📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. https://ter.li/5h1r0i
Next Steps: • 💵 Start eliminating debt for free with EveryDollar - https://ter.li/iastu5 • 🏘️ Find a Ramsey Trusted Real Estate Agent - https://ter.li/ni98m5 • 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
[Music]
Xander shops all the top term insurance
companies to save you money. Get started
at xander.com.
>> I've been married for 25 years and um I
don't work at the time. Uh I'm taking
care of my grandson, which my husband
totally, you know, is on board with
that. But I get no money unless I have
to ask for it. And we are debtree. Uh we
owe nothing. And I just feel like
anything I say, he doesn't want to take
my advice for anything. Like I feel like
we need to sell our house now because
it's a bigger house and we don't really
need all the room and we could sell this
and we have a really good life. I mean I
feel like um it's I don't know. I just
his daughter instead of his wife.
>> O
uh how can we help?
>> Well, I just I don't know. I mean, what
should I like if we end up separating
like two years ago and I found out it
was actually what he was worth, we was
worth. Like, I don't know anything. If
he was to pass away tomorrow, I wouldn't
know what to do. I don't know what's in
his bank account. I have no access to
anything. My name's not on his business.
My name's not on his debit, you know,
card. I can't use his debit card. And
we've been married for 25 years. I'm
like, you know, and it really aggravated
me when we separated because my
attorney, you know, gave me all this
information on, you know, what he's got.
And I was just like, I feel like I
deserve that, you know, more.
>> Well, where's the marriage now?
>> We're together. I take care of my
grandson. I can work like if I, you
know, and I've even said, "Do you want
me to work?" He's like, "No, I want you
to take care of our grandson." You know,
I think it's wonderful that we can do
that, but it's like I don't get paid for
taking care of my grandson. So, I'm have
to always ask him for money, you know.
>> Does he give you money when you ask?
What's that transaction like?
>> He does. Yeah, he does. But he only
gives me money for what I need. Like, if
I'm going to get groceries, he'll give
me like $200. I'm like, $200? Don't buy
anything, you know? And and my fear is
I'm going to get up to the counter and
not have enough money and have to put
everything back. And I know he's got the
money to give me. That's what hurt so,
you know, it makes me so aggravated at
him. Well, what happened over a two-year
or you was separated two years ago. What
happened as a result of separating?
Because it doesn't sound like anything
has changed.
>> It hadn't. No. And honestly, I feel like
we got
>> Why are you not still separated if
nothing changed?
>> I know. Well, financially it was so
expensive having to pay attorney fees,
which now he had to pay me $750 a week
alimony during that time, but I had to
get a place to live. So, I didn't know
how expensive things was cuz I was, you
know, we didn't had no debt. So, I went
from not having no debt to having like,
you know, 300 like probably $3,500 a
month that I had to pay, you know, for
my rent.
>> So, you went back to jail in or because
it was too expensive to be free. That's
what what's that's what I'm hearing.
>> Yeah. I just love them so much. I It's
crazy. I know.
>> So, why did you call us? I'm so
confused. What What do you want us to
do? Well, I just feel like am I in the
wrong for wanting, you know, having
>> No, you're not in the wrong, but you're
not doing anything about it.
>> I know. That's why I called you because
my
>> I can't do anything about it. You got to
do something about it.
>> What can I do? What should I do?
>> I I think you've got to decide if you
want to be married to someone that
treats you this way.
>> And you're going to have to sit down. My
recommendation would be that the two of
you sit down with a good marriage
counselor and that Bubba hears for the
first time in his 25 freaking years that
he's mistreating his wife.
And he feels he says I don't manage
money.
>> I don't care what he says.
>> You actually care what he says, but I
don't.
>> I know.
>> So, you need to not care what he says.
You need to go see a marriage counselor
cuz he he sucks as a husband.
>> He's a horrible husband.
>> I feel like I agree cuz I had to go to
the doctor yesterday.
>> Darling, you're just going to talk my
arm off and do nothing. I can tell I can
tell exactly what's going to happen with
you.
>> Yeah. You got to decide what you're
going to do.
Okay? And quit telling me stories about
him. Are you going to actually get on
the phone and call a marriage counselor
and go sit down with one? You need to do
that today. And if you don't do that,
quit telling people stories about him.
Shut up. Live with it. Okay? If you're
not going to do nothing about it, shut
up about it. But if you're going to do
something, then we'll we'll pray for you
and back you because and yes, you're
correct, honey, that that that the
situation's weird and he's not a good
husband. He's mistreating his wife. And
the problem is he's probably not a bad
guy. He's probably just doesn't know how
to do it. He probably doesn't know how
to be a good husband. He thinks he's
taken care of you. He may be that dumb.
And so you, you know, we're going to
have to educate him and teach him that,
you know, this is this is emotional,
financial abuse,
>> dude. And so you need to involve your
wife in the decisions. Let her have the
dignity of being one of the two adults
in the household. And but that's a
marriage counseling thing, honey. I
can't dictate that. I can't I don't have
a magic wand over here to tap him on his
little head and say, "That's it, dude.
Now you're magically healed." I can't do
that from here. But you're going to have
to work on it. And I don't think you're
going to. You just talk about it all the
time.
>> Yeah. You've married a control freak and
then you've let him get more and more
control over 25 years and then you
summoned up some guts, which I admire
two years ago, but then it ended up
being a pump fake.
>> Yeah.
>> You just pump faked or he called your
bluff. He played to your greatest fears
as my guest, not knowing the details,
and you caved. And you've convinced
yourself that I love him so much. And I
don't think that's the case.
>> That's the enabling. That's just bull
crap.
>> So
>> I love him so much I'm willing to be
abused.
>> Yeah. Come on.
>> He's warped. I don't think he's dumb. I
think he's warped because he's really
unhealthy. And I'm not attacking him.
And I'm not making excuses for him, but
you've got to shake him. He needs to be
shaken.
>> Yeah. If this guy was my buddy, I'd be
boxing his ears, man. I'd be giving him
a hard time.
>> That'd be fun.
>> That'd be an interesting conversation,
wouldn't it? Of course, he wouldn't have
been my buddy because he wouldn't
because that cover.
>> That's true.
>> Xander is the best place to find term
life insurance to protect your family.
Visit xander.com for quotes