Next Steps: • 💸 Start eliminating debt for free with EveryDollar - https://ter.li/knf775 • 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
Brought to you by the EveryDollar app. Start budgeting for free today.
I feel like God brought me this amazing man. I love my marriage.
I want to stay married forever. Now, financially, we are very both immature.
The fault lies on both of us. So, we've never had joint bank accounts. I've asked previously
about it, and he didn't want to do it. So, I was just kind of like, whatever, I'll just deal with
it. But, we really come into some problems. One day, I came home, and there's a vehicle,
a new vehicle at our apartment. I thought it was a joke, but it was not a joke.
And then, he's also booked, like, multiple vacations without discussing it with me.
But, on the flip side, I'm no better. So, I was paying for my sister's car
for quite a long time, probably a year, to help her out. And so, he never knew about it.
And then, also, so I signed up, well, I volunteered to pay for my mother's, like,
pre-funeral arrangements. Pre-funeral? Like, she hasn't passed?
No, she hasn't passed. So, she's old, though. She's in her 70s, and she doesn't really have
any money. So, what had happened was my brother had passed away, and she got, like, a settlement.
And so, she paid for the funeral with part of it, and then just, like, blew the rest of it.
Okay. Okay. So, what are you wanting, Amy?
So, whenever... So, he's on vacation right now, my husband.
With who?
By himself.
That's not a thing. Amy, I think he's cheating on you.
Guys don't do R&R on their own to get away on a trip. And I think that's part of why he's been
so cagey about combining finances, and so against it. I think the parts you know are the tip of the
iceberg.
You think so?
I think so.
How many of these trips does he do a year?
Well, this was the first one, but there's two more planned.
By himself?
Yeah.
Where did he tell you he's going?
They're cruises to different places.
Does he not invite you?
Amy, does that worry you at all? Is that weird to you?
You know those free samples at the store that are up for grabs for anyone? Well,
that's basically what's happening with your personal information online. Data broker sites
collect stuff like your address, phone number, email, even your family's information, and just
post it online for anyone to grab. And that's why I use Delete.me. They remove your personal info
from hundreds of data broker websites and keep it gone. So, stop letting random websites treat
your data like it's free samples. Get 20% off your annual plan at joindelete.me.com slash Ramsey.
Amy, does that worry you at all? Is that weird to you?
It's a little weird to me.
How long have y'all been married?
So, we've been married for five years. This is both our second marriage.
Okay. Do y'all have kids?
We have four together. So, I have two, he has two.
Oh, from the previous marriages?
Yes, ma'am. So, the one that's gonna come out towards the end of this year,
he didn't want me to go. And then one day, I was like, I'm gonna go. And then the next day,
he was like, did you book it? And I said, well, no, I was just kind of messing with you.
And he's like, well, I don't know how to tell you this, but I don't want you to go.
Amy, this is not a marriage.
This isn't good. You know that, right?
I mean, I know it. I just don't know how to address it. And like, regardless of whatever's
going on, I want to be married forever.
I don't know if it's gonna be to him, because he doesn't want to be married to you. And he's
made that clear by continually cheating on you behind your back, going on these cruises.
And just not wanting a life with you, not wanting to share any level of information,
making his own decisions, making purchases. And what you said, too, you're doing the same.
Yeah, I don't know. I think what I would probably do in this situation, Amy, I'm not sure you would
do. But if I woke up in your shoes, there would be an absolute cancel of all trips going forward
that is solo, as well as I want to see every transaction that you have been making financially.
Because when you financially hide money, there's usually another person involved. There's an
addiction involved. There are not good things. You don't hide money because you're a really
smart and kind person, right? No, you're hiding money because it's deceitful. You're putting it
in the dark. It's not in the light. There's no freedom in that. And so, I would demand such
specific documentation on everything. I would get cell phone records. I mean, I would because I
would be convinced that there's somebody else. Do you have money of your own? Are you working
full-time? Oh, yeah. I work full-time. Okay. I mean, I would be at least hiring a private
investigator just to get some info if you can't get it yourself, just to verify. Because we're
making some assumptions. I think they're right. Yeah, yeah. But if you just want some verification
because it seems like you are going to be in denial. Or you book Zachary's and don't tell
him and you show up with a camera and I think you could probably sell some content online.
But I can, in good faith, tell you to stay married to someone who's constantly committing infidelity.
Yeah. But that's what I'm saying is I don't know what you... We'll get off this call,
and you have to decide the life that you want for you. And I want you, Amy, to have self-respect,
to be loved by somebody and taken care of by somebody who loves Amy. You are worth more than
this. Than to live your life looking over your shoulder all the time. And again, people do and
people make decisions and that's not my free reign. People get mad because I think that we
keep telling people to get divorced when they get cheated on. When we say this stuff, we're like,
I'd leave the marriage. So you have to decide for Amy what you want. But I don't think you have a
marriage, Amy. I don't think you have a godly... You do not have a godly husband who is loving and
serving you well. If you want to talk scripture, we can talk scripture, but that's not what's
happening. And so I want you to have the self-dignity to be able to say that, yeah,
I'm worth more than that to be treated like this. And I would, yeah, I mean, I would do what you
could to find out what's going on. The private investigator thing ain't a bad idea, George.
If you just want some answers, but you may not want it. I don't know. But I'm really sorry.
I'm really sorry, Amy. That is so hard. It breaks my heart for you. You're going through this.
Yeah, no, thank y'all so much. The best thing you can do is just start to kind of protect yourself
and create your own little island so that you're okay financially. That's right. If you did leave
this marriage, you would be able to. I would not combine finances with this man, though. Nope.
He's not safe. That's a time when, yeah, we want couples to work together. Not that he would
anyways. He's made that clear. He's not asking for it. Gosh, Amy, I'm so sorry. Create your free
every dollar budget today. The simplest way to budget for your life.