EDUCATION LOAN PROCESS | REQUIREMENT | HAPPY FATHERS DAY

When India was, Maroobi was also very big, very much so, when we people They didn't go to school; they were very tired, just as I was exhausted from the heat. But how is Auntie Sareegal doing? Chaal Ji, today's topic, the topic, is... How to get an education loan Already done, I've made a video on this topic, a lot of it People are commenting again, maybe they've seen the people Look, because I watched that video a very long time ago I made it, so perhaps those people didn't find it, so I did Thought I'd come back again right now and bring its updated version Probably it was in Punjabi, maybe not confirmed. No, look, that one is from a long time ago. So now you're making Hindi, so now just take a look, brother Don't ask people again how to get an education loan What is the process? First, please tell me this. that an education loan will be provided to you by the bank Okay, a normal thing, okay. And I also get comments below this. Which one is the CSU University, brother? We have a tie-up with the bank from where we are located. An education loan, brother No bank is affiliated with any university. It doesn't matter to them; you can take a loan from anywhere. They mean that your fee should reach them. I had it done at Bank of Baroda. These are the government banks that do most of it. Your private bank does not do that. Because the private bank there didn't do it. such as HDFC and Axis Bank, because we people have taken loans from there I had thought about it earlier because their service is very fast. When we had checked the address at Bank of Baroda, it was The process takes 20 to 40 days, or sometimes a 45-day process. If there are no holidays in between, and no government holidays occur If there are government holidays, your work will suffer even more. It takes almost two months of process, then You were told in the documents which ones were assigned to me So in the document, mine My offer letter was attached. Alright, my passport was attached, my PAN card was attached. I had attached my Aadhar card. And my father's was attached to this Aadhar card. PAN card and one of their IDs Alright, because it's their account was what we were having, so my joint account Yes, with my father, so with them. I was getting an education loan, and we needed two guarantors. And the two guarantors also have the same documents. Aadhaar card, PAN card, and their documents, etc., and those The guarantor will be the same person whose land is mortgaged there, meaning the one who has pledged it. A loan taken from this bank is the paper of the land They already have it; that person can be the guarantor. The one who doesn't have an account cannot be the guarantor. It's just his account; he hasn't taken any loan or has any land attached to someone else. You cannot make him the guarantor because we had already appointed a guarantor earlier. His land was not there, so we had to remove him, and your file Your academic documents are ready. All of my tenth, twelfth, and BCA classmates My IELTS scorecard was also attached, along with mine I was told that my passport was also attached, as well as the offer letter. And many times, the bank staff ask you about your university's one Request ID registered with the email ID and whatever else you have, you also have to give it to them Yes, so that they can email and ask them whether yes, this The offer letter from the company is dated January. If you people want to do it, fine, the guy who doesn't take a loan It remains that his first fee is paid, okay, and ours is that one Instead of the fee, our sanction letter is sent—just that. That's right, the document is complete, and your process is finished. Your every single thing has been sanctioned, just like in him. It takes fifteen to twenty days for the process, as per the bank officials. Keep talking, keep going to the bank, that's the way it is, because if The more familiar you are, the sooner it might happen to you too. It will be beneficial if you have a good rapport with the bank officials. Yes, if you people are involved, then the child's forehead will be very difficult. It falls because the land you have is what it is. Need to be within section 143, okay, if there's anyone, that's what it means The government's account of the land in the municipality So, they call it 143, right? So, on the village land, No, it's not available, sir. I had tried, but it's from our village. Not even found on the ground, let alone your hundred acres. We will provide you with an education loan for your plot or any plot. You need to be in the town where your city is, that's fine, only then will you be able to You will get an education loan, and I will also tell you the process for that. The land that is supposed to be 143 is the one that belongs to you, yes, it is yours. It's correct from the tehsil; you need to go to the tehsil. You're from the tehsil. It will信息服务 the process will take a long time, so patience is手機 I'll do it when you let me attach the file for two months three Complete this process a month earlier; only then will you be able to get it. Without a loan, it takes a very long time, so your file It goes, doesn't it, this kind of offer letter and A to Z that you have Documents are yours when your summit takes place, then after that Your land's valuation is carried out by the bank A man becomes a lawyer Yes, okay, that's yours. Land valuation Remove Monte Then you'll have a problem because when I took it Then he was walking, halfway through saying fifty, when the attacks began. at the exchange rate of 52 rupees per dollar We have taken the loan as per the valuation obtained. Then, when that lawyer comes, you'll receive a letter and the like from there. to directly reach the bank's valuation So much money, it's just a matter of handling it, so much, so much It's not unusual, is it, if you're in a hurry to evaluate him? If you need a report, just give him a little money. That guy will give you the valuation report soon. I mean, such work is acceptable in India, and then after that After valuation, the file proceeds to your end. You will receive another sanction letter issued from there, saying yes. Your loan has been verified by us, you will receive the loan. You have been granted this much loan. Alright, you may now proceed with your process when your sanction letter arrives. If it's obtained, you must give it to your agent, consultant. Give it to whoever is your servant; that is correct, he is yours. He will forward it ahead, attaching the sanction letter along with it. The file is fine now; everything will be available from there. It goes from A to Z, whatever needs to happen happens, okay, CEO We have to send our fees at that time We need to send our fees; enrollment gets confirmed upon confirmation of payment. Yes, our fee has reached there, which is the GT received. If you send the fee through the bank, it's correct. So your GT comes early because It is the bank's accounting. The bank's entire process is involved in this. So the bank people quickly get it done. Whatever resources they have in their home, those are theirs. All numbers are written for those who are both guarantors. They are also theirs, and the person who is taking them is also theirs. If there was nothing under my name, just as I was, nothing under my name Whatever resources my family had, whatever was available to them, all of it They wrote down their number, brother Chance, if you happen to know If you're doing it, then start gradually lifting things. There is a system like that; let me just tell you something about it. How much interest is charged? How much interest is applied now? I don't even know how much it's costing me; my fee was seven. A million things are fine, seven hundred thousand Cezar was Cezar I did it myself, which is the ten percent margin fee. You have to submit it yourself, just as if you knew your twenty It's a loan of a lakh, and your semester fee is being paid. Eight lakh rupees, that's fine. Out of that, you get Asai and you get Sumit. You will have to pay 10 percent of the total fee. 90% they will pay, 10% you will pay for the fee And the interest of seven lakh ten thousand is going to six thousand per month. Even 6,000 is not being fully reached; it's between 5,600 and 7,000. My interest is going to something around 5,700 And when you're taking a loan, make sure to also discuss this one point with them. Whether there will be any offers or discounts included here When we repay, when we took out the education loan Then there was an offer there that if you earn your income one and a half We conduct fewer than a lakh shows at the bank; anyway, there was a shortage on our part. Alright, so whatever interest you have is forgiven. Will do it if you do it time to time Alright, what else do I have right now? Another option is that, as many people are now saying, When and how to repay, brother? You're asked that when you take a loan, isn't it? That one But it is written in full that you will repay it by when, okay? You can indicate that you are required to repay by 2022, you are required to repay by 2023. It needs to be done by 2024; you tell me by when. It depends on the bank officials; this is no one's concern. It's not the case that once your study is complete, you must immediately fill it out. That's not how it works. How much is this much? You can, and you'll have to fill it out again It will be, won't it, however much time You set the limit, so much time We'll fill it in, okay, so then you'll have to calculate the accounts. It will happen that yes, after staying for so many years, I took such a loan. Yes, if I pay this much for the month, only then will I be able to withdraw it. I'll give it to you—just this simple concept, it's not that your There is no system like this where education ends and you are still required to pay. I said we would submit it by 2023. Alright, we'll submit it by 2023. For now, slowly, gradually. It has been four years, so we hope you are aware of education loans. If you've figured it out by now, then that's the account related to Mintos. Hey brother, don't ask again how to get an education loan If it's available, then let me just say it right away—go for the education loan. Which banks provide it, brother? The government banks, that is. They provide all that education loan, but what I'm showing you is the state. Bank of India, that is, State Bank, right, brother, in that Don't do it because their service is extremely lax. It takes too much time, so let's proceed according to the schedule there. Let's talk to the bank where you have some acquaintance or connection. That's where you should do it, right? I'm not doing this. All the State Bank ones will be delayed, but ours there won't be It was such that they were delayed; we had them do it again from there. So we were a bit early, the rest are also quite a few banks is fast, if you have Axis or HDFC Offering education loans if you are in that city/town Try them anywhere you like, but this one The interest rate will be very high, but that is very The sooner you do it, the better I think. Their service is much faster compared to this. Banks, neighbors, and this their State Bank, etc. Government banks have slightly lower interest rates, and private It's such a simple thing, yet banks are so slow about it. If you need something, just pay a higher interest; if you can manage the calculations comfortably, it'll be easy. Need one chill, so give less interest on education I've already explained the benefits after the loan, so now you know the benefits that are available. your chances of obtaining a visa increase because your Bro, 7 bands in 2 months, 5.5, then a 2-year gap gap Geniunе, that's right, because your brother didn't do the job, so it's genuine If you have a gap, it just passes, okay, regardless of the rest. Let's just get it over with, the matter regarding the loan is settled. Whatever you had asked me to do regarding the education loan, I have informed you. that your chances of getting a visa increase, just as mine did Alright, and the second point is that you don't have any stress regarding the fees. No, it's not possible here to go forward, yes, the fee needs to be withdrawn, this is what kills them. You don't need to get this much stressed about work. When a newcomer arrives, how does someone get work so quickly? Let's boost our morale. Let's go, nobody else will do it—I will. We'll manage it, but let me tell you myself—who I am. Having emerged from difficult circumstances, all of us Even this is a matter of account and calculation. And many people in Pakistan often ask me: Brother, will it happen in Pakistan or not, said anywhere It matches; there's no account, no reckoning, because There's no point in the state regarding an education loan for you, country means means and bank means okay because The government bank is available throughout the entire country. Therefore, you are getting a loan across the entire country. I don't know about education and Pakistan. Why, perhaps it might also be available there in Nepal. Yeah, bro, it's normal, man. Education loan, that's just how it is. If you find it in the country, just go to the bank and ask. What is the process for education loans in Pakistan? If the brothers living there are the same ones, then probably it will be the same for you as well. Let's talk, you'll get another thing, tell me, when, just like now, yours The refund should come back, okay? So from there, you need to get it from here. It will be asked: Please tell them the fee details; ours are A mail will be sent from the Yooni side if you need to come from the bank. The bank will transfer it here again, and then again, and then again to the bank. The fee is just a small account book; you don't need to give or take anything. Your health cover is also mentioned in this health cover They also just pay the money; there's no big fuss about it, that's all. You need to pay the room rent by coming here, and whatever you've eaten People often ask me, even more than me, to bring money for drinking. Brother, how much dollars should I bring? I'll bring them. This was a dollar, but mine has already been used up. Now you all just take a look. Whether you are someone who spends less or someone who spends more, Think about it yourself, according to the same calculation, how much would it cost for you? We hope you have now learned about education loans. See you in the next video. Until then, bye-bye, take care. And today is Father's Day in India, so Happy Father's Day, Sir! Keep everyone happy by doing your best for your mother and father. Respect them because the father is the one who truly is. Because they're more supportive, as they're mom Isn't it that she has a slightly weak heart, isn't it? Accountants are people, and those who are their fathers are people too. Pick up the phone, your dad's on the line, okay? They would give something so meaningful, like a heartfelt gift. The fervor doesn't return to the devotee on its own. They don't let the child grow lazy. They support him a lot. That's all I know, I ate just that much of it. First, think of them, now so many of my people also take this up They say she's my girlfriend, brother, call her over. I can or this is mine, I came here to him I can call you, brother, just remove this gall from my heart Alright, those who have invested money in you without reason, there are many. I am a child of knowledge No, it's not a file, it's a subscription. Like and subscribe Serve your mother with greater devotion, more devotion, more devotion. Don't quarrel with your mother in the heat of words. Because when the guy is nearby, the value I don't know when we talk about it when it's far away. The value is the actual value, and that will give you a feel. Tell me the truth, and it's like when I call the phone Hmm, no, I don't pick up anything at all in the house, so it's giving me tension. It begins to feel as if this clarity is mine, perhaps when you come, this Feel it ourselves, because when I talk about something, I feel it too. My brother is worried about us. You have fought so much, fought so much, please stop fighting. Those five Lives So Now let's talk with great affection You realize someone's value only when they are far away. So the guy feels like, yes, whatever, everything So respect their life. Do not cause them any pain or discomfort. Let them do whatever needs to be done. Not for your girlfriend, boyfriend Whoever boy or girl is coming Give it to your boyfriend, girlfriend, on this side Once upon a time It's also essential; I'm telling you, it's a part of your life. But the main part is your family members, your family itself. Because they endured so much suffering to bring you here Now it's your turn, now it's your job to make them happy. Just one more thing, please also tell me this. If you are in any kind of sorrow or distress, then do not Tell me more because they take on more tension. Because the fathers who are called "Father Sir" are brave-hearted. Don't even mention it; just keep it within limits. A publisher from the realm of the insignificant They are the most inspiring. When it comes to India, just hit hard You're doing very well. Brother, everyone has their own, so let's go, come on, let's get going Got it, okay, good, don't ever remember it, not even for the entire time The guy feels good about it, yeah, man, that's the beating that happens. It would have been good if he had stopped making that mistake. If this seems like nonsense or pointless, I'm sorry for that. Take care of the rest, sir, your parents' well-being Everyone, as for the rest of our countrymen, I've already mentioned earlier that Father's Day and Mother's Day are every day. We respect each other every day. Don't fight between mother and father, mother and father Don't take any wrong step from him, okay? Say no to things, understand that it's right. I don't need to do it again, I just need some Sorry for giving you too many sermons. Did No Car Show it Mother Buniya