[Music]
brought to you by the every dooll app
start budgeting for free today Anna is
in Detroit hey Anna welcome to the
Ramsey Show Hi how are you thanks for
having me sure what's up well um a
little bit of a situation and I'm hoping
maybe you can give me some advice um my
husband bought our house from his mom um
19 years ago she had quite a few houses
at the time and decided that she could
sell one of them to him he was 19 at the
time um went through a closing like with
you know a proper close agent um and
signed all the papers um he is the only
name on the warranty deed um and has
been responsible in living in this house
for this past 19 years um a couple years
ago she uh had asked us for quite a sum
of money and we said we couldn't AF it
so in retaliation she went to the county
clerk and filed a fraudulent Quick Claim
Deed on the house claiming that our
house is now her house um there's no
checks and balances with that system so
yes there is it went it it went through
and every oh yeah the checks and
balances are you put her in jail for
fraud yeah cuz she's a freaking cook
she's a criminal it's been two years and
we're still fighting and now um instead
of getting our day in court they're
saying that it's going to either cost us
$220,000 um to take it to court or we
can pay the ransom and maybe settle for
something less and just pay to get rid
of it to pay to get out of it you mean
pay
her yeah a settlement right so why have
you not filed Criminal
charges well we went I talked to the
county clerk and she said oh you need to
get an attorney to yeah you know the
quiet title so that's what we did and
and your attorney needed to tell you to
advise you to fire criminal charges
someone stole your house it just happens
to be that you know the crook right that
it's related but he he said well um that
would be a separate lawsuit and that
wouldn't get you the quiet title that
you need to free up your your house that
would a whole separate matter I'll you
to get your quiet title but then maybe
on another point and I'm like man we've
always spent so much money trying to get
the quiet title and so now we're really
looking at maybe just calling the police
and starting a report yeah I think I
would okay I think I would file criminal
charges on her and that's the thing we
we thought maybe it was just a misstep
because obviously this is not this is
not someone that you have that your
husband has a relationship with his
mother no no mother right mind would act
like this this woman is deranged how
long has he known she's
crazy a couple year well now it's been
two years he didn't know she was crazy
before this no it there was he was young
and a single parent right so he how long
have you been
married uh about 16 17 years yeah how
long have you known she was crazy cuz I
figured it out in about 30 seconds there
was a lot of you know kind of red flags
when we were first dating but I I
started dating him when we were 16 years
old and so we were so young I think we
were very
um I I don't know it was just well you
don't want your mom to be a crook or
crazy nobody wants that Mom exactly but
some people's moms are because obviously
there's Crooks and crazy women and men
out there so sometimes the dad is a
you know I mean it just is very
strong um Christian raising to honor
your your mother and your father and um
I think there was a lot of things that
we just said no you know she just needs
help no we can just pull her through no
if we can just you know be there and and
help her get up on her feet we did that
for a lot of years and then finally I
said you know what I told my husband
either our household or hers but you
can't be the man of both yeah and he
chose our household that's that's when
the crazy came out yeah when you set
boundaries with crazy people it
accentuates their crazy Henry Cloud
teaches us that in boundaries years ago
okay so you you've got some choices
obviously there's no relationship left
and it's a very sad situation so what is
the most practical process here
um it doesn't cost much to file a
criminal
complaint okay there's not a lot of cost
involved in that it's why I'm shocked
that this attorney in quotes didn't
recommend that you do that as a part of
The Quiet Title because here's the
problem if your attorney that was
quieting the title quieted the title and
and then said deranged mother-in-law
decides to file another one you get to
do it over again and he stays in
business the rest of his life so I want
her having an incentive to stop this
crap and that's called jail ex Yeah well
yeah that she's not going to jail by the
way darn it no she should I don't but
they won't put her in jail they'll
settle with her but she will get the
message not to screw with y'all yeah
okay who said it would cost 20 grand not
to file a criminal it doesn't no no said
they told me
yes um our attorney we've already paid
him 40 over the past two years to get a
quiet title um and now we're to the last
bit of it and he said you either settle
or like take this to court yeah or fire
him and get a real attorney that's
another option I've called different
attorneys but they said I'm too far no
you're into the matter no you're not to
get another one no you're not I've
gotten all these stories and I guess I
just need some real good uh counsel the
problem is sometimes when you're dealing
with uh lawyers they took the class on
they're always right and they forget
that they work for
you right he's your employee he should
do what you tell him to do or she should
do tell do what you tell them to do and
that's what lawyers are supposed to do
but instead they took the class that
where they tell you what to do and some
of them are really confused by that
class so sometimes us real people have
to explain to them lawyer does not mean
you do what you want to do means you do
what I want you to do as long as it's
within ethics and within the law and so
yes yeah we need to this has not been
aggressively enough to suit me in the
discussion I'm having with you if this
happened to me and I own a bunch of real
estate I don't care who filed that uh I
would have filed criminal the next day
okay and I thought maybe I needed to get
you know basically a judge to say yeah
this is fraud before I could go to the
criminal and and make that the judge
says it's fraud it should quiet title
instantaneously right because that
invalidates the it invalidates take a
judge ruling a fraud over to the county
clerk and go judge says this is fraud
you need to take this quick claim down
they'll take it down that's should quiet
that's the quieting of the title that's
what it means it's the cleaning up of a
dirty title because it's a fraudulent
fraudulent thing God man some people who
does this to their own kid you whacked
chick unbelievable go to jail do not
pass go do not collect $200 go straight
to jail Monopoly she's collected enough
it's over just like Monopoly create your
free every dooll budget today the
simplest way to budget for your life