Depression & Anxiety Disability Insurance Claim Help & Tips

Disability Insurance
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13 Video Views·Jan 7, 2026
ANDREW’S ANSWERS: Disability Attorney Andrew November is here to give you ANSWERS! Today’s topic: Depression & Anxiety Disability Insurance Claim Help & Tips
Hi I'm Katie Nobles and thank you so much for joining us with me today. We once again have
disability attorney Andrew November and he is back with another Andrew's Answers segment
and today he's going to be tackling the topic depression and anxiety disability insurance claim
health and tips. Thanks Katie. Glad to be back talking about this important topic.
I really can't go a day without seeing a claim for mental health whether it's short term long
term or even social security disability. These cases are always challenging not because there's
some discrimination against mental health claims of course that's possible but as I've said in so
many other videos and I use this phrase every day certain claims don't lend themselves to measurable
objective findings. For instance if you come to our office with a back pain case and state that
you're unable to sit and do your job at your desk well that's kind of I don't want to say
it's easy to prove but there's objective evidence that would demonstrate why you might be experiencing
difficulty sitting. Mental health it's very different. Now there is good law out there
and if we do receive a denial we have the law on our side to litigate and the law states what I
just said that certain claims don't lend themselves to objective evidence so you have to look at other
factors. Now that doesn't mean there's nothing that you can't do. The most important thing you
can do is to see a specialist a mental health specialist. Why is that important? Well the obvious
reasons is a specialist is someone who's going to treat you and understands what you're going
through and is going to help you improve. When you're looking at the evidence or the litigation
side of it what's different about a specialist versus your family physician your internist or
your primary care physician? Well foremost is their medical notes. Traditionally primary care
physicians and more general physician notes follow what's called the SOAP format and that stands for
Subjective is what you tell your doctors. Objective is what they might observe. Assessment
might be the diagnosis and plan might be the orders that they give you when you leave the office.
What's missing from there? A mental status examination. A mental status examination
is something that's included in every single mental health specialist treatment note and that
goes through a variety of factors symptoms and signs that your clinician can observe. So when I
go to litigate the case I can use that documentation to show a longitudinal pattern of the symptoms
and signs to show that you do have restrictions and limitations and therefore are unable to perform
the material or essential functions of your job. I love primary care physicians. My primary care
physician is fantastic. I know he's there for me whenever I need him but I know there's limitations
in what he can do and what his notes are going to say. So I'm not saying you have to stop seeing
your primary care physician. Never stop seeing your primary care physician. They're the quarterback.
That's what I always say but you need to see a specialist. I'm not telling you that you have to
take medication. Do what your doctors say but at the very least see someone who is going to draft
notes that are going to capture the complete clinical picture of what you're dealing with
and that way when we go to litigate your case we're going to be able to prevail because the
notes will support what you're telling me and what you're telling the judge or the insurance company.
I hope that helps. If you have any other questions about building your case or seeking
treatment I would love to answer. Just give us a call or send us a message. Thank you for watching.
