Lawyer Exposes How To Win Big in Your Accident Case.

I'm going to reveal how to increase the odds that you get a large and fast settlement in your accident case. The easy way to do this is by sharing the true story of Aaron, who is a father, husband, and veteran who dedicated his life to serving the United States. Aaron was even asked to be at the Tomb of the Unknown Soldier while President Bush laid a wreath. During his time in the Honor Guard, he served at hundreds of funerals and witnessed grieving family members. Unfortunately, Aaron suffered many injuries during his service and the VA declared him 100% disabled. This meant he could no longer pursue his passion in serving in the armed forces. So why am I telling you this about Aaron's accomplishments and service instead of immediately telling you about his accident and injuries? And yes, he did have an accident and you'll get to see the video of the crash. I'm telling you about Aaron's military service for two reasons. First, it makes a better story. Guess who also likes or even loves good stories? The claims representative for the insurance company of the other driver or business that caused your accident. The claims rep is also called the claims adjuster. Your goal is to turn your accident claim into an interesting story. You want the adjuster to like you and remember your case. Of course, in a good way. You don't want them to think of you as rude. This matters because they'll be writing your check if you're able to settle. There's another reason why I told you about Aaron's valuable military service to our country. To reveal the reason, let's look at these two images. Which of these two people do you think is more likely to tell you the truth? I assume that you chose the nurse and not the man in the mugshot. Guess who would also think the nurse is going to be more honest than the man in jail? The claims representative. So you want to start off your claim by showing the insurance adjuster that you are honest. Here's another reason why you want to show the adjuster that you're a good person. Insurance companies have been lied to so much that every large insurance company has a fraud department. Around 20 years ago, I used to defend insurance companies. In every case, the law firm that I worked at was required to tell the claims rep how much we thought the case was worth. We'd have to put our opinion in writing in a report. And I'd have to write a sentence or more talking about the credibility of the person making the claim. We'd say something like, Claimant Mike appears to be credible and a jury will likely believe him. The credibility of the person making the claim had a huge effect on how much we'd recommend that the insurance company offered to settle. In fact, I once got an injured person's case dismissed because they tried to hide the fact that they had injured the same body part just days before the accident that I was defending. So here's how you can use your credibility to increase the odds that you get paid a sizable amount more for your case. If you're ex-military or have served in law enforcement, send a couple photos of that to the insurance company for the careless person or company. If you weren't in the military or law enforcement, you still may have other photos or videos to send. You can send photos or video if you've volunteered with your church or temple, fed the homeless, volunteered with big brothers or sisters or another organization, and the list goes on. I'd even recommend adding these photos into the first email or letter that you send to the careless person or business's insurance company. Every claim is a battle and you want to score as many points as you can as early as you can because the insurance company will try to poke holes in your case. And you're going to see some defense tactics the insurance companies try to pull in Aaron's case, all in an attempt to pay him less money or no money. Even though Aaron was disabled before this crash, there were a few things that still gave Aaron joy. He enjoyed spending time with his wife and their beautiful children. Aaron also enjoyed riding his e-bike around the neighborhood. On one quiet sunny day in Tampa, Florida, it all changed. After Aaron struck the ground, he was able to get up. He had some scrapes on his thigh, foot, and ankle. Aaron spoke with the driver of the car. As you can imagine, Aaron's adrenaline was pumping. But as I said earlier, he also had a lot of other injuries from before the crash. Adrenaline can mask your injuries if they aren't devastating. So Aaron then went home with his bike. He didn't call the police from the crash scene. I'll reveal why this matters in a moment. But first, can you guess what the other driver will often say if you were able to leave the scene without an ambulance? They'll often say that you didn't seem injured after the accident. They also frequently claim that if you were badly injured, you would have waited for paramedics to come to the scene. If your case is decided by a trial, a jury decides if the accident caused your injury. They'll only compensate you for injuries that were caused by the accident. And just because you tell the doctor that you have back or neck pain, it doesn't mean that the doctor will say that the accident caused it. The reality is that most cases never make it to trial. They settle before trial for two reasons. Cases settle because it gives each side a predictable result. Insurance companies and most accident victims want a predictable result. They'd rather not take the gamble at trial where anything is possible. The second reason cases settle before trial is that it saves both sides a huge amount of money. Trial is expensive for two reasons. A lawyer's time is their most valuable resource. And trials take a lot of time, especially preparing. Since lawyers that defend insurance companies charge by the hour, it adds up quickly. On the other hand, the injured person's lawyer doesn't want to go to trial if the insurance company is offering fair value for your case. Each side has to pay doctors and other experts big money to testify. When calculating how much your case is worth, you may have to reduce the value if you didn't immediately get medical treatment. This is because a jury may not think that your injury is related to the accident. There's another reason why you may get a bigger settlement if police come to the accident scene. It's because the other driver is more likely to be honest when speaking to a police officer at the scene of the accident compared to discussing the accident later with the claims adjuster. This matter is big because the police officer will write down in a report how each of you says the crash happened. And if the other driver later changes their story, you can accuse them of lying if the police wrote down a different version in the crash report. Aaron then went with his wife to an appointment that she already had. From there, he reported the crash to the police. They came to the parking lot and asked Aaron questions about how the crash happened. Within 24 hours after the crash, Aaron went to the VA emergency room because he was still in a lot of pain. His ribs, ankle, and foot were hurting a lot and he had other injuries too. The nurses put an IV needle into his arm. If you're able, have someone take a video of the nurse putting an IV needle into your arm. Here's why. In every case, you're going to face several battles. Even if the other driver or business is clearly at fault, there's one battle that you will always face. It's that the careless person or business's insurance company will minimize your injury. They'll argue that your injury isn't as serious as you're claiming it is. They want to minimize it because they know that juries award less money if you have less serious injuries. So if you have a video of a nurse putting an IV needle into your arm, it's one more piece of evidence that visually shows the serious procedures that you've gone through. Aaron said his pain was an 8 out of 10 and he also had a bad headache. The doctor put a special brace on Aaron's back to help support it. He told Aaron to wear it while he was awake for two weeks. Aaron also had a CT scan of his lower back which showed he had a small fracture and some disc protrusions which are bulging discs. Aaron was given a pain shot in his back but he was still hurting a lot. Later, Aaron went to the VA pain clinic again for his back fracture. They gave him stronger medicine because the over-the-counter stuff wasn't helping. But his injuries weren't the only thing bothering him. He was unable to push the pedals backwards on his e-bike. So he wanted to get the bike fixed and e-bikes are pricey. He also wanted to make sure that he could get compensated for his pain and suffering and all the enjoyment that he'd lose due to this new back injury. So we called the other driver's insurance company who was USAA to see if the insured driver reported the claim. We learned he hadn't reported it. The other driver's insurance company can't pay you if they don't have a claim set up and they can't start investigating insurance coverage and liability if a claim isn't set up. You should always quickly see if the other driver has set up a claim. Don't assume that the other driver has contacted their insurance company. Many times they don't. We also sent the other driver a letter asking him to preserve his cell phone and any video surveillance footage that he had outside his home. I wanted to see if he had a ring or similar doorbell video camera that recorded the accident. If possible, you want video of multiple angles that capture an accident. This way it may be easier for you to prove that the driver is at fault if they try to blame you for causing the crash. We also called Aaron's auto insurance company to report the claim. Even if someone else is at fault for causing your crash, your own auto insurance company may pay you big money. This is because you may have uninsured or underinsured motorist coverage on your auto insurance policy. It's also called UM or UIM coverage. It covers you if the other driver is uninsured or doesn't have enough bodily injury liability coverage. The other driver's bodily injury liability coverage may pay you for your pain and suffering, medical bills, and lost wages. It's called BI coverage. But it only pays if the other driver was careless and caused your injury. With so many drivers being uninsured or underinsured, UM coverage may have a massive effect on if you get paid and how much. I learned that Aaron had $20,000 in available UIM coverage. But I didn't stop there. I asked Aaron's UIM adjuster to tell me if the other driver had BI coverage. On that same phone call, he told me that the other driver had $100,000 in BI coverage, which was good news. Before you call any claims adjuster, you should have a list of every question that you want to ask them. This will help ensure you don't forget any important questions during the phone call. Early on in my 20-year career as a personal injury lawyer, I often found that I'd get off the phone with the claims adjuster and I'd realize that I still had unanswered questions. This would happen because I didn't always have a list of questions prepared ahead of time. So now I have my questions written down before every call with the claims adjuster. You should also be taking notes on every call with the claims adjuster. I guarantee you that you will forget exactly what they say. And you don't want this to happen because you will be less confident if you can't recall what they've said. A few weeks after the crash, Aaron got fitted for an ankle brace because his ankle was still hurting. About a month after the crash, his doctor ordered an MRI because Aaron had burning pain in his leg and symptoms from a concussion. I gathered Aaron's medical records from the VA that dated back a whopping 10 years. There wasn't one single complaint of back pain. I argued to the other driver's insurance adjuster In any case where you have pain in your neck, your back, shoulder, or any other body part, you should request your past medical records. You want to show the insurance company you didn't have pain before the accident. Or if you had pain, it was a long time before the accident. The longer the better. This may make it easier and quicker for them to pay you for the injury that you're claiming. This is because they'll have documentation You want to show the insurance company that you're being open and honest with them. It was now a couple months after the accident and Aaron's back pain hadn't gone away. The doctor gave him steroid injections in his back to help with the pain. The medical records showed that Aaron's pain level was still an 8 out of 10. Your pain level has a large impact on how much you may get paid for your case. Don't expect a huge settlement if you don't have much pain. The doctor noted that Aaron wore socks all the time because the scar on his leg made him upset. If you're claiming that the accident has affected your mood, tell this to the doctor. They'll hopefully put it in writing and it may get you a bigger pain and suffering payout. We asked the VA how much Aaron's medical bills were and the VA said the bill charges were over $46,000. In most accident cases, your health insurance company or Medicare or Medicaid is entitled to get paid from your settlement. But we had a huge problem. There was only $120,000 in available insurance coverage to pay for Aaron's personal injury claim and he was still getting medical treatment. So his case was still increasing in value. This is because the more medical treatment that you get, the higher the full value of your case. Around six months later, Aaron got another injection in his lower back because his pain was bad. His pain went down a bit but it still hurt a lot. Aaron worried that his back pain might never go away and that he might need more procedures in the future. We were now around one year after the accident and the other drivers, USAA hadn't even paid to fix Aaron's bike and the VA was demanding to get paid back over $38,000 for medical bills. The VA sent us a strong letter that said that they basically wanted us to pay back the entire $38,000 or so from any settlement. I put pressure on the other drivers, USAA, to pay us their $100,000 BI limits. We demanded that the other driver pay us $15,000 from his own money since Aaron's case was worth more than his $100,000 insurance limits. I also got the other drivers, USAA, to pay for a new e-bike for Aaron. I also demanded that Aaron's USAA underinsured motorist coverage pass the $20,000 limits. They told me that Aaron's case was worth $100,000 or less. It was a battle, but I got the other drivers, USAA, to pay us $100,000 and the other driver paid us $15,000 from his own money. I threatened to sue Aaron's USAA and they paid us the $20,000 of underinsured motorist insurance limits. This brought the total settlement to $135,000, but we still had a massive problem. The VA still demanded we pay them over $38,000 for their medical bills. So I asked to speak with their lawyer and sent them some favorable law. Ultimately, through intense negotiations, I got the VA to accept just $15,000. The best part is that Aaron didn't have to pay a fee for me reducing the VA's claimed charges. Don't let your lawyer hire a company that charges you a large amount to reduce your health insurance company's payback claim. In most cases, your lawyer isn't allowed to charge you for this. Aaron got over $74,980 in his pocket. I wired him his money at no charge and he was thrilled. His wife thought his compensation was three times more than anyone expected. This money won't take away Aaron's back pain, but it does lessen his financial stress. I was only able to get this $135,000 settlement because I used an even more powerful trick that you should use in your accident case. And I found the most accident victims who don't know what it is. To find out what this tactic is, watch the video that's on screen now, link in the description below. And if you've been injured in Florida and you think that someone else may be at fault, click the link in the description below to see if I could be the lawyer for you.