Your Blueprint to Financial Freedom: A Step-by-Step Journey

Hello today. I would like to walk you guys through. My goal for today is by the end of this video, you'll have a financial plan put into place. Um, that's kind of what I'm aiming at here today. So, um, I'll go ahead and give people a couple of minutes to hop on. Please hit the like button. If you're here, just say hello. Um, also I'd love for you to comment. Um, what is your number one financial goal? Let's, let's say that. Um, so kind of what, uh, what I'm doing today, we're launching a new training course. I say, we it's, it's me. Okay. There's not, it's just me. Um, I actually recorded this last week while I was at the Ethereum Denver conference in my Airbnb. Um, I put this together. Um, but so we have passive income engines. You guys are familiar with that. Um, it's my, this one is a week, but me, Ryan, Dr. David and Travis put together a program. Our goal is to help everyday people achieve financial freedom. Um, I was at a mastermind last week and they all told me, Hey, you're going to really hurt yourself. You're going to not make nearly as much money. If you try to help everyday people or they call them broke people in the entrepreneur world is that you got to get up market and help rich people. That's how you actually make money. Um, but I started as an everyday broke person and I really just want to help everyday average people with normal nine to five jobs achieve their financial goals. So even if that's a little harder, um, because they don't have money to pay me, which is, which is fine. Um, I want to help with that. So we do have our passive income engines program. It's $1 to try it for 30 days. Then it is $97 a month after that. And one of the big points of feedback I've gotten from a lot of people is, Hey, we can't afford to be in the passive income engines program, which I totally get. If you're already stretched and you're already trying, you know, you live in paycheck to paycheck in a lot of ways. Um, it's hard to put 97 bucks a month into that. So I totally get that. So I've created a new training course. This is going to be what we learn in the pie group, but it's all kind of condensed into a financial freedom mini course. And I'm basically today. I want to just walk through, uh, even shorter, a condensed version of the condensed version of what we talk about in passive income engines. Um, so hello to everyone. Uh, we got Keith. Good to see you. Yeah. Some of you I've seen several times today already. So good friends. Good to see you, Dave. Good to see you. Itchy. Good to see you. Dane. Always a pleasure to see you brother. Rx, Rob pockets. Um, and everybody's saying hi to each other. Amazing. Uh, number one goal is early retirement. Um, retire my wife. Dave says, um, kind of the farm, the, the same team from pie. Yeah, this, I, this training course I just recorded, but it's basically what's in the pie group. But again, just kind of condense and I want to walk through what's in it. So, uh, if you guys have any questions as we're going, please let me know. Um, and how I kind of broke this down. I'm a marketer, so I can't not do marketing gimmicks. So I apologize for that, but I want us to take kind of a ready aim fire approach. What do you guys think of that? Ready aim fire. That's pretty good. Right. Um, but it's basically when you're making financial decisions, what a lot of us do is we fire first and we just say, oh, I'm going to do this. I'm going to do that. And we fire in no particular direction, just whatever direction we're feeling like. And then we kind of wonder, well, Hey, why am I getting shot in the foot? You know, why is, why am I not getting to my goals any faster? And so I want us to just take a breath, especially with the bull market here. I want us to just take a breath and get very clear on our goals. Um, before we start firing and making decisions about what we're going to do, let's start with prayer. Is that all right with you guys? Um, and actually it doesn't matter cause it's my stream, but yeah, let's pray and then we'll jump into it. Um, father, God, Lord, uh, we just come before you and we acknowledge that all good gifts come from you. Um, Lord, just please give us wisdom as we make decisions about our finances. Lord, um, please guard us from the love of money, the guard to get, uh, the love of wanting to get rich quick Lord, protect us from those things. Um, and just, uh, yeah, guard our steps and give us wisdom. We pray these things in Jesus name. Amen. All right. So before we start putting together our financial plan at first, first I want to do the ready. Okay. So this is before you've even picked up your gun. You're just kinda, you're getting ready. Um, and so a little bit of mindset things that I want to talk about first. Um, the first being, why is it that you want to achieve the goal that you mentioned? So again, I have a lot of young men. I have, I have young men every day who schedule calls with me and I can tell from talking to them, their number one goal is when Lambo, I want to get rich. Um, and so if your goal, if your number one goal is, I want to be very wealthy, I want to buy really nice cars. I want to buy a really nice house. I want to buy really nice things to impress people. Um, I'm not the right person to follow or to help you with that in, in really any way. Okay. I don't want to necessarily help people with that. The reason is I'm going to just do, I'm not going to overload you with scripture. Um, but I do just want to talk a little bit about what the Bible has to say about, um, wanting to get rich in particular. So first Timothy six, one of the most important chapters for me and my entrepreneurial journey. Um, let's see, let's look at verse nine. He says, those who want to get rich fall into temptation and a trap and many foolish and harmful desires, which plunge people into ruin and destruction for the love of money is a root of all sorts of evil and some by law. So he basically, he says wanting to get rich will ruin your life. Okay. And I've seen this happen to many, many people, um, wanting to get rich will ruin you. So if that's your number one goal is I want to get rich. I'm not interested in helping you towards that now. Uh, well here, I'll say that in a minute. I'm not interested in helping you get rich, flee these things. You man of God, flee wanting to get rich. It's dangerous. The love of money is the root of all sorts of evil. Um, flee these things. You man of God and pursue righteousness, godliness, faith, love, perseverance, and gentleness. So that is not a good reason to want to get rich. So if you're putting together financial plans first, why do I want to improve my financial situation? If the reason is you want to get rich, stop. Okay. And really work through with the Lord through this. Now, a good reason to want to make money, um, is found a couple of verses later. Let's see, scroll down, scroll down, instruct those who are rich in this present age, not to be conceited. So it's very easy when you start making money, it's easy to start looking down on other people and say, you know, why don't you have as much money as I have? In fact, um, I remember when my business got very successful. I remember one time walking into a store and looking around, there was maybe like six or seven people there. And I thought to myself, you know what? I make more money than everybody in this store put together. And it was conceit that was in my heart. That was wicked. Okay. I, you know, God had to reveal that to me and show me, Hey, that's wickedness in your heart to be conceited. Like it was you who accumulated this wealth. Okay. So don't be conceited and don't set your hope on the uncertainty of riches because as easy as riches come, they can go. So if you're looking for riches to kind of be, that's going to be my security going forward. That's not riches, cannot be security for you. They ask almost any wealthy person and they'll tell you I'm way more anxious about my future when I had money than I was before I had money. Okay. So don't be conceited. Uh, don't set your hope on the uncertainty of riches. Don't set your hope on God who richly supplies us with all things to enjoy, but rich people are to do good, to be rich in good works, to be generous and ready to share, storing up for themselves the treasure of a good foundation for the future so that they may take hold of that, which is truly life. So the reason that we want to make money is to help other people. A book of James says pure and undefiled religion is to visit widows and orphans in their distress and to keep yourself unstained by the world. So the pure religion, what true religion is in God's sight is when you take care of widows and orphans. And what I've learned is that when you go to widows and orphans and you say, Hey, I want to help take care of you. The first thing they say is we need some money. Um, you know, there's several orphanages in Africa that were, that were a part of, and you know, I pray for them and they're appreciative of the prayers. And you know, I, I talk with them, give them encouragement. They're appreciative of that. But when it comes down to it, they say, Hey, we are having trouble eating. Can you send us some money? So my goal is to make as much money as I possibly can, uh, using ethical means so that I can serve as many people as possible to point people to Christ. Ultimately, I want people to ask, Hey, why are you using your money? Why aren't you using your money to make your life better? Why are you using your money to serve other people? And then I can tell them, well, it's because I believe that my true inheritance is in the future. I'm waiting for it. It's not here yet. I'm not living for things here because they pass away. They come and go here on earth. And then eventually you die. Uh, actually first Corinthians six talks about it. He says, you can, you took nothing into the world. You can take nothing out of it. So I'm not really that interested in accumulating things here that when I die are going to go to zero, all charts go to zero for you when you die. Okay. Everything's a rug pull when you die. Um, so what I want to do is I want to use my money here to build up a treasure in the future that can never go away. I'm investing for 10 trillion years. And I truly believe that the decisions I make today are going to impact me for trillions of years to come. Okay. So that's, that's super big motivation. That's the best investment that I think we could make. So I just want us to be on the same page with that. I'm not interested in helping people get rich, but I am interested in helping people make more money to better take care of their families and to serve widows and orphans. Okay. And so if though, if one of those two things is your goal, I would love to help you in that. Um, the other thing I want us to just get straight, this is all part of the ready section. Remember we're doing ready aim fire. We're only in the ready section. Um, but the other thing I want us to get clear on is, um, to be aware of wanting to get rich quickly, be aware of wanting to get rich quickly. Proverbs. I don't actually have a, I think it's Proverbs to Proverbs 23. That doesn't sound right. Okay. I'm just going to show you live. If you don't know where a Bible versus, you can just do this, start Googling what you remember of it. And you'll praise the Lord for technology. Technology gets a bad rap, but we can redeem technology and use it for good purposes. Uh, but Proverbs 13 11. So even if you don't believe that the Bible is the word of God, at worst, this is the words of Solomon, who is the richest man who's ever lived. Okay. So estimated net worth in today's dollars is $3 trillion that Solomon had. And these are his writings. So if Elon book, if Elon, Elon Musk wrote a book saying, here's the secret to life, it would sell a lot of copies. Um, so Solomon did this. I believe it's the word of God. Um, but at worst it is really nuggets of wisdom from a really, really rich dude. But he says wealth gained hastily will dwindle, but whoever gathers little by little will increase it. So wanting to get rich quickly, if you get rich quickly, it's going to go quickly. A better plan is to get rich layer by layer, brick by brick, building it up. Um, and so again, that's what I'm trying to do. That's why I've shifted more from the DGN crypto plays. I'll bring them on once in a while, just cause I do enjoy that. Um, but I've really shifted more to, Hey, let's find some sustainable things, side hustles, passive income stuff that's working so that we can little by little grow, uh, and increase our wealth. Again, not just for our life to be more enjoyable for us to buy a hot tub and a yacht and all these things. Um, but to help the people around us, um, always remembering what Jesus says, it makes you happier to give than it does to receive. And I a hundred percent believe that that's true. That's the ready section. Let me take a sip of my coffee while we prepare for the aim section. Give me one second. I don't have a guest here. Usually I take a sip while the guest is speaking, but it's just me here today. Chat among yourself. Good. Praise the Lord for coffee. He brews solid grounds. I have a lot of church coffee puns, by the way. I have an idea for a church coffee franchise, but I got to stay focused. I'm not going to do it. How about a yacht with a hot tub? You know what? I'll leave that between you and the Lord. Mr. Keith. Now Keith is joking. I Keith's a great man of the Lord. I love Keith. Um, all right, so that's ready. So get your minds up. Why am I wanting to make more money? Am I wanting to get rich quickly? That's going to ruin my life. Okay. I want to help people. I want to take care of my family better. Some of you in the comments said, I want to retire my wife. Um, I want to retire early. RX Rob says, which that, you know, freeing up your time is another way you can serve people. Um, I actually helped my father retire because he wanted to spend more time with his grandkids. Okay. So that's service, um, that he wanted to do for the grandkids. So that's our ready. So now we're ready. All right. Time to pick up our guns. Where I don't, I don't have a gun or anything that resembles a gun. I'll hold up this ledger. Nano pretend this is my gun. All right. We hold up our guns. Now we do aim. Um, so again, 72% of people do not have any kind of financial plan at all. Like not even a simple budget. Um, and Zig Ziglar says, if you aim it, nothing, you will hit it every single time. So if you, you know, let me know in the comments that this has been you, this has been me at times in my life where I just had no plan and it was just like, you know what, I'm going to do whatever I feel like doing financially today. I'm going to invest in whatever I feel like investing in. And we'll just see how it works out. Who, let me know in the comments, who has taken that approach. So I can, that seems to me, I compare that to just taking a gun. You're not aiming at anything. You just start firing. Okay. And what's going to happen if you do that, you're going to hit yourself. You're going to hit your family. Um, it's going to be bad. Okay. You got to aim. What am I after? What am I doing? Um, we got to get kind of clear on our goals here. So, um, I put together this spreadsheet cause I, I do enjoy spreadsheets. Um, and this, what I want this spreadsheet to be is something that can help you just kind of get an idea for what you're wanting to do going forward, what you want to devote your time to. So the first box here, um, and let's see. So this spreadsheet's part of the training course. So I, again, I put all this into a little training course. I'm just doing a brief run through of it. Um, I'll share this guys with you. I was going to make it just part of the course, but you know what? That's fine. You guys can have it. Um, if you come in here and want to change the values, please don't request access to my spreadsheet, go to file, make a copy. Then you have the spreadsheet and then you can make edits to it. Whenever I share a spreadsheet like this, though, a lot of people come in and they start trying to edit mine. Um, and I can just get all these notifications. This person's requesting access. This person's requesting access file, make a copy. Okay. That's what you want to do. But anyway, so the first question on this spreadsheet is how much would you like to make monthly? So again, take your goal, whether it be to retire early, whether it be to help your wife retire, whether it be too, I just, I want to pay my mortgage up, um, passively. Um, you can put that number here. So let's say you wanted to retire. How much would you need to retire? We'll say the average, um, American needs 5k a month. Okay. That's probably low. It's probably, you know, with inflation, it's probably getting higher. I, uh, well that's, that's a lot. You probably don't need that much to retire. Let's say 6k. Okay. Let's say you want to retire. You need, you want to make 6k a month passively to live comfortably. That's very low. Even in Nebraska, that's low. And some of you guys, I know you're in California and places with way higher, higher costs of living. Let's say 8k. Okay. So then what I consider a safe return, like if you put it into a combination of stocks and bonds, and I'll talk about this here in a little bit, how, how I do that personally, a safe return, you might get 6% annually. Okay. That's like fairly secure. Probably nothing's going to happen to this. You might be able to go up to 8%. Um, if you start getting into 10%, there are ways you can do that, but, um, it's not nearly as safe. So this number will tell you if you want to make this amount, and I don't do any taxes on this spreadsheet, very sorry. But if you want to make this amount, 8,000 bucks a month, passively with a safe return, you're going to need $1.6 million in the bank. Okay. So if you have $1.6 million in the bank and you're making 6% a year on it, you will make 8k a month. All right. So that kind of becomes a target goal. And again, you can mess with these numbers. Let's say you think you can get 10% safely. Um, then you need lower. You need only need $960,000 to do it. All right. Or 8%. You need 1.2 million. What was it at 6%? Is it 1.6 million? Yeah. So 1.6 million. Um, we'll go to eight. Okay. Then you need $1.2 million. So this becomes a goal. Okay. I need $1.2 million in safe investments to make my 8k a month so that I can achieve my goal. And again, if your goal is different, you say, I want to just pay off my mortgage passively. Okay. You need $262,000 in your investment account that will pay for your mortgage each month. So again, you can mess with this to put in your goals. Um, then down here, box B five is how much starting capital do you have? So for a lot of people, it's going to be zero. A lot of people, um, you'd be surprised. Don't be embarrassed at your financial situation because I've talked to people that are in worse. Uh, for some people, I don't even know this will work with the numbers, but some people are in the negative. Like they've got debt. Um, their net worth is in the negative. So totally fine. Some people have, you know, an IRA or something that they've been putting money into. Um, I'll say 15 K in an IRA is what you already have to build to, to get to this. Then box B seven is how much capital can you add monthly. So again, for some people, this is going to be zero. Some people, Hey, I'm paycheck to paycheck. I cannot add anything monthly, um, into my investment account. Some people are, I'm already doing 400 bucks a month through my 401k or whatever. Um, we'll say 500 bucks is what you can add monthly. So then down here, this will tell you, um, if you like my little formula here, um, this will tell you how many months it will take for you to get from here to here with this return, adding this amount per month. That makes sense. So this is basically how many months with these numbers you put up here. Will it take you from where you're at to reach your goal? So this is pretty typical. Uh, so if you're in this exact situation, I want to replace eight K a month. I have 15 K now I can add 500 bucks a month. It's going to take me 399 months or 33.25 years. Okay. So this is probably where a lot of people are at. Um, I'm 36. So I think a lot of people in my age group are in this situation. Also the spreadsheet doesn't include inflation. So when you're planning out that far ahead, you might need to, I, maybe if I improve the spreadsheet, let me know if you have comments on ways to improve the spreadsheet. Um, would love to do that, but maybe we need to, if you're looking out 33 years, eight K a month is not going to be enough to live on. So it might actually be more like this. Um, and then that takes longer to get there, but I think you get the general idea. So a lot of people are not happy with this number. So they look at this number and they think, okay, 33 years of what I'm doing now to get to what I want to be at. And that discourages a lot of people. I think that's why people watch my channel is because they know this number, even if they haven't calculated it out, they know that this is around the number that they're looking at. Um, this is again, what traditional financial advisors will do for you is they'll calculate this out and they'll show, okay, yeah, you're good to go when you're 70 years old. Um, so what we do in passive income engines and my goal in the training course as well, and the goal on my YouTube channel as well is to help speed this number up as to help this number get lower. Okay. So the first main way that I've found to do this is with side hustles. Um, this is what I did. I started a side hustle, a software business that actually ended up becoming a business. I was making about 80,000 bucks a month, uh, in that business. So you can see if you make a side hustle. Now, I'm not saying if you make a side hustle, you'll make 80,000 bucks a month, but you see making, getting a side hustle that makes you 80 K a month is one way to get to that number very quickly. All right. So if you can, do that, that's awesome. Um, on my channel, we talk more that, you know, that's a lot of work. You have to know software, building a business is difficult, but we go through a lot of side hustles where maybe you can make an extra 1500 bucks a month. And you see how that, if you are able to make a side hustle that makes you 1500 bucks a month, that's a fairly modest side hustle. Um, you see the number goes from instead of 33 years, it goes to 19 years. So doing that side hustle, getting that side hustle going. And we'll talk a little bit about the side hustles I'm excited about right now. Um, that takes 14 years off of your financial plan. Okay. 14 years. That's a lot of time. So hopefully that gives some motivation where, and again, if you have smaller goals, like, Hey, I want to just pay off my, I want to pay my mortgage passively. You can get there very quickly. You could use your side hustle to pay your, your, uh, your mortgage if you wanted to, but you know, adding this side hustle and, you know, maybe it's a, the Amazon KDP that we've been talking about. Nick is fairly confident that he can get me to 6k a month in three or four months. So again, that, that would take instead of 33 years, now it's nine years that I reached my goal. Um, so side hustles are one way that I found to really supercharge this and get you to your goals faster without quitting your nine to five. You don't have to quit your nine to five. You can do a side hustle on the side. I try to do ones that don't take, you know, you can do in the evening. Um, instead of watching Netflix, I saw the average American watches three hours of Netflix a day. Let me know in the chat is okay. I know shame, but is that accurate? How many people watch three hours of Netflix a day? Um, that's quite a bit, but if you used, let's say two of those hours on a side hustle instead, I think you can make 1500 bucks a month fairly easily, um, from some of these side hustles. So we'll talk about that. So you have extra income from side hustles. Another thing that we try to do, I try to do on my channel doing the training course do on passive income engines. Ken says not accurate. Three hours of YouTube is closer. Hey, three hours on YouTube is all right. Um, I actually had a guy O'Barrow, uh, who's from the UK. He messaged me and he said, what did he say? He said, I just binge watched all of your videos. That is a lot of videos. Um, that is a ton of time. So, but shout out to O'Barrow. He's a, he's a great man of the Lord as well. So, but the second thing we want to do in our program is we want to help make extra income from passive investments. So you have your side hustles, but then we also want to get our money working in more efficient ways than just this 8% annual returns. So you might think of like, I'll talk a little bit more about these in a little bit. Um, but like war bots is something that we've found that has been very efficient for a long time buying Bitcoin. Okay. Nobody thinks about that. It's not really passive investment, but again, Bitcoin, we've seen huge gains. So that can help supercharge your goal if you're able to get into something like that. Um, there's riskier things in DeFi, you know, like pulse, pulse trading bots. Um, I'll go through a couple of these as we're closer to the end. We'll go through some of what I'm excited about right now, but let's say through passive income investments like war bots or something, you're able to make another extra 1500 bucks a month or 2000 bucks a month. So now you're down to 14 years and it is a little unfortunate that as you add money, you'll find your number goes down slower as you get closer to it. So it's a lot easier to go from 30 years to 15 years than it is to go from 15 years to one year. Um, that's just the way the math works out, where it's, it's a lot easier to have things when they're big than when you're getting, you know, closer to retirement. Um, but basically in a nutshell, this is what we want to help you get help people do. This is what I want to help people do is I want to take their current situation, their current goals and take it from 33 years to hopefully sooner than this. Again, let's, you know, we do 4k and Amazon KDP, maybe we can get to 4k. You can start using some of this money in your passive income investments, but let's get this down to single digits. You know, let's get an actual, Hey, in eight years, I think I can replace all of my income with safe passive income, uh, investments. Okay. So that is the aiming part. This spreadsheet we have here now a plan. I want to make 4k inside hustles. I want to make 4k in extra passive income investments. So that takes us to the fire place, fireplace. That's good. I like that. So now we're on fire. So we ready? I know why I have the goal that I have. And it's a good goal. I want to help other people. I want to help my family. Now we have aim. This is what I'm after. I want a side hustle that makes me 4k a month. I want passive income investments that make me 4k a month. Now we're to the fire. So now you have to execute and start doing some work. Um, and the verse that always comes to mind hard work. I think this is Proverbs 16 hard work brings profit Bible verse. There you go. 14 Proverbs 14 all hard work brings a profit, but mere talk leads only to poverty. Okay. So this is what I want you guys to do. No matter what you leave this video with, I just want to encourage you to take some action. Okay. We spend so much time talking and I just, I have people talking all day and talking spine. I love talking. I'm a YouTuber. I get paid to talk basically, but you need to start taking some action. Okay. So at some point, you know, if you're aiming your gun, we'll use the gun analogy. This, we'll pretend this is a gun, but you're aiming, you're aiming at me at some point you need to fire and you can't just say, Oh, I'm, I'm aimed correctly. I think I'm ready to go. At some point you have to start taking action. And I do believe that the Lord will bless hard work. Okay. So again, I'm not into let's, let's get rich quickly. Let's get rich easily. I think it's going to be some hard work. I think sometimes people go into these side hustles and I try to not make it seem this way on my YouTube videos, but I think sometimes people go into these side hustles and passive income plays and they think, Oh, this is gonna be super easy. I'm just going to write a book on Kindle, Kindle direct publishing and I'm going to make 6k a month. It's hard work. And just be prepared for that. But now we're ready to go. So first side hustles. So the first side hustle that I'm really excited about is Amazon Kindle direct publishing. Okay. And I've done a lot of videos about this, so I'm not going to walk through exactly how to do this. Um, I have other videos on it. Again, this is what's in the training course. This is what we spend most of our time talking about in passive income engines. Um, but Amazon Kindle direct publishing lets you create a PDF and then you can put it on Amazon. They'll put it for sale as a paperback book, a hardcover book. They'll put it for sale for, you know, 20 bucks or whatever. Then when someone buys it, they aren't, excuse me, they on demand will publish the book and then they'll ship it to the person. So there are zero upfront costs for you. You can put it up for sale and just when anyone buys it, um, then you make some money. So I just want to show you, if you go to Amazon, um, I'm going to pick, I'm going to go to the books section and um, this is kind of a newer thing in some ways. There's not a lot of people doing this yet, but I'm just going to pick kind of a random category here. Let's do, you know what, let's do a religion and spirituality. That would be fitting, wouldn't it? And then let's do, um, Oh, I don't know. Let's do literature and fiction just, just for fun. We'll do Christian literature and fiction and we go to the bestsellers here. Let's hope my, uh, I have this new, um, let's see, let me do go to see more here. I have this, uh, Chrome extension. It's called book beam, but it'll show you how much each book is making per day in royalties. So like this book is making 800 bucks a day in royalties. Let's see if there's any self published. There's not as many self published fiction books as there are nonfiction. So I might need to go to a nonfiction section. Let me go to a nonfiction section. Almost every nonfiction section that I've gone to has had several self published books that are doing really well. Let's go to, let's go to education, bestsellers and Christian education. Let's see if there's any self published books here that I could completely shoot myself in the foot by. I see. I didn't aim before I did this video. I should have looked to see if there was self published books in categories before I went there. Um, let's go to adult education. It could be dangerous adult education. All right. Well, I'm totally shooting myself in the foot because I don't see any self published books here. It book beam will say self published, um, next to it. If it's a self published book, let me go to a category that for sure has it. Just bear with me guys. Thanks for sticking with me. How's everybody doing by the way? Say hello in the chat. If you are here, let's go to Bible study and reference. Surely there's some self published books in here and if there's not, maybe I need to start writing in here. Hmm. Okay. It doesn't look like there are, but anyways, if you can get your books up here, um, and again, I've been working with a guy, his name is Nick to Fabio. He's been amazing. He, I've really appreciated him. Um, but he's fairly confident, his program, he's fairly confident he can get you in the top 10 sellers in almost any category. So again, if you're in the top 10 sellers, like this one's a 1700 bucks a day. Um, from this, what is 1700 bucks a day? That's like 60 K a month. Um, so again, I think this is a great side hustle. Um, also you don't need to write the books yourself. You can use ghost writers. Um, so again, that will cost a little bit of money. Um, but the urban writer was one that I was looking at. Um, the urban writers they'll ghost write a book for you. Um, you can pay someone on Fiverr to do the cover design. Um, if you make a really good book and again, I have videos on how to do this and Nick's program is amazing. That's where I've learned everything that I've learned. Um, but this can be an amazing side hustle to start getting you to this. So Amazon Kindle direct publishing is one, um, Etsy selling on Etsy, using print full is another way. I've done videos on this before. And again, these are what most of my videos are about are different side hustles that you could try. Um, basically here you take a product, like we'll say a unisex organic sweatshirt. That sounds nice and woke there, but you can upload your own design, your own words. You can make it, you know, whatever sizes you want, whatever colors you want, you can connect it to your Etsy store. And then it will put this shirt that you just designed for sale on your Etsy store. Then again, just like with Amazon Kindle direct publishing, you don't have to hold an inventory like you used to when someone buys it on your Etsy store, print full will, we'll print it and ship it to them. You're completely out of the process. And then you get the margin between what print full charges and what they pay on your Etsy store. So you can have an Etsy store with thousands and thousands of products where you have no inventory. There was no upfront costs. There's a 25 cent fee to list something on Etsy. Other than that, there's no upfront costs. And then all of a sudden you have an Etsy store. And again, if you really hustle, put some work into this, you could have an Etsy store with a thousand products in it. You know, you could have an Etsy store that competes with some of the big Etsy stores out there at least has as much product offering. And if you theme your store around something, you know, like each shirt has a specific design. You can use AI to generate t-shirt design. I just, I'm actually just curious. I use mid journey usually for more advanced, but generate a cool t-shirt design. I just want to see what chat GPT comes up with for that. Maybe, maybe I'll put it on Etsy and maybe it'll be my million dollar Etsy product. Let's see. The suspense is killing me. But so this is, so you could do an Amazon Kindle direct publishing. You could do an Etsy store like this. I've done a lot of videos on vending machines. There's a lot of people. Okay. I mean, that's an idea. You know, maybe I start a crypto merch. I don't know who would wear this t-shirt. Let me know. Let me know in the comments, if you would wear this t-shirt, I would not wear this t-shirt, but you know, you can use mid journey does better. I found, I actually am going to be releasing a video early next week on creating, I'll walk through the exact process of creating an Etsy store using printful. Justin says it's a biofi t-shirt. Yeah, it might be biofi is on a tear by the way. If you're into crypto biofi is killing it. I'm loving it. So those are two ideas for side hustles. Vending machines is the third one that's been really profitable tomorrow. I'm having Mike on from his crypto, uh, not crypto Forex trading program, where he teaches you how to trade for an hour a day. Um, and I've talked with people that are in his program who are making 1% a day from just trading Forex for one hour a day. And I'm having Mike on tomorrow to talk about it. But again, if you can make 1% a day, if you have 10, uh, if you have, we'll say you have $5,000 to mess around with. If you can make 1% a day, that's 50 bucks a day, which is 1500 bucks a month. So if you have five, that could be your side hustle to make 1500 bucks a month is I'm gonna do Forex trading for an hour a day, make 1500 bucks a month. So Amazon Kindle direct publishing and Etsy store that's hooked up to printful. Um, what was my third idea? Vending machines. Thank you. Brain. Uh, you could do Forex trading. Um, you could create training courses. Dave is Espino, um, home-based business owner. Let's see. What is, what is his actual website? Uh, I can't remember the link to his website, but Dave is, he's a, he's watched, he watches me. And what he does is when he learns something, he just creates a small training course for it. He charges 47 bucks or something like that. Puts together a two hour, three hour training course and then sells it. And each one that he makes, he makes 2000, 3000, $4,000 on some of these. You can learn how to run ads and start running ads to your training course that you built. Um, if you're passionate about anything or there's anything that you know more about than the average person, or even I'm going to show you guys a huge hack here, but watch this generate a outline for a training course about gardening. Look at this. Don't let me down, Chad, GBT. Look at this. This is crazy. We're, we live in crazy times, ladies and gentlemen. Um, I mean, anything you're passionate about, anything, you know, anything about anything that you're okay going out and researching a little bit, you can make a training course. Look at this. It just gave me all these modules. Um, I don't even know what half of these things are. Um, cause I, I'm not a gardener. Um, but you can make a training course very easily. You can get an outline here. What should be the title of the course? And you're going to have to tweak things. Don't just take chat GBT and copy paste it. Gardening mastery from seed to harvest and beyond. That's amazing. That's great. As a marketer, that's a really good title. Um, and then, you know, put together a script for let's pick a random topic, water conservation methods. I'm sharing so many of my secrets. You guys who thought I was smart are going to realize that I'm not. Um, but look at this. They'll put together chat. GPT will put together a script for you. Um, you could get on camera if you want and you know, I wouldn't recommend getting on and hello, fellow garden enthusiasts. Today we're diving into one of the most crude, you know, that's not going to be very effective, but it doesn't have to be video. You could make a text training course. You know, you could put some quizzes in there and things like that. Um, or you could do videos like use this as a starting point, um, for your training courses. Um, I use Kajabi, um, Kajabi is not actually my favorite, but it's just what, what I started using. And so it's what I am using, um, for now, but you can use Kajabi to put training course together. Um, if you build a training course, let me know, I'll bring you on the channel to talk about your training course. In fact, I will make that. I'm not gonna make it a guarantee cause it might be like something illegal or something, but if you build a training course and get it out there again, I'm just looking for people to start doing something that's fire. If you put together a training course, I will bring you on my channel to present it. Okay. And to talk about it. And to get some, so that'll get some views on it. And then that you can get some sales from that. So just, you know, do it, put some, put a training course together. So these are all side hustle ideas. Um, I can't remember them. There's so many Amazon Kindle direct publishing Etsy store hooked up with Printful. Um, you could do vending machines. You could do Forex trading. You could build a training course. Um, you could build a membership program, you know, like we did with passive income engines. Um, what are, there's so many out there. Okay. That's basically what my whole channel is, is all these different ways to do that. So extra income from side hustle. We also have extra income from passive investments. So again, the way I look at it is you either have time or capital. So if you have extra time, if you don't have a lot of money sitting around, but you have a lot of capital, uh, if you don't have a lot of money sitting around, but you have extra time sitting around, then side hustles are going to be your friends. You can turn your time into extra money through side hustles. That's really their purpose. Side hustles turn month, turn time into money. Okay. If you don't have time, but you have more money, there's also options for you. And as your side hustles start to become successful, um, you'll have more money and then you can turn your money into more money. You can put your money to work for you. Kevin O'Leary, um, Mr. Wonderful from shark tank. Um, he says that he treats every dollar like it's a soldier. He sends it out and its goal is to capture two other soldiers and bring them back. Okay. So that's basically what we're looking to do here. So, uh, the main ways with that, honestly, right now, um, it's hard to tell you to do anything than buy crypto. Okay. Cause we're in the crypto. It looks like we're in a bull market. Okay. Bitcoin is up 60% in the last 90 days. Um, and the higher you get on this list, the safer the investment is, but the less return that you might get, but honestly, just buy some Bitcoin. I know we're at highs right now, but I gotta put not financial advice. Got to put that, that banner, because if I say buy Bitcoin and it crashes tomorrow, okay. That's the nature of investing. And there is risk that comes along with. That's one reason I like the side hustle so much is there's a lot less risk involved. You know, if you just start a, build a training course from scratch, worst case scenario is it just doesn't sell anything. And you wasted your time. You know, that's the worst case scenario, but you waste your time. We waste so much time doing so many things anyways. Um, so when it comes to making money in investing, it's hard for me to not talk about crypto right now. Um, buy some Bitcoin, hold onto it. Quantum expeditions. Um, if you, you know, is a way that you can buy a piece of a Bitcoin mining company, um, which I don't have my, we funder where we funder. There we go. Here's the link. If you'd like to get into quantum expeditions, um, then you can be a part owner of a crypto, uh, Bitcoin mining company, which has Bitcoin goes up. The mining companies are going to really, really do well there. So that's another option for you. Um, some of you have already mentioned the war fight trading bots. So these are trading bots. They trade crypto. Um, they have had, uh, let's see, since December, 2021, it's been an average of 6.4% return or 7.09% return. Last month was 6.4%. Um, they don't have February on there, but I think it was about 6% in February as well. So this is not talking monthly. You know, this is 12% for the month, 9% for the month, 10% for the month. So again, if you can put 5k into something like war bots, um, again, you can kind of supercharge your investment strategy here. So I'm not going to go through a ton of ways to do this because again, that's what my whole channel is about. If you, um, let's talk about calls. Oh, sorry. One more thing. I'm putting all my thoughts together here. So then after you have started to get to this capital number, then I recommend you start putting your money into safer things. So get it out of the crypto, get it out of the, you know, war bots, the crypto bots, things that are making 6% a month, things like that and start putting it into safer options. And, uh, the main one that I'm just going to talk about here today, I'm not going to talk through a ton of them is betterment. Okay. So betterment is just a way, um, for you to, I don't, I don't know. I don't know if I want you guys to actually see my account in there. Um, but betterment is just a wave. Uh, you can choose your goals. You can kind of decide how risky you want to be, and then it will put your money into stocks and bonds. Bonds are way safer than stocks, but there's a lower return. It'll put them into those things and provide you a return. And I think 6%, um, is pretty, uh, pretty conservative, um, that you should be able to make fairly safely on betterment using stocks and bonds. So as you start getting these returns, you start building up this nest egg. You can get it out of risky things and start putting it into something safer. Another option might be real estate. Um, we just had the fractional, uh, team Stella from fractional just came on. Um, but fractional lets you co-invest in real estate with other people. So if you've wanted to be in real estate, but you're like, I don't want to buy my own property. I don't want to have to figure out what to buy and things like that. I just want to be able to put in five K 10 K. Um, fractional is a great way to do that. I have a video on that that you can watch as well. So the end goal is again, to get to this capital amount, get it put into safer things like betterment and fractional, and then just get paid out this eight K a month. And then there you go, you've reached your financial goals. So that's basically what my YouTube channel that basically that's my financial plan. Okay. That's what I want to help you guys achieve. That's what each of my videos. I have that spreadsheet in mind. Is this a side hustle? Is this a passive income investment? Is this a way to get them to their capital goal faster? Is this a safer investment that they might be able to use to increase the secure, the security of their nest egg that they're looking to use for passive income? Um, that's what my YouTube channel is about. So if you would like help in getting to your goals faster, first thing you can do is subscribe to the YouTube channel, completely free. We rewant this video be available. I need a haircut really badly. Irina, she's my haircut lady. If you are watching this, please come over tonight and cut my hair, please. Irina I beg you. Um, but yes, subscribe to my YouTube channel. That's free. This video will be available. You'll, you know, you can go back and rewatch it. If I spoke too fast, I'm a little excited about it and I had a cup of coffee. Um, so that's why I'm speaking quickly through it. Um, so that's option number one. Option number two is I just created this financial freedom, quick start mini course. Okay. That's a mouthful. Um, but this is basically, I take what we do in passive income engines. I shrunk it down into bite size pieces and it's a one time 47 bucks for the training course. Okay. And there is no pressure to buy it. If you feel like you get enough value, maybe this video was enough for you. Um, I honestly, I basically in the course, I talk about the things I talked to you today and just expand on each of them for a few minutes. Okay. So, um, you don't have to buy the course. I do think there, there is more in the course than that. And it's in a nice, you know, kind of laid out structure way. Also when you put money into something, you tend to take it more seriously. Um, so totally up to you. Um, I did decide the first 10 people, um, get a personal session with me to fine tune your financial plan. And, uh, so the first 10 people that buy, I'll hop on a one-on-one call with you. This is a little bit of a misnomer because honestly, if anybody asked for a one-on-one meeting, I probably would say yes. So this is kinda, this is kind of a marketing tactic. Um, but the first 10 will definitely hop on. No, but if anybody wants to hop on a 10 minute call to talk over, I guarantee you though, and I'm warning you, I will ask to pray for you. I will ask to pray with you. Um, so if you don't want to pray, do not schedule anything with me. Um, but definitely if you're part of the training course, first 10 people will schedule with anyone else, uh, as well. Um, so that's option number two. So you can subscribe to my YouTube channel, get everything for free. Um, you can join my email list. Um, I, I talk a lot about these things on my email list. Some of you haven't seen this James Pelton dot me site, and it's for good reason because I don't really like it. Um, but it is where you can sign up for my email list. If you'd like to, the third option, you can buy the training course. Um, also would love to see you in passive income engines. So this is like the full program. Um, and this isn't just me, uh, but this is also Ryan, Dr. David and Travis with their passive income plays and their side hustles and things like that. So this would be the complete program. Um, if you really want to take this seriously, again, it's a dollar for 30 days and I'm totally happy if people want to just try it out. Uh, even if you try it out for 29 days, then you decide, you know what? I got enough out of it. I'm going to go ahead and cancel now. That's totally fine. Um, again, if my main goal was to make as much money as I possibly could make, then I would probably do a coaching program for millionaires or something like that. And I would charge 20 K a month or something like that. That'd be an easier way to make money. Um, but this is what we have. I love these guys. They're all Christian brothers. We actually, we get together, pray each week and we talk about, Hey, how can we better serve the community? Um, but I would love to see you in here as well. So a few options for you. Um, any questions before we wrap up? I would like to close with prayer again as well. Links to all this will be in the description of course. Um, if you want to check out there and I'm, I'm as I'm saying that I'm adding them to the description, join passive income engines, bad YouTuber. Um, but does anybody have any questions or any part of this that didn't make sense or that they disagree with that they want to talk through before I, before I hop off here, my kids are at jujitsu and I want to go watch before the sparring. Um, so is this overlapping with passive income engines? Yes. Um, this is overlapping with passive income engines. So the training course, where did it go? The training course. Oh, the first tab there. Yeah. The training course, um, is basically what we do in passive income engines, but all crunched down very small. Okay. Um, that's basically what we do there. Also in passive income engines, you get to be part of the Facebook group. So you get the community aspect, um, where, um, people in there are talking about, Hey, I'm doing this for a side hustle. Hey, can we, can I have some help with this? I'm having trouble getting my Amazon influencer account set up and things like that. So I love the community there. Um, Travis does Bible studies in there. I do Bible studies in there from time to time as well. It's not exclusively for Christians, but just know that we are, I'm like Christ is a part of my life. So I can't, I can't in my brain, shut it off and say, Oh, I'm going to make sure to not talk about Jesus today. I, there's just not how it works in my head and in my heart. Um, so I will mention Jesus. I'll probably quote Bible verses pretty much everything that I believe and know I learned from the Bible in one way or another. So I just can't not talk about it. Um, so that's going to be in there some. So if you're super offended by the word Jesus, um, I would probably, I don't know if I'd subscribe to me. Honestly, I would love for you to stay subscribed and to still watch because I want to show you, I love you and I want to help you in your goals. Even if you don't love Jesus, you reject the Bible, whatever. Um, I still want to help you. And I want to, you know, I have found a way to have joy and peace in life. And it's through the relationship with Jesus Christ. We'd love for you to know that too, but, um, you're totally welcome in the training course, totally welcome in a passive income engines as well. Uh, and totally welcome. I've actually had some atheists who have reached out to me and said, Hey, could we get together and pray? Um, I have a guy who's prayed with me two times and he said, I don't believe in God or in Jesus or any of this stuff, but just in case, could we pray about this? And I said, yeah, I'm, you know, I'm happy to do that. So let's see anything else. I just don't feel like going yet. I'm having so much fun with you guys. Now we'll go ahead and wrap there again. Finals call to action. Please subscribe, hit, like, say hello. Um, join the training group, uh, join passive income engines. I appreciate you guys. Let me know if there's anything I can do to serve you better. If there's anything you want me to take a look at, I'm happy to be the Guinea pig. If you find a passive income opportunity or you find a side hustle that it's like, Hey, I really want to try this. Um, let me know. And I'll let you know if I've tried that, I'm happy to go ahead. I'm happy to buy the program, go ahead of you and try it and let you know, Hey, that was a waste of money. Don't, don't put anything into that. Um, I had a guy just reach out a couple of days ago and he was looking at doing, um, he was looking at buying a program for Airbnb arbitrage. And I told him, Hey, I've been down that road. It's really hard to find landlords that are willing to let you long-term rent from them. And then short-term, you know, Airbnb, what you're renting from them really hard to find it. Um, so happy to do that. Please reach out. Appreciate you guys. I'll close with prayer and then I will hop off. It's your father, Lord. Um, I just thank you God for these people and all these people watching all the people that are part of my paid community, God, and just the encouragement they bring me, Lord. Um, I pray for all those watching God that you fill them with your spirit, Lord, that you fill them with just awe and wonder over, um, what's your son Jesus did, where he gave up his place in heaven to come down to earth, to die on the cross for our sins. And that through faith in him, we can have complete forgiveness of our sins. Lord. Our sins are not held against us in any regards, Lord. What a blessing. And we have our eternal, uh, future laid out for us, planned out for us and secure God. Again, I pray for wisdom for all those watching Lord, that you give them wisdom in their finances, give them wisdom in their financial plans. Um, Lord, please continue to fill me with your spirit. Fill me with love, um, care for every single person I come into contact with. God, fill me with joy and peace and hope. Um, Lord, let me, let my light shine before men in such a way that they see my good deeds and glorify my father in heaven. Um, we pray all these things in Jesus name. Amen. All right. Thank you guys so much. Appreciate you. We will talk to you later.