How to Write a Check

hey kids nice to see you again so today i'm going to show you how to write a check and i've drawn it up here on the whiteboard to kind of walk you through it i realize you don't probably write checks very often but when you need to it'll be helpful to know how to do it so this is actually in my book on page 130 there it is right there but i'm just going to walk you through the steps to try to simplify it even more uh but first i do have a dad joke for you so so what do they call a check in australia well of course it's a check mate ah so anyway let's get started okay so i'm just gonna walk you through the basics of a check uh just so you can understand and get familiar with it and i'm gonna answer your question on probably the the one line that's confusing in all this it's pretty simple but if you look at it as a whole it can be a little overwhelming start breaking it down into small pieces it's fairly fairly easy so um so i got the check written in blue and then i uh so that's the stuff that's already pre-printed everything in black is stuff you'll have to fill out when you write a check okay so here's your personal information and then this is paid to the order of who you're making it up to the date the box for the money the check number uh and then this line here is the one i think that's confusing and then we get down to here my bank and then what's it for and then you have a routing number and an account number and then you sign and then this is where you sign it that's your signature okay so let's just break it down by the stuff that we actually have to enter uh okay so you want to put the date you start off with a date it's always good to date things so you have a record because it's easy especially as you get older you go oh when did i do that you know and plus when you got a transaction like this you always want to make sure it's dated okay and then paint to the order of in this case it's bayview apartments okay so i'm writing out who who am i writing that check to and here's the dollar amount 650 53 okay and here's the part that i i'm pretty sure is the part that's confusing to people if you've never written a check what do you do here on this line and what you do is you write out the dollar amount okay not the cents but the dollar amount so in this case we got 650 right 650 650 and 53 100s which is 53 cents another way of saying that and then you just put a line out to the end okay um and you do that line the way i what i was taught that you put that line out just so people can't add something to it right so i always just draw a line from it okay and then down here you have what's it for what's the memo for okay or what's the check for it's a way to remember why you wrote that check you know if you're writing lots of checks you're probably not writing lots of checks but if you're in business you might be um but in any case it's good to remember why did i write that check to to that particular person for a you know for rent it's probably pretty easy but for something else you just want to remember why you wrote that check and so for this one it says monthly rent march okay and then uh and then you sign it and that's all there is to it just to clarify on this down here what this what these numbers are is this is a routing number for your bank and it tells the the when they go to cash it tells what bank they're gonna draw the money from this what happens behind the scenes nothing you need to worry about but it's a routing number from your bank and then your account number so they know what account to draw it from at that bank okay so that's what that is and i think that's all there is to it hopefully this was helpful to you thanks for watching and god bless you