How to Invest in 2026 for Beginners!

Soon I'll have 1000 rupees in my hands. You'll think about it today's rate If I want to go shopping What can I possibly buy with just 1,000 rupees? I won't be able to go shopping. It's 2026 now, and we are witnessing it. The value of the rupee is continuously decreasing. But if today you have Only 1000 rupees are left. So, can you even think about becoming rich today? I'm telling you, regardless. 1,000 or 500, 10,000 or lakh or 10 lakh You will gain one thing from this video Where are you going, where are you going? You can invest paisa. It will benefit you, it will be profitable Another thing You are not being told not to invest. Where is the risk higher? You will understand this too In this video, no. 1 Assets for different investment types Those who understand them are they. No. 2, those who understand the human risk If I invest What is my risk? We will understand clearly that if the investment I am making What kind of passive income do I need? Yes, it is possible. Fourth, we will understand that if you are investing Where have you been told about tax benefits? Where will they meet, and where will they not meet? And finally, hum results ko Where will we compare? The greatest loss comes from investing money Return manti Look, I regularly manage my own investments. We will talk about AAP stocks. We will talk about crypto. We will talk about ETFs. Apart from that, if you're going to talk about real estate So whatever investment domains About us, the ones who speak about us I have knowledge about my own investments. I will talk only when you are regular. When I don't invest, I'll also tell you about that. I won't do it, but I'll tell you anyway. This video will be very useful. First of all, I'll tell you if you're new You will really like this video I will definitely watch the video till the end. Another thing, if you like this video It is necessary to share it. Let's begin because we have information about investment I need an Indian person And if you live outside India You just spread it completely because Financial knowledge is also needed by the entire world. So we are starting now We understand the assets related to different types of investments. First of all, the most Where people take interest Where are the stocks? They owe me money. When we invest money in stocks We're even thinking about investing our own money. Which stock is that? If we look at today's rate By merging our NSE and BSE 8,200 listed stocks You want to invest money in the stock market Another thing BSE by lag bag You see 5500 Nearly 600 stocks are there There are 2,629 stocks here. Over NSE From such a large number of numbers Picking a good stock is very difficult. Alright, let me give you an example. I'm saying right now, in the middle of it, about Adani There were too many allegations being made. Hindenburg released the report If you had done it five years ago Investment in Adani Power He walked away with 10,000 rupees. To today your money What happens then It becomes too much, it gets excessive, how much does it become? Guess, then I'll show you the real numbers. If you have started from today An investment in Adani Power five years ago 10,000 rupees worth Your money It grows by 1900% This share was trading five years ago. A share was worth 7 rupees. Abhi, the share has already reached 153 rupees. If you have An investment of 10,000 rupees was made Plus 1931% You get the money From 2 lakh onwards A proper stock in hand Investing money 10,000 rupees will become 2 lakh. In just 5 years We just saw that. But agar The decision has been made. What did I do wrong? Rumors were also circulating about Yes Bank. If I had invested money in Yes Bank What is that? If you had invested money in Yes Bank In 5 years, your money will increase by 83%. He had come before him. If you will see the fall It had definitely fallen. After 2018 It grows by 83% in just 5 years. To Yes Bank shares too If he had done it five years ago Paisa dale to 83% The money increased. Look, 20,000 But agar You picked the wrong stock. To your Out of 10,000, 5,000 went away 48% share It has crashed within 5 years This is a wrong stock inside Nivesh 10,000 ko It can be done. Invest in the right stocks Can make 10,000 into 2,00,000 as well We understood it. But what is the problem inside India? It's not like that inside India, inside the US either. If this share is worth 99 rupees inside India I need to deposit 99 rupees to buy a share. Example main MRF's share You're talking To agar Today you want to invest in MRF shares You have 157,000 Rupees should be there To steal a share To take one share If you don't have 157,000 rupees You don't want to share this, do you? Even fractional shares are allowed inside the US You want to eat. That's when we realized what was happening in the stock market Trading shares is risky. Because I don't know In 5 years Which share will work, and which won't? Zaadatar, the one with the great name He will see you return, good luck Exceptional shares hot Like the exceptional share of Adani Power A return of 1900% was seen But if you are wrong You might lose money. I'll also let you know that thing When the market crashes Even a single paisa disappears. The company has been delisted. You've invested money in a penny stock. The company gets delisted. All your money He is a human. A little bit to you Investing in shares Attention must be paid. When we invest in shares You should have knowledge You should master fundamental analysis Technical analysis aana You need The basic financials of the company that you have He should understand it. Company's revenue Company's assets, company's profit Then some ratios, such as the P ratio Lead ratio The financial metrics of this date You should know that You don't know the debt to equity ratio You don't know the ROCE of any company. Return on net worth is unknown Don't know return on capital employed You might make a wrong decision. It feels like that after hearing all this It would become a major share market itself. Please wait a moment; the video is indeed a bit long. You will get all the information, just as I promised. To point, here it is Investing with Ki is just risk. People choose mutual funds I'll also show you mutual funds I'll show you their returns too How do mutual funds perform? If you have chosen a good mutual fund You also have a lot of mutual funds If you go and ask on Google first How many mutual funds are there in India? You'll understand it's the 1800 scheme, bro Again, mutual fund from 1800 That problem has come again. So many stocks, so many mutual funds. Invested money in whom? Even within mutual funds Main agar You are a beginner, first time, right? The main fund has two types of mutual funds. He was actively managed. It is a passive mutual fund. Passive mutual funds are today's index funds Inside index funds You can invest money. You can go and search yourself. I won't give you my name. Which mutual fund should you invest in? But there are too many mutual funds. If you're going to the screener for anyone To you, the mutual fund will look at you They will be screened. When you get the screener for the mutual fund I will see you here When you go inside equity You will look at the index fund options All of these are index funds. What's inside is good, the expense ratio is low. But what could possibly be better than a mutual fund? I was also going to tell you If you look at the return of any index As if UTI is Nifty 50, if you check its details In 5 months How much return did you give? What have you done with 16% 16.63 But it just replicates that neat thing To 87 rupees There was once a NAB. A neat asset value exists. You saw it exactly five years ago It was going around 82-83 rupees. Abhi it was 178 rupees, this was going on To be honest, I have to say The money has more than doubled. If you had invested 10,000 instead Exceed 20,000 CAGR stands for Compound Annual Growth Rate. To har saal How much return has your money grown by? What is it used for? Those who make a lump sum investment They are the cards when you invest via SIP You're seeing it return like this Where is XIRR? I see you too. When you go to any lump sum calculator You say you have 10 lakh rupees with you. I would like to invest more. The expected returns here It's written as 12% anyway. In 5 years You have seen in the last 5 years 10 lakh is reduced to 21 lakh rupees But if you look at the returns over the past 20 years right here It will become 2 crores rupees for you. In 30 years, this won't reach 4 crores It will become 8.5 crore rupees. To you, the effect of compounding on those rupees You can see it That's why it appears here because here Every rupee is earned each year Kis is returning to the compound. Okay Even when one is eating a sip, one should still be present. How much return are you expecting? If you are investing ₹10,000 per month via SIP And if you achieve returns of 16% on this In 5 years Even a 10,000-rupee investment is also with you Total investment, I saw it was 9 lakh. In twenty years, that's what it is Your money will become 2 crores. In 25 years, it will grow to 4 crores. So that growth, yeah This is very important for us to achieve. Here we have explained mutual funds You must have a pro account inside the mutual fund Here you are Just once in a lifetime If you chose an index fund, did you choose the Nifty? I feel like 50 stocks are costing me a paisa. The dance is so beautiful that it makes you lose your breath. We can choose anything on Nasdaq. Here, money is being invested in 100 stocks, 100 each. You must be a pro. You can invest even as a beginner. But when you invest in a mutual fund There are two types of cheese, one is the expense ratio. What is doosra? Is exit load charged? I don't like mutual funds that much. I don't like ETFs. Just like you type on Google Nifty fees I'll show it to you If you're looking at Nifty fees, there's an ETF. What is an ETF? You take a mutual fund, you get the NAV at closing. When the market closes, the value is obtained. When the ETF is active, you see it trading in real time. As you see these stocks This index is Nifty 50 How do I write Nifty fees in the style of a tarike? Don't you look at mutual funds this way? So when I wrote Nifty fees A chart also appears right in front of me. That chart comes and stands in front of me I see you every day Nifty is going up. She is going somewhere specific. The ETF is going up again. You can see that you can track It moves just like a stock. The real market is going up and down. To aap isme Even after placing a limit order, still buy it What is a limit order when you go to buy? Just set your price here and leave it. And you, from anywhere all brokers They also place orders with GTT. GTT MATLAB good kill trigger I'll pay you only when the 250 rupees arrive. I don't want to eat it before. That has also become a type of limit order. So, you can do it in an ETF. ETFs have an expense ratio and a fee. There is no exit load. The most important thing is transparency. I like ETFs. Do you need to be a pro? The answer is yes. There's no need for that. You can start investing even as a beginner. We are coming today On some important points Compare stocks, mutual funds, and ETFs right now I will tell you about some more assets later. After that, I told you about passive income. Passive income Which assets will we receive? The meaning of passive income is this I don't need to sell the stock. I don't need to sell my mutual fund. Can I still earn money? Yes, you can earn money. How to earn money, explain it to me If you had bought any stock Anyone, whether MRF or Adani What happens here if anything occurs? Dividend yield is written as If you have purchased this stock What percentage of the money will be credited to your account? It is the dividend. Not all stocks pay dividends. There is no dividend mentioned in Adani Power. No, there is no dividend mentioned in the bank statement. Dividends are basically paid by companies. The income is very good. But Zee Entertainment's dividend is 2.4% Have you checked the Dabar stock as an example? Now in the past 5 years No one is returning But this year 1.53% If you have accepted it Invested one lakh rupees You were credited with approximately 1500 rupees. If you have 10 lakh, then from you The amount was being credited to your account. You receive passive income. Inside the stocks Do you have all the stocks available? Dividends are very good. Now, an example has been given. We will look at an example of ITC. 3.5% not dividend Although growth has also occurred within 5 years It depends on stocks right here. We will not give dividends, nor will we give dividends. Public companies are there. The dividend is due. You can invest by looking at the dividend. Example of a Google company The dividend is very low. But Share's growth is very high. Just looking at the dividend alone I don't want to invest. But passive income stocks appeal to me. What does mutual funds include? It depends on which mutual fund you invest in. Index funds give you I won't get my money back. You can go and check on the screeners yourself. I want to invest in such a mutual fund Money needs to be spent Wherever I receive dividends It's your choice. But dividends are better. Inside the ETF What are index funds? It's a dividend. Where does the investment go? Main aapko ek bahut chhote se example se I'll explain how this works for reinvestment. It will grow for me too. So, this chart here This is the chart of those handy bees It's a chart of Nifty bees. I've just caught it right after the COVID crash. To get me out of the COVID crash He tries to measure Iske. Low to high Your refund is coming soon. 265% Those are some neat bees. Nifty has an ETF. But if I put the chart right here Nice job Less than 265 percent Return She is coming, 248 To 265 -248 Plus 17% extra It's a return. What is this in ETF? The money from the dividend that was reinvested To whom it may concern, I benefit in the long term from compounding. Yes 17% It comes to your account. It has been reinvested right here. In an ETF, money invested grows as it is reinvested. Let's talk about it The tax benefit for the three of them You two should be clear about this matter. You are liable for long-term capital gains tax When does it start long term? You must give it to him. When talking about long-term capital gains tax To stocks Mutual fund, ETF They will go to the Teen category. Look here, if you For a period of more than one year Stocks hold them What will happen? 125,000 yen if you get Gains are being made, so no tax will be charged. After that, you A tax of 12.5% is applicable. If you have earned a profit of more than 125,000 To 125,000 tak There is no tax. You have earned a profit of 150,000. 25,000 rupees to you A tax of 12.5% will be applied. Plus applicable surcharge Another thing If you are inside 12 maini You are the one who is crying Whatever gains you have made, you A flat tax of 20% is applied Do you think tax is levied here at 20%? So yeah, important You understand it They are also in those mutual funds. I also have that ETF. After this, asset classes come up for us. There was way too much talking in the middle. Bitcoin To Bitcoin in 5 months, 700% I gave the return. 700% If you had only 10,000 rupees But you had already left five years ago I would have invested in Bitcoin. To plus 732% You would have over 83,000 By this method, if you have How much does 10,00,000 THB become? Above 80,00,000 The point here is this How do I invest in Bitcoin? Doosne sheez If you look at Ethereum's returns as well To those two, within five years, 800% You can also make investments within crypto. For example, if you Binance is the biggest in the world. Cryptocurrency exchange Go there. You can hold that crypto The money you are investing You are a stubborn person indeed. If it's risky, you'll even see it collapsing. As I already told you earlier There is a risk involved. These returns are so huge. What happens here? To Bitcoin 10-20% Go up and down The log is very bullish here. I feel like I'm logging in Bitcoin is replacing it It is so. To the users on the banking system The government is being run through a trust. You are seeing Bitcoin is going up Bitcoin was invented. After the 2008 crash After the 2008 crash Login to the banking system The government had trusted him. After that, the invention of Bitcoin occurs. Then people started investing in Bitcoin. There are many cryptocurrencies. If you look back, then surely so. She will look after it even more than Adani. Yet we have two major Which are the most popular cryptos? Bitcoin and Ethereum has delivered an 800% return. So the choice is yours. If you wish to invest To maintain, I'll send you the Binance link I'll give you the description and pinned comment. Abhi the partnership we have with Binance In this, Binance gives us He's giving out some airdrops. Airdrops are available for every new crypto that gets launched. Give us some crypto gifts, please. To whom it may concern, whatever is in my possession I'll send the airdrops to you, I'll transfer them to you Why don't I hold crypto myself right now? To mere paas koi bahut major I don't have any crypto holdings. I only have ETFs for stocks I definitely closed my holdings in the mutual fund. I do not do SIP in the main mutual fund. For ordinary people, there are only ETFs. I do not invest in stocks. I have my own few rules. I do rule-based investing. That's why you won't get any stocks from me No, you won't get a mutual fund. What is here at this point? Can you make your own rules? You can follow the rules of Aurun. I have already told you about the rules. Whenever the market falls ETFs also fall. When ETFs fall, I buy when they drop. I invest on dips, that's my name. I invest during dips. Inside ETFs and therefore my portfolio Green appears to me today. You can also do it for any asset class. Do you believe in him? So Binance, the airdrops it showed us We will transfer it to you We won't keep you with us So this is for the public Whenever their respective contests keep coming up Competitions are ongoing. You will also receive an update about him. For Binance, description and pinned comment You can go ahead and open the account. You can also hold Bitcoin. You can also trade. Inside Yehapar Trading, one thing is very important I need to tell you that here you An option for copy trading is also available. You can also copy popular traders. They can also replicate their returns. Inside your account So, look inside Binance These are different traders. It is also outside India. The return shown for this particular item is 37%. 8% is showing If 87% is showing, you can quickly copy them Trading will also start in your account. There are many traders here. All across the globe, because it's a global exchange. You can copy trade here. You must definitely explore Binance. We move forward now Let us once and for all understand that if we People are investing in cryptocurrency. First of all, is this for beginners? See, I'll check if you're a beginner You should keep your investment diversified. No, not if your husband has 10,000 rupees If it's 10,00,000 rupees, invest all in crypto. You can deposit some portion of crypto inside. You can decide that. 5, 10, 15, 20 But I won't say that you have a very major portion Invest in crypto within your wealth. This is a very important point. You need to have a pro account for Doosra. Look, there's no fundamental analysis here. Yehapar tokenomics are as follows To definitely invest in any new coin You must understand the tokenomics. Otherwise, the popular coins are Like Bitcoin, Ethereum, Solana, Ripple The coins that were offered Jinn's market cap is higher You can invest some money. You can also make a SIP in the form. Do I get passive income from here? Binance will show you options Here, you will see a section to earn You will clearly see it inside. How can you earn passive income from the cryptocurrencies you own? Here, the concept of staking is present. You receive yields. You can go there and explore here. Here, there are options for Simple Earn and Advanced Earn. You go and explore it yourself. You can earn passive income. Tax benefits are not available as such. If you're getting gains As long as they are not booking them As long as no tax is imposed You are holding bitcoin. Tax will be applicable whenever you sell. You're charged a 30% tax I won't call it tax-efficient. And after that, finally There are three asset classes. Who covers me quickly No. 1 gold or silver The return on both gold and silver shows you If you're talking about gold In the past five years Offering a 112% return If you're talking about silver Providing a 123% return For diversification, I have included in your portfolio Do you invest in gold or silver? But you're not talking about my gold coins and jewelry, are you? I am buying jewelry. To uske utility aajati hain You will see that there are even ETFs for gold. Who is watching these gold bees Are there also ETFs available for silver? Silver bees or silver case That will be given to you. You can also invest in me. Since this is a monthly chart, we're just taking a quick look at the chart. If I look at your daily chart As you can see, these are ETFs. The silver case is for Zaroda. Similarly, silver bees are showing you here You are looking at Nippon India To you also here Opportunities to trade inside the market are available I told you just like I explained the Nifty earlier You can also invest through this method. Here, taxation is somewhat different. It will be understood soon. If you They have been working for 12 hours. Gold's ETF or silver's ETF They start early, 12 hours earlier. Let's book some profits. To you, according to your income tax account Tax will be charged 30% tax may be applicable to you Keep in mind that if you hold it for more than 12 months To aapko flat A tax of 12.5% is applied. It is essential to understand taxation. Finally, the real estate market shows signs of recovery. Investing in real estate seems to be the way to go. All the money, because you own the property If you have very little money You can invest just like shares. Real estate me There are rate options within India. Real Estate Investment Trust Properties from which rental income is received Un properties mein investment hoti hain You don't have many options in India. Jaise Embassy Office Parks Doosra mind space Third Brookfield Real estate investment trusts in India If you look inside it How much is the kit? 344 You can invest even with just 344 rupees. 461 and here 429 But if you're inside this dividend deal Jaise Embassy Office Parks 23% return to sir in 5 years But dividend 5.4% of Mind space also has a lag of 4.9%. I have a doubt about Brookfield. Google doesn't provide that little information. It's only above 4-5% What does it mean to say A real estate investment trust also gives you dividends. If you've been holding onto this What happens in 5 years? 51% growth is there To 10,000 you get a profit of 5,000 Looking for a return of 15,000 But this year, 5% money will be credited to your account Whatever you have invested Wherever it's coming from You would benefit from it, passive income is what comes here. There was no passive income from gold and silver ETFs. It is also tax-efficient. Inside the rates, taxation on stocks That's all there is to it. You for 12 months for a short period of time If you're holding on for the sake of the relationship A 20% tax is applicable on short-term capital gains. Long-term 12.5% seems likely. But you receive a discount of 125,000 here. Profit will be above 1,25,000 only then A tax of 12.5% will be applied. So it is also tax-efficient. If you are inside stocks within ETFs I want to invest in mutual funds or ETFs You will need a Demat account for that. Description of the demat account link You through him your investment Inside the stock market Inside mutual funds, inside ETFs Reds inside Inside the trading Cryptocurrency investment Binance option Binance India's world The largest exchange Trading investment Passive income Inside the video Let's cover all aspects An ordinary man who has 500 rupees 1000 rupees He can also invest in stocks. You can invest in ETFs. You can invest in a mutual fund. I can invest in the Reds. To 5, you have the largest place among all. And then you also have gold and silver You can invest in ETFs. We have discussed a total of 6 asset classes. Will you join separately with silver? To 7 asset classes When we understood You are looking at the chart here Risk within 7 asset classes Cryptocurrencies within stocks All the rest are beginner-friendly You don't need to prove anything to me. What is at stake There are more than sixteen inside stocks and crypto. There are more than thirteen inside mutual funds and ETFs. Reds inside Real estate investment Over the poori market There will be a problem with the economy. Then that real estate Letting go of attachment becomes easy. Such circumstances arise. For beginners, fifteen risks are too many. Then we also understood passive income Stocks give me dividends. Inside ETFs and mutual funds There can be different types of mutual funds. If you are investing in index funds or ETFs Reinvesting dividends Dividends keep coming in for the Reds. Passive income is very difficult. Passive income within crypto The date on which you earn You will go and explore on top of the banana. You will understand that you can also from your crypto You can earn money There is no passive income on gold or silver. Here it's just a store of value. People tend to believe in gold and silver. Only growth comes to metals. Even within the pricing, the amount is only increasing in paise. Then, when we talk about tax benefits To stocks, mutual funds, ETFs, reds In these, taxation is almost the same. Gold is somewhat different inside. Aur is not crypto tax friendly. But the growth jinn likes logon. Where do I invest in crypto? We have also explained in detail about taxation The results we have seen are within crypto as well It's amazing, a return of 800% When we talk about ETFs For 5 years, the return on investment capital I'm showing you the double card. We also expect within the time to come. Who within 5 to 6 years Money generally doubles inside an index fund. But then on market conditions Anything can happen below the surface. Look, I'm not a financial advisor. Wherever you wish to invest Talk to your financial advisor. You will invest money based on your own thinking and understanding. Risk is always present whenever we want to invest. But if you're not there The link for a Demat account for the stock market is If you want to invest in crypto You can go and explore the link to balance it. The option shown to you from the balance side Who keep doing these mega drops here Airdrops keep coming here. So the airdrops I receive I am with my people The account will be opened there, and I'll transfer it there. Right inside your account We'll take a look at the rewards inside some crypto. You can redeem them So finally, inside this video, the asset classes we mentioned Which asset is your favorite? Please do let us know your comments. And now If you've already started investing To what is double compounding We want to learn triple compounding. This video is on the end screen. The matter of investment U.S. investment in the country's money-making efforts What other method could be possible? To watch the video You must subscribe. We'll meet in the next video For the tap, you go self-made And Jai Hind