Housing’s Next Big Problem

Housing Market Breakdown
Oct 11, 2026

The Condo Market Is Getting Worse - Steven Thomas

This housing market update from Steven Thomas of Reports On Housing examines the growing problems facing condominiums across the United States. Steven breaks down rising HOA fees, insurance challenges, litigation, special assessments, and new Fannie Mae and Freddie Mac financing requirements that are making condos harder to buy and sell. The analysis also explains why the January 2027 HOA reserve change could shrink the buyer pool and put additional pressure on condo values.

👉🏼 "Housing Debrief" - Season 7, Episode 39 👈🏼

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*The content in this video is accurate as of the posting date. This is not investment advice.

Time Stamps:
00:00 Introduction
01:52 Condo Prices Are Falling Behind
04:32 Fannie Mae and Freddie Mac Changes
06:51 Why Condo Financing Is Getting Harder
07:49 The Big HOA Reserve Change
09:31 Why the Buyer Pool Could Shrink
10:02 What Happens to Condo Prices Next
11:17 Conclusion