I Really Hate This State! (And My Boss)

[Music] brought to you by the every dooll app start budgeting for free today I live in the People's Republic of California I'm trying to leave this state uh what I have a problem with is it's kind of Financial and life career as well so right now I'm a federal government employee I am seven years out from retirement or when I'm eligible uh my wife is a nurse she makes really good money in California and they make anywhere for $90 an hour uh my my goal is to One S my house transfer to a different position and a different state uh within the same agency um just because I have a very toxic work environment going on right now and I just I need to get out um but the problem is is if my wife leaves the state of California she'd go from $90 an hour to $30 an hour which is a huge financial huge financial cut um she'd also probably lose her 401K as well as that um we did talk about doing foster to adopt uh in the event that we did move but my question to you I guess is am I just being cutting my nose off to spite my face and just so I just deal with it knowing the fact that I have seven years left of retirement my house will be paid off in four years you sound like you're at the end of your like rope you sound really frustrated are you I am I'm very frustrated yes I'm very frustrated I've I've want to transfer I've wanted to transfer and get out of the state for 17 years of my career does your wife want to leave as well besides the money I know she'll take a pay cut but just in general her family's here but she realizes how frustrated I am and and like I said my my boss is just utterly horrible right now it's been going on for a long time oh yeah yes it has so my question to you is am I being emotionally stupid by wanting to leave just so I can quote unquote have a more happy life to trade one stress for another for financial stress is it California like okay so if you you work for the state Gambit it's it's it's California the state sucks the high taxes getting out of everything all right okay you are yeah you you're at your wits in you're done you're done um okay so if you were to leave what would you do and where would you go uh i' basically stay with the same FAL agency um I would go from what I'm doing now to basically to just a different functional job function but just to the same pay is there a different get a little bit it would be a lower cost of living which would be 13 Grand a year where but I'd imagine that so it'd be from California possibly to Georgia but I'm wondering if B tax rate out of well that's where that's where the position is at for my agency have you ever been to Georgia okay have you ever been yes I have okay what's your wife think about Georgia sections of it she hates so okay because here's the thing Josh I mean I can hear you're frustrated and I I mean I could only imagine I mean I understand it is from the from like just the state perspective that you're frustrated with and then on top of that you have a terrible job you go and work somewhere for 40 50 hours a week in a miserable place so yeah you're you're not in a good this isn't like a good heads space for Josh so my question is um you're not the only one in this equation right so your wife is is going to have as much of an input um in this situ in this decision too because um I think that there there has to be this you know I I don't know but if she is not on board resentment later on in life you know moving away from family going to a place she hates she's going to end up being you in four years possibly I don't know but that's a warning sign it's just like you guys need to be so tight-knit on this decision because it's a big deal to move across the country um so so you guys need to lock arms and like be full like we are in this together the the the good the bad the ugly we are in this together because I don't want your marriage to be destroyed in the process either right and I want to be able to give her a voice too and her frustrations may not be as deep as yours um and I don't want her and I and honestly Josh the motivation for her I'm like I there's a part of me that I'm like I I would hate for her to do it just just to make you happy because because Josh is frustrated so we got to go do what Josh wants to do right so like there needs to be a level of agreement upon you guys um and I thought Plan B too which I know you hate California but is there a different position you could take where you guys live a different job a different opportunity at least to get out of the toxicness of that job and then just have the frustrations with the Taxas in California I don't know but if you and your wife agree to move to Georgia then make the move you're not no leaving a job seven years away from retirement is not stupid because the work is you're you're in a terrible situation so no that is not stupid to leave that no I listen I I am of the mind that if one spouse is completely unhappy then the neither nobody's happy true so I do think that probably a move is good but if she has come out and said I don't really like Georgia then Georgia's got to be off the table uh you've got to pick a place where both of you are like yeah I feel yeah I'm up for that adventure and I mean there's 50 I don't want to say 50 states what is it now 49 no it's 50 but don't the other territories count okay so there's 50 states and then some territories depending on what history book you look in okay and so there's a lot of options here is what I'm saying um going back to the conversation about the 401K quickly what made you say that she'd lose her 401 K so so well I wouldn't say she would lose her 401K what she do is she would stop contributing to her 401K so she' be able to take it out yeah you just transfer it you just transfer it right okay I just want to be clear about that so I guess the issue is me is you know I've only got seven years left my mortgage will be done in four years in my house my wife is like going from $90 an hour to basically 30 if she decides to work if not then it's like it's a huge let me ask let me ask you this is there any world where you're like I is there any world where you're willing to ride this out longer because you're the person who brought up in just seven years I'll retire and in just four years I'll have my car paid off so or yeah I'm sorry my house paid off so do you really care about those things or do you know what I'm saying like are those things that you're weighing in or are you beyond that so here's the problems emotionally and mentally I'm just I am checked out the problem is is I don't want to live life on the emotional aspect I know ically financially it makes more sense to stay However I don't know if I can emotionally and mentally handle it for you're yeah mentally and emotionally is going to be because you could be debt-free and still be miserable in your job like and you're not saying this is after 6 months you've said for years seven years for years you've been upset yeah I thought about most of my career probably about 10 the last 10 years my career's gotten so it's safe to say that you have sacrificed a certain level why have you stayed in it Josh I'm curious what was that why have you stayed in it for 10 years uh the pension and early retirement okay so this is a good lesson for America that money does not equate happiness there is a level of your life that as adults we have to decide to bring a level of peace and just and to work a crappy I would say a different word but we're on a familyfriendly show crappy crappy situation just to make a paycheck you guys it's not worth it like life is too short life is too short Josh so you and your wife I would sit down you guys yeah pick a place on the map and say we're going to trans and we may even be in different careers but we're going to find the level of peace and enjoyment and we may make less but people that make less and live within their means and work somewhere they're happy so yeah you got to yeah Josh y'all got to make some changes for sure and you should have made them eight years ago if I'm being honest not to shame you but true we need to make some decisions here Josh we're rooting for you come to Nashville create your free every dooll budget today the simplest way to budget for your life