How Good Is The Bilt Palladium Card Actually?

How Good Is The Bilt Palladium Card Actually?

Financial Services
Sep 1, 2026

The Bilt Palladium Card is quickly becoming one of the most popular credit cards on the market. It’s the top Bilt credit card in their lineup that comes with a good sign up bonus, an excellent 2X points multiplier, and the ability to turn your everyday spending into points unlocked on your rent or mortgage. However, even though the Bilt Palladium Card can earn a ton of valuable Bilt Points, it’s not a perfect credit card.

So in this video, I’m going to walk through everything you need to know about the Bilt Palladium. I'll talk about both the positives and the negatives of this credit card, as well as what you need to be aware of when it comes to Bilt in general.

Personally, I’ve been getting a ton of value from my Bilt Palladium Card over the past 6 months, so hopefully this video can help you decide if this Bilt Card is right for you as well!

CHAPTERS:
0:00 - Intro
1:36 - Sign Up Bonus
4:00 - Multipliers & Bilt Cash
10:26 - Downsides & Issues