here, that is, anyone of at least 45 years can buy this plan. If we talk about the maximum age at maturity, then it will be 79 years here, that is, anyone of up to 89 years of age can take this plan. Now if we talk about the policy term or tenure here, that is, how many years can you take this policy, then you can take a policy of 10 years, 15 years, 20 years, and you can buy this policy for 25 years. And you can take this plan for a maximum of 30 years, for example, if you are 30 years old now, then you can buy this policy for the next 30 years or up to a maximum of 19 years. If we talk about the premium paying mode, that is, how can you pay premium, then you can pay one time, that is, single premium, you can pay yearly, you can pay half yearly and monthly. If we talk about riders, then in SBI Life Accidental Benefits Rider, there are two options, in which option 1 is ADB, that is, Accidental Death Benefit, and option B is Accidental Partial Permanent Disability Benefits Rider, that is, APPD. The third option is the cover of spouse, in which in case the policy holder dies during the policy term, then for the next 10 years, the spouse does not have to pay any premium, if you pay an extra Rs. 72 per month. So in 40 years, the total premium will be paid Rs. 3,57,000, if the policyholder dies in the middle of 40 years, then the nominee will get a cover amount of Rs. 1 crore. you have to pay 10 years premium and if you are 60 years old then you will get 1 crore claim cover amount in regular payment you will get 3,97,000 and in limited payment you will get 2,36,000 in limited payment you will get 1,61,000 now you can choose any option as per your need as you have seen in video thumbnail how to get cover amount of 1 crore in monthly premium of 425 you can buy term life insurance of ICICI prudential in 575 you can buy term life insurance of ICICI prudential in 570 but you have to remember one thing that is claim settlement ratio so you can see Bajaj is 99.29% ICICI prudential is 99.3% SBI life insurance is 99.40% if you want to buy term life insurance or health insurance then link is given in description box so you can invest or not but you have to buy term life insurance or health insurance link is given in description box if you have any doubt or question then please comment below if you like this video then please like this video thanks for watching