這樣努力,恰恰是你貧窮的根源!罗伯特·清崎:有多少人,正在努力地成为“穷人” |成長思維|個人提升|人生感悟|窮忙|《富爸爸穷爸爸》

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1.5K 觀看·2023年10月18日
罗伯特·清崎:他不是富家子弟,没有千万家产,没有中过彩票,也不曾一夜暴富。
可他40多岁就能身价过亿,用他自己的话说,全因悟透了金钱的秘密。
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他发现,很多人忙碌一生,却仍像拉磨的驴,在贫穷中打转。
原因就在于,这些人始终没明白,金钱青睐的从来都是用头脑工作的人。
清崎将自己的致富秘诀,写成了一本名为《富爸爸穷爸爸》的畅销书。
在书里,他一针见血地指出:
我们最重要的资产,就是我们的头脑。只有思考后的行动,才能创造财富;不经思考的努力,只会延续人们的贫困。
为什么有人数十年如一日地工作,到最后还是一贫如洗?
因为,缺乏智慧的行动只是徒劳,没有思考的努力,永远创造不了价值。
1、有多少人,正在努力地成为“穷人”
在书里,清崎有两位爸爸。
其中,“穷爸爸”是自己的生父,一名大学教授,兢兢业业干了一辈子,却在晚年遭遇失业,债台高筑。
而“富爸爸”,是自己好友迈克的父亲,一位非常成功的大商人,也是清崎致富路上的领路人。
两位爸爸,都能吃苦,肯出力,但人生的结局,却是天壤之别。
清崎不止一次思考,到底是什么导致了这种差异。
.......
The rich American Robert King, also known as the legend of the business world,
is not a rich son, has no property, has not won a lottery,
and has never been rich overnight.
But he can get rich at the age of 40.
In his own words, he understood the secret of money.
He found that many people were busy all their lives,
but they were still like a donkey in the poor.
The reason is that these people never understood that
those who value money have always been people who work with their brains.
King wrote his secret to be rich in a book called
The Rich Dad, the Poor Dad.
In the book, he pointed out that
our most important asset is our brains.
Only actions after thinking can create wealth.
Efforts without thinking will only continue people's poverty.
Why do some people work for decades,
but in the end they are still like a donkey?
Because actions without wisdom are just a waste of time,
Efforts without thinking can never create value.
How many people are trying to be poor?
In the book, there are two fathers in the family.
Among them, the poor father is his biological father, a university professor.
He worked hard all his life, but he was unemployed in his late years and was laid off.
And the rich father is the father of his friend Mike.
A very successful businessman is also the guide on the road to wealth.
Both fathers can work hard.
But the end of life is the parting of the sky.
King thought more than once about what caused this difference.
In his eyes, the poor father is very dedicated.
He usually goes to school to teach, or stays in the study room to write papers.
He works part-time every day and completely obeys the leaders' arrangements.
He is also very concerned about students and often holds public service lectures.
When he buys a house with a loan, he becomes more diligent.
He focuses on academic research, staying up late to write reports, just to get more bonus.
But then the economic crisis came and the school began to be laid off.
The poor father was unfortunately unemployed because there were too many teachers like him in the school.
Now, King finally understands that the poor father was laid off because he did too much and thought too little.
In addition to his job, the poor father doesn't care about anything else.
He neither studies the economic trend nor pays attention to hot news, let alone cross-industry to study.
In the end, he caused his ability to be too monotonous and could not bear any risk changes.
In fact, there are too many people like the poor father in life.
I once saw a summary of a poor man's life, working on time every day,
busy every day, doing the same job day after day.
In this infinite cycle, he lives in a tired state, but his days are good.
Everyone seems to have no time to rest, but what they do is all mechanical labor, and the value produced is insignificant.
This kind of low-skilled hard work, in addition to exhausting physical strength and numbing the brain, cannot be converted into money at all.
Qingqi also told a story about a high school classmate in the book.
This classmate worked three jobs and slept only five hours a day, and he was a very hard-working person.
But he was not promoted for many years, only because he was engaged in extremely simple physical labor.
The truth is that such a heartless, worthless sacrifice can never be exchanged for true gold and silver.
After all, blind effort is just a kind of muscle habitual movement, which is essentially an escape from more complex brain consumption.
The result of giving up thinking and working hard can only make us poor people who are busy and poor.
On the way to wealth, thinking is always more important than hard work.
The University of Hokkaido has done a famous blue ant experiment.
Researchers observed a group of ants and found that most of them were busy working.
There are always a few blue ants doing nothing.
But once in danger, the blue ants can react quickly and lead a group of ants to break out.
It turns out that the blue ants are not really lazy, but they spend all their energy on observation and thinking.
Not only in the wealth competition of the human society in the natural world, only those who think can win in the end.
Qingqi told a story about his childhood.
At the age of nine, in order to earn pocket money, he called Mike to prepare for a big job.
They didn't work like other kids, but they thought of their own tricks.
They collected a lot of toothpaste shells, heated them, melted them, poured them into a coin mold, and then dried them.
That's right, the two guys were so bold to make their own money.
But when they made the first batch of five coins, they were found by their fathers.
The poor father despised them severely, but the rich father was very happy and said,
Although this behavior is not acceptable, it is rare that you can use your brain to make money.
Qingqi remembered this sentence and never forgot to think about it in his later work.
When he was an employee at a petrochemical company, he was busy studying the direction of the petrochemical industry.
When he was a salesman at a printing company, he would study how people interact with each other to improve his communication skills.
After he opened his own investment company, Qingqi set up research markets in various fields to look for investment opportunities.
In his life, rather than relying on investment to make a home, it is better to say that he used his brain to make money.
In the book, Qingqi quoted more than once the famous saying of the rich father.
The poor work for the money, the rich let the money work for them.
And only when you have the ability to think can you have the ability to control the money.
An understanding of things, a deep understanding of people, a grasp of law and nature, a perception of trends.
It is precisely these things that come to mind that hide the opportunity to make a fortune.
It takes a minute to see through the nature of people and people who spend a lifetime not seeing clearly are destined to be poor.
Open the door of the brain first before you can open the door of wealth.
People who are poor and busy must first jump out of the mouse cage.
Zhou Guoping once said that the most important difference between people and people is not the wealth of materialism, but the respect in society.
It is the quality and level of the inner self that distinguishes people from great and small, excellent and mediocre.
That's why some people seem to be hardworking but have nothing.
Some people seem to be leisurely but can always make a fortune.
Qingqi mentioned the famous mouse cage.
It means that people who are poor and busy are like mice in a cage, how can they not escape the current dilemma?
If you want to escape the cage, Qingqi gave the following three suggestions.
1. It is more important to find gold mines than to dig gold mines.
When I went to Peru, I met a rich gold miner.
His biggest advantage is not to dig gold mines, but to find gold mines.
The worker said that when I was young, I would not work for a few dollars, but I would always find a way to study how to find gold mines.
So many years have passed, and the workers who joined him are still working hard, and he became a rich man because of his ability to find gold mines.
Qingqi believes that to stop the vicious cycle of the poor and the busy, first of all, we must start with the idea of transformation.
Once the idea of making money has deteriorated, people can only be trapped in the subconscious.
Once a self-taught writer asked Qingqi why his books always sold poorly.
His article was obviously highly recognized, but the market did not buy it.
Qingqi suggested that he not only go around in the professional field, but also go abroad to study marketing.
It is a pity that this author did not care about this.
He was very stubborn, and in the end he did not achieve a breakthrough.
There is more than one way to Rome, and so is making money.
Only if you have a broad mind and dare to try, can you open many channels to reach the ultimate goal of wealth.
2. The recipe in the brain is more important than the bakery.
In the book, Qingqi gave an example.
Making money is like making bread, only when cooking can you quickly use the recipe in your brain to quickly make your bread circle.
And to do this, it requires people to study in many fields and have the ability to think comprehensively.
After all, there are not many opportunities left for you to take your time in a changing society.
The more common case is that the timing is like a shooting star, who moves fast, who can catch it.
So how did Qingqi do it?
For example, he did not limit himself to a certain industry and a certain position from the beginning of his work.
He always used his spare time to study, attend seminars, and conduct small-scale investment exercises.
When he started to be an investor, he went to college to do short-term study in order to catch the seal of each industry.
Gradually, he formed a knowledge system in his brain, and the more ways to make money, the faster he started.
Charlie Munger said that in order to make a lot of money, you have to build a diverse thinking system.
The more people know about the world, the more perfect the recipe for cooking the money bread circle is.
Three.
What is more important than making a decision is to drive away the little chickens that make noise around you.
Qingqi said that we always have a group of little chickens around us, shouting every day that God wants him.
If you want to change a job, they say there is a risk of change.
If you want to work hard, they say the company has no future.
Even if you have made up your mind, but when you hear such a pessimistic argument,
all your thoughts are hidden before you take action.
Qingqi's friend Richard was optimistic about a real estate company, and he was going to sell it at a low price and make a profit.
And the market trend at the time was also very conducive to real estate investment.
But after Richard paid the deposit, he heard from his neighbor that the investment in real estate would be terrible.
He suddenly lost confidence and canceled the purchase deal immediately.
As a result, he missed a good investment and lost hundreds of thousands of dollars.
All our thoughts can only be converted into action to complete the closure of wealth accumulation.
So the last step must be to eliminate interference, be firm and brave.
In the book, Qingqi also proposed a money-making formula.
This is a group of cycle formulas that almost cover all industries.
Specifically, get up, go to work, make money, pay the bill, balance the income, and continue to make money.
Let's see if we are being trapped by this formula.
Making money every day, spending money, and then making money.
We treat busyness as productivity, not leaving a little time, and not willing to take out the strength to think.
As a result, we all live like robots on the desk, and we can't make money by brainwork at all.
And those who really want to make money and make money in reality will never be tired of their brains.
As Dao Shenghefu said, a strong and thorough thinking is the driving force of a successful career.
Only when you are willing to eat the bitterness of thinking can you taste the sweetness of making money.
