200k Points! 3 HUGE New Bonuses JUST LUNCHED + Easy $200 Amazon Gift Card

In this video, I want to cover some incredible new bonuses from Chase. We have two 100,000 Chase UR Point bonuses that you can apply for right now. We then also have another 200,000 Chase UR Point bonus that is also live now. And we also have three other pretty good cashback bonuses, including one for a $200 Amazon gift card that you can get with no spend requirement. You just sign up and boom, there's a gift card in your account. Hey, Credit Warriors. Welcome to the show. My name is Ben Hedges, aka The Credit Shofu, and on this channel, I cover US credit cards, personal finance, and luxury travel. If you like the sound of that, please subscribe, but let's get into it. And this video is brought to you by Monarch, but more on that later. So the Chase Inc Unlimited, which is a card I personally have, and it's one of my favorite credit cards because it just earns 1.5 Chase points per dollar on all your spending. It's very, very simple. No annual fee. It is a business card, but Chase business cards are really easy to get if you're a 1099 contractor, or even if you are a W2 full-time employee, but you got some sort of side hustle that you can say is a business that normally counts. Now, this credit card is currently running what Chase describes as their best ever offer, $1,000 in cashback, which is tracked as 100,000 points in the Chase system. And it can actually be transferred to other Chase cards. And then from there, you can transfer it out to partners, etc. And that is for spending $8,000 in four months. Nice that they give you four months instead of three, right? It's normally three. So that would be working out at $2,000 per month in spending. Probably doable for most people. It might be a stretch for the younger ones amongst the audience, but for most people around 30 or so, I think that's probably doable. Now, this really is their best bonus ever. They have only had up to $900 slash 90,000 points as a bonus before. Now, what is the value of the 100,000 points? Well, redeemed for cashback, it's $1,000 like they say on the landing page for the card. But if you have another Chase card, like the ink preferred, for example, or any type of Sapphire card, you can transfer those points out to airlines and get more value and also get more value through the travel portal on a different Chase card, like a Sapphire or an ink preferred by using the points boost feature, which gets you up to two cents per point in value, depending on which card you have. The points guy values chase points at 2.05 cents each. So that's kind of like a average redemption value, normally based on transferring out to airlines. We'll just call it two cents for argument's sake, okay, for ease of math. So the value of the bonus would be $2,000 if you use a points guy valuation. Obviously, it's going to depend massively on how you redeem the points. Now, this card, like we said, just offers 1.5 points per dollar on everything. But there is another sister card you could say that actually has bonus categories and that is offering the same bonus. That would be the ink cash. It earns 5% to office supply stores and on internet cable and phone services and 2% on dining and gas. And this card is also running the $1,000 slash 100,000 bonus points for spending $8,000 in your first four months. Now, obviously, the categories are really aimed at businesses with this one. All right. I can't think of the last time I went to an office supply store, but you do also get 2x points per dollar on gas and dining. So if you're getting this for the bonus, and you thus need to put a lot of spending on it, then, you know, it's easier to justify using it for dining and gas spend. Both of those bonuses are now live, although some online links still show the old bonus. If you search on Google, it seems to be the second link, the one that says compare cards that takes you to 100,000 point offer. But I'll paste the links down in the description section below anyway. I don't see these bonuses yet though on referrals. So it's still just going to be the old offers of $750 that show up on referral links right now. So you won't be able to refer your friends if they want to get the 100,000 point bonus, but do keep an eye on it because often they add the high bonus to referrals later on. All right, let's now talk about this new 200,000 ChaseUR point bonus. But first, we are all about financial literacy on this channel. I personally really value being able to check my spending, income, assets, and account balances all in one place and have them seamlessly stacked up against each other. So I can understand my true net worth. I also like to see my exact spending each month across all my different credit cards and bank accounts and understand how my spending compares to my budget. And Monarch lets me do all that. It is a financial planning app that syncs with over 13,000 financial institutions. So you can create a 100% clear picture of your finances. I was even able to sync with the small community bank that holds the loan on my Airbnb cabin, something I haven't been able to do with other similar finance apps. And it's no good adding an asset to your net worth on such an app unless you have the corresponding loan against it on there too. Otherwise you don't get the full picture. And since it is linked, the loan balance on my Airbnb and my primary residence get updated each month as I pay them down and I can watch my net worth grow. For those of you that may have some credit card debt, having all your credit card balances in one app also lets you know whether you are truly paying down debt or just moving it from one card to another. Monarch is private and ad-free. You are the customer, not the product. They're not selling your data to third parties. You have both mobile and desktop versions with everything displayed in one clean dashboard. Monarch offers flexible budgeting options with customizable rules, AI-powered insights about your spending, and it is couples-friendly so my wife can log in too and get a complete picture of our shared finances. So a big thank you to Monarch for partnering with me. You can scan the QR code on screen now or click the link below to start your free trial and my viewers will also get 50% off their first year with code BEN50. So we have a 200,000 point welcome offer on the Chase Sapphire business card. I promise this is the last business card I will talk about and then we'll get into talking about three more personal cards with high bonuses. But here are the terms of the offer. Spend $30,000 in your first six months and get 200,000 points. That is $5,000 a month in spending and it's actually only going to be 6.6 points per dollar that you're earning on top of the normal multipliers. So just be aware of that. You're not actually getting that many points for the amount of money you're spending. Although to be able to get 200,000 points in one go, that is pretty valuable. So I can still see this benefiting some people who run businesses with high spend. Actually, $5,000 a month isn't even that high spend for a business. This one was previously rumored to be coming out on June 14th based on leaks of internal memos, but it looks like they did it early. Okay, let's move on to some personal cards. So Amazon's prime day is coming up on June 23rd to 26th. Okay. It's actually prime four days. And in the run-up to prime day, the Amazon prime visa signature credit card, okay, this one that I personally have, it normally does an Amazon gift card as a welcome bonus with no spend requirement. So you can apply for the card. And as long as you're approved, bam, you get an Amazon gift card in your account. This year, the gift card is for $200. I think the highest we've ever seen is 250. So this isn't a historic high, but it's still not bad. And actually it will deliver more than $200 in value because the items that you're going to use it for, as long as you shop on prime day will be discounted. So the money will go further. Obviously you do need to be a prime member to get this card. And you also need to be a prime member to participate in prime day. This offer runs until I think early July, but to be honest, if you're going to get it, it's better to apply for it right now. So then you have the gift card to use on those prime day deals. All right. Here are two more quick fire personal cards with limited time high bonuses to finish off the video. So the investor card, which is an Amex co-branded card with Charles Schwab is now offering a $300 welcome bonus. Actually, you can see here, they talk about two welcome offers. We already know about the other one, 150,000 Amex points on the Schwab platinum, but they've just introduced this new one on their no annual fee investor card, a $300 statement credit after you spend a thousand dollars in your first three months. Now, this is a very simple card. It has no annual fee. And the one benefit that it does have is 1.5% cashback deposited directly into your Charles Schwab account. So obviously you have to have a Schwab account to apply for this, but if you do now might just be a good time to get it. The offer ends July 8th. Okay. One more offer. And that is on the capital one saver rewards card. It's $250 in cashback for spending $500 in three months. And again, this is another case of, if you've been thinking about getting this card, now is a good time. Okay. It's not that amazing of a bonus, but it's better than the standard bonus. And a lot of people like the saver card since it earns 3% back on grocery dining, entertainment, and streaming. All right, guys, that's the video for today. A big thank you to Monarch for sponsoring. Start your free trial and get 50% off your first year of total money clarity using my link or code Ben 50 for 50% off Monarch core tier link is below. Please subscribe. If you're new, we'll see you next time.