If you are thinking about Retiring to Delaware but you are nervous about making the move, here is my honest advice for anyone thinking its the wrong or even right move!
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This video provides guidance for individuals feeling anxious about retiring and moving to Delaware. The speaker emphasizes that nervousness is a normal response to significant life changes and encourages viewers to identify whether their fear stems from a lack of information, a need to slow down, or a genuine warning sign that the move may not be right for them.
If you're nervous about moving, I want to tell you something that may be a little strange coming
from a realtor. I do not think that you should ignore that feeling and I also think that being
nervous about the move doesn't automatically mean that you're making the wrong decision.
I have helped so many people make the retirement move to Delaware and I can tell you from
experience that sometimes that fear can mean different things. Sometimes it's just the
completely normal fear of leaving somewhere that you have lived for 20, 30, 40, even 50 years.
Sometimes it's your brain telling you that there's a question that you have left unanswered
and sometimes it's actually telling you that you should slow down a little bit. So if you're
sitting there thinking, why am I so nervous to make the retirement move to Delaware and what
am I so uneasy about? And maybe you're thinking, should I even make this move? I am here today to
help you through that entire process because like I said, I have been through this countless times
with many out-of-state buyers or buyers that are moving from the top of the state to the bottom
of the state. I've been through this a lot. The first thing I want you to do is understand how
much you are actually taking on. This is a big deal. So I need you to slow down and think about
how much is changing all at the exact same time. You're changing your town, the fact that you won't
be going to your nine to five every day. You don't know where your grocery stores are going to be,
your pharmacy, your doctor's offices, where to get your hair done. You don't know the roads. You don't
know your neighbors. Maybe you don't know anyone in town at all. So you're leaving your routine.
You're removing yourself from your comfort zone and you're going into a place that you don't
really know. And at the exact same time, you are leaving your job that you have worked there
maybe years and years and years, leaving that routine of going to that job every single day.
That is a lot. That is something to take into consideration, especially when you are starting
to feel anxious, nervous, also excited, because anxiety and excitement are the same feelings.
So yes, while you are probably so excited, I'm sure in the back of your mind, you are freaking out.
I see it all the time. There are also times where I hear people say, you know, Jen, this move looks
amazing on paper, but I just feel so uncomfortable. There is something I have like anxiety, something's
not right. And to me, I'm thinking, yes, of course you feel that way because look what you have going
on. I do not want you to dismiss this feeling. This is actually a part that I think gets missed
a lot. I hear people say, you'll be fine. Don't let fear hold you back. And sometimes that is
amazing advice. And on the other hand, sometimes it is awful advice because what could be happening
is your brain is trying to tell you, hey, I have this question that has been left unanswered and
it's making me feel uneasy about not knowing. So instead of thinking, I'm scared to move,
what you really should be asking yourself is what exactly am I afraid of? Because this will
help you pinpoint what question needs to be answered. And this is where I love these type
of questions because I can actually help you in figuring out what is actually making you uneasy.
So for example, I'll hear I'm nervous to move because I don't have any doctors set up or I
don't know where to get my hair done, or I don't know the best nail salon, or maybe
I don't really know where to shop. I don't know where I would get my groceries. So all in all,
once you name the fear, it's much easier to calm your nerves when you can get that question
answered because in most cases, your question can be answered. Here is another fear that I hear
very, very often. And it is, I don't know anyone. I don't know how I'm going to make friends. I
don't know how to make friends. I'm afraid that I won't make friends. I'm afraid that I'm going
to be lonely. And what I think you're really asking for is if for any reason, I'm alone
and I need to go get a colonoscopy and I need someone to drive me home, who's going to drive
me home if I do not have a partner or a significant other. And that is a real question.
There are different avenues to look down, regardless of what the question may be. I think
one of the biggest fears that I hear very, very often is, can I actually afford this? Can I afford
the properties taxes? Can I afford the HOA fee, the purchase price, the cost of living in the area,
maybe the drive to get to healthcare, the drive to get to the grocery store. And truly, this is
where I would say, this is where research comes in, because it's not a guessing game. Let's
actually answer this. What is the different area that you're looking in? What is the purchase
price? What did your retirement income look like? What do the property taxes look like? What does
the HOA fee look like? And this is where I say, break it down, figure out what your actual budget
is, and then subtract the necessities that you will need when living in Delaware. And that is
how you'll determine whether you can actually afford this, and whether you have a buffer or not.
This is where you'll figure out, hey, this particular builder, or this area, or this type
of house actually just doesn't work for me financially, and we need to start over and
look somewhere else. But at that point, you've answered that fear of how can I afford this,
and can I afford this? Now, I want to move over to something else, because some of your fears
may actually be a signal for you to slow down. For example, if you and your spouse are not on
the same page, it is probably best not to just bulldoze through and make a huge mistake. Now,
that does not mean that you'll never move, but it does mean that you do need to have an honest
conversation with your significant other. Whether that be that you're not on the same page about the
area, or your budget, or even just making the move in general, it's probably best to be on the same
page and agree on a place before just bulldozing through and honestly making a decision way too
quickly. Here's another one that I see often, and that is you move here because your child
lives either in the state or the surrounding areas, but then the fear is, well, what happens
when my child moves? I always recommend picking where you would be happier as opposed to living
right next door to your child, because in the off case, if they do decide to move, you at that
point, if you decide to live in Delaware, are living in an area that you actually enjoy and
you're happy with. After watching so many people go through this process over and over and over and
over again, I'll often say, okay, let's think about why we're actually moving to Delaware.
Whether it be for property taxes, to be closer to your children that live in the surrounding states,
or if it's for a slower pace of life, or you want to be near our beautiful beaches, or you want to
be in a 55 plus community that is gorgeous and has all of these amenities. In my experience,
thinking about why you're actually moving here may help you get through the process if it becomes a
little stressful. I can tell you that a lot of times the stress comes with having to pack up
your house and then move to a different state, and that process all happening at the same time
is very stressful. So how do you actually know if your fear is normal or if it is a warning?
So there are three questions that I would ask yourself. Number one is,
if all of my practical questions were answered, would I still want this life? If the finances
all worked out, you had your health care mapped out, you picked a beautiful community, you picked
a beautiful home, and you were excited, ready to go, and everything was great, would you still want
this life? Or would you be looking at the other side of the road and thinking, I actually want
that instead? Number two, is there a specific question that I keep avoiding? Maybe you haven't
looked at those numbers that we just talked about. Maybe you're just assuming that your kids will
stay where they are forever, and you'll never have to move again. If there is a question that
keeps coming up, it is important to answer it now before you're getting too far into the process.
And number three, what am I actually moving towards? So like I just said, are you moving
here for the lower property taxes? Are you moving here to be closer to your children or your
grandchildren? Are you moving here just because you want to be in a 55 plus community near the
beaches, or in a rural part of the state? Or maybe you're just looking for a different pace of life.
It's very important to answer those questions before getting too far into the process. But
there's a big difference between being nervous because your life is about to change, and being
nervous because you don't know the answers to all of your questions, and you're actually avoiding
some of them. So if you're watching this video and you are nervous about moving or retiring to
Delaware, and you're sitting there thinking, don't worry about it, everything's going to be fine,
I'm just going to push through, it's going to be great. I can't promise you that, and nobody can.
What I can do is help you answer the questions that you may have, make you feel a little bit
better about your decision of retiring to Delaware. But then keeping in mind that you have a lot going
on. Whether you're retiring all at the same time, as well as moving, maybe you've lived in your house
forever, and you are about to step out of your comfort zone, out of a routine that you've maybe
been in for 20 to 30 years, that's a lot. And I need you to take that into consideration when
thinking about retiring to Delaware. In some cases, you may just not have the answers to your questions.
In other cases, it could be a sign to slow down. In all cases, I am here. Whether it is a call, or a text,
or if you just want to download the guide below in the description, and feel free to
sign up on my calendar where we can have a phone call, or a video call, or even we can connect in
person. I really hope that this video helped. Like I just said, if you are interested in retiring to
Delaware, I would absolutely love the opportunity to help you. And my information is down below in
the description, so go ahead and grab that, send me a text, email, get scheduled on my calendar,
or we can meet in person. Once again, I really hope this video helped, and I will see you on
next week's video. Hey, thank you so much for making it this far into the video. If you are
interested in more Delaware retirement content, check out this video right here. And if you would
love to tour Delaware new construction homes with me, check out this playlist right here.
And don't forget, subscribe to my channel.