POV: You're Broke but Trying to Save Money (ft: Coach Lester Reyes)

Smart Finance
Smart Finance
3 Video Views·Oct 24, 2026  #FinancialLiteracy #FinancialFreedom #POV

Are Filipinos financially literate? Are you? What about our POV trio, Inka Magnaye, Aryn Cristobal, and Atty. Anselmo? Let’s all find out on this episode of the POV Podcast, where we dive into the world of money and “how your money works for you” with Mr. Lester Reyes, a professional financial coach and expert on managing money. Let’s talk about FINANCIAL LITERACY, mga VOP!

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00:00:00 | S01E12 Highlights
00:02:44 | BSP Financial Survey
00:04:30 | Atty. Anselmo Gets Married!
00:09:10 | 13th Month Pay and Bonuses
00:11:53 | Inka and Atty. Anselmo’s Financial Struggles
00:13:53 | Financial Literacy and Financial Freedom
00:15:30 | Aryn’s Diverse Literacy on Finance
00:18:46 | BSP Financial Survey Part 2: Filipino’s Financial Literacy
00:19:25 | Coach Lester Reyes Shares his POV!
00:22:00 | Where should you start to be Financially Literate?
00:25:12 | POV trio and Filipinos on Budgeting
00:34:15 | HOW MUCH should you increase your income?
00:36:30 | What is a Financial Coach?
00:36:50 | HOW can you increase your income?
00:42:00 | Unhealthy Spending Habits
00:48:18 | Healthy Spending Habits
00:49:24 | Are Credit Cards Good?
00:49:54 | Being forced to borrow money
00:51:30 | Good Debt and Bad Debt
00:52:57 | Inka’s Financial Habits
00:54:40 | Atty. Anselmo’s Financial Habits
00:55:20 | Good Debt and Bad Debt Part Two
00:58:02 | Are Credit Cards Good? Part Two
01:00:27 | Investing for Beginners
01:02:50 | Protecting your income and Health Insurance
01:03:24 | Aryn’s Spit Member Health Story
01:05:20 | Investment Risks, Similarities to Gambling
01:06:34 | What’s Bitcoin?
01:08:53 | How do you Avoid Scams?
01:10:54 | Realistic vs Fishy Investment Percentages
01:13:33 | POV Trio Rate their Financial Literacy and Habits
01:14:35 | Coach Lester’s Final Tip, Exploring Good Debt

Most of our financial literacy statistics came from the 2021 Financial Inclusion Survey made by the Bangko Sentral ng Pilipinas!:
https://www.bsp.gov.ph/Inclusive%20Fi...

POV Podcast Socials:
Facebook: / povpodcastphilippines
Tiktok: / povpodcast_ph
Instagram: / povpodcastph

Inka's Socials:
Facebook: / magnayeinka
Tiktok: https://www.tiktok.com/@inkamagnaye?l...
Instagram: / inkamagnaye

Attorney Anselmo's Socials:
Facebook: / atty-anselmo-s-rodiel-iv-100088402305290
Tiktok: https://www.tiktok.com/@realattyansel...
Instagram: / atty.anselmo

Aryn's Socials:
Facebook: / arynkingking
Tiktok: https://www.tiktok.com/@arynkingking?...
Instagram: / arynkingking

Lester Reyes Socials:
Facebook: / lesterreyesfwdfinancialplanner
TikTok: / lestermreyes
Instagram: https://www.instagram.com/lesterreyes...


MU Entertainment:
Facebook: / muentertainmentph

Scott Media Production Corporation:
Facebook: / scottmediaproduction

#FinancialLiteracy #FinancialFreedom #POV #PointofView #POVPodcast #Budgeting #Investments #BudgetingTips #InkaMagnaye #AttyAnselmo