Winning In A Buyers' Market - Shaking Down A Seller

YES, we can help you with a mortgage everywhere in America :)

What to expect when you choose us as your lender:
• I lead a seasoned team of mortgage experts you can trust
• Guidance for all loan types, no games. If it is a bad idea, we will tell you
• We lend across America. We have your back no matter where you move
• 1000+ 5-star Google reviews - see what clients say, it's who we are
• We guide you through buying or refinancing step by step. We have your back and are your advocate every step of the way
• Free courses to get you ready, whether you're a first-time buyer or using your VA benefits
• YES, we help you plan to buy a house for free even 5 years from now
• YES, we want to help you accomplish your home buying dreams
• YES, YOU can buy a house! We got you!

Life is stressful enough, your mortgage should not be :)

Timestamps:
0:00 – Negotiating Seller Credits
0:42 – Seller Concession Caps
1:19 – FHA Loan Limits
1:31 – Conventional Loan Limits
2:11 – Seller Credit Restrictions
2:56 – Rate Buy Downs Explained
4:12 – VA Loan Concessions
5:02 – Questions? Call me at 786-933-2077 or Book the Calendar!

In part three of winning in a buyer's market, I'm breaking down exactly how much seller credit you can ask for to cover your closing costs and buy down your mortgage rate. You don't have to buy new construction to get these perks, but loan caps matter! Whether you're using an FHA, conventional, or VA loan, I'll walk you through the limits, how down payments affect them, and what the rules actually allow.

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