My Mom Is Taking Advantage of Me

The Ramsey Show Highlights
1.8K followers
84 Video Views·Aug 4, 2024
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start budgeting for free today my mom is
kind of given up on her career field and
is depending on me to uh fund
essentially everything for her now a
little bit of background uh I don't have
any brothers and sisters and my my
parents uh divorc early on how old is
your
mother uh she's 52
and so you're supposed to support this
52 year old woman for the rest of her
life who doesn't want to work
much um well the thing that's happened
is essentially she worked at a
university she went to school got her
PhD and was was really trying to break
uh into the medical field with her her
doctorate and she just wasn't able to
get a job uh and so now you know it's
going on about a year and a half now
where she essentially hasn't had a job
and has been was using all of her uh I
guess money that she had saved pretty
irresponsible for somebody smart enough
to get a PhD what's your degree
in uh something medical research she was
working she actually was doing uh some
sort of um job at the CDC during covid
that was you know an assignment for I
think six months or something like that
uh but before that she was working with
infectious disease in uh well here's the
deal University does she have her name
on your checking
account no okay she can only get money
if you give it to
her that is correct and so she can't
take it from you she can't steal it from
you she can just ask you for it wait a
minute let's stop a second okay let's
pretend that this wasn't your mom for a
second and you just you're talking to
your best friend's mom who's
52 is it good for her to do
nothing and drain her
kid let's talk about her is it good for
her yeah it's not a it's not it's not a
rhetorical question I'm asking you is it
good for
her oh of course not okay then if you
assist her in doing something that's not
good for her you are not doing good
sir follow me yeah you're giving a drunk
a drink I'm with you you're giving a
drunk a drink I'm so what's happened is
is her heart got broken and her
confidence got shaken after she went and
got her PhD she thought she had a me
meal ticket and it turns out you still
got to go out there and shovel the ditch
and and she shook up and she's Lo her
heart's messed up
and instead of actually re-engaging life
she's trying to escape and in the
process suck the marrow out of your
bones The Only Way Forward good man is
to sit down and have an across the table
conversation with your mom yeah it's
good for her to re-engage life honey I
love you and you got knocked down hard
and I'm so sorry I'm and I'll walk with
you I'll be your biggest cheerleader
I'll pick you up I'll dust you off but
I'm not going to support you while you
do nothing because it's not good for you
you're way too smart to waste your life
away sitting and watching
reruns
right yeah yeah that's that's right and
I promise you there's a job at a
university for and if she tries to be a
travel agent for guilt trips don't let
her
yeah Mom I I I'm not an ungrateful son
that's why I'm sitting here but I'm so
grateful and I love you so much that I
will not participate in your
destruction I will not participate in
you turning a wonderful life into a pool
a pile of poop I'm not going to
participate in that I love you too much
to do that I'm going to walk with you
I'm going to hold you accountable I'm
GNA dust you off I'm G to cheer you on
I'll call you back I'll coach you I'll
buy you books I I'll be your biggest
cheerleader but I'm not going to give a
drunk a drink because something knocked
her out of the saddle and now she's
scared of
horses isn't she she's afraid I think
isn't
she yeah I don't know if he really wants
to anymore to be honest well that that
hopelessness that hopelessness comes
from not believing anymore that's a type
of
fear Proverbs says hope deferred makes
the heart
sick but desire but when desire comes it
is the tree of life and and so if I
called her up tomorrow out of the blue
and said the CDC is on the other line
they want to pay you 140,000 a year can
you be there Monday suddenly she
wouldn't have given up Suddenly she
would light up like a dadgum Christmas
tree so she's not done she's heartbroken
hopeless and so part of your job is not
to give her money but to inject hope
into her life and help her get back on
the
horse and don't you dare give her any
more money you dare give her any more
money if you want to buy some food and
drop off a bag of food do that but don't
you give her cash to sit on her butt
don't participate in her own destruction
that's the worst kind of enabling you're
not being nice you're being mean when
you do that is that making sense cuz
you're she it's not good for
her and the byproduct of you doing this
right is it actually does protect
you but that's really even down the
list I would let you suffer if I thought
it was the right thing to do to pour
money over
there yeah not good for her not good for
her how does this conversation
go how's it sound when you talk to her
next time really
well um no I don't I don't have any
problem really having the conversation
with her um I just was really wondering
how to navigate it you know uh it is
touchy for
in person holding one of her hands you P
you pick up the tab for the breakfast
you're looking into her eyes and just
tell her how much you love her 22 times
during the thing and I love you so much
that I'm going to help you get back on
the horse cuz Mama I can tell your
heart's broken I can tell you've lost
hope and you you're too smart you got a
freaking PhD you're too smart to waste
your life away and I'm not going to
stand by as someone who loves you and
allow you to do that I'm going to be
cheering you on I'm kick in your butt
huh yeah go for it what's up can I ask
you one quick thing um So currently she
she's moved out of her house into what
my I had a I have a rental property it's
the only debt that I have left uh and
you know now it went from you know me
being able to put an extra, 1500 it made
towards that mortgage to me now paying
probably another 7 or 800 out of my yeah
put a put a time limit on how long she
stays 6 months or 6 months she got 6
months in the house mom and then I got
to sell it need to put a deadline on it
yeah cuz otherwise this goes on for 15
years that was a bad move by the way hey
hang on I'm going to send you Ken
Coleman's books for her from paycheck to
purpose and proximity principle maybe
they'll help her get started create your
free every dollar budget today the
simplest way to budget for your life
