美國癌症患者福利詳解

Hello everyone, welcome to the Blue Sky Channel, a channel where you can live a better life in the United States. Today I want to talk about a more serious topic, that is, what to do if someone around you has cancer? Because there are people around me who have cancer when they are young, so while helping others, I want to make a video so that more people can benefit and get out of this dilemma. Even Kate Middleton, England said that cancer is a huge blow to everyone. Even the royal family is like this, we ordinary people need to find something to rely on. Today I want to talk about the benefits of cancer patients in the United States. Whether you are a patient, a family member, or a new immigrant who wants to know more, I will try to use my experience and knowledge to make it clear, so that every cancer patient knows where to start to help you reduce your burden. I found that cancer is getting younger and younger, not just my friends around me. American cancer experts are also concerned about this trend. They found that young people are getting more and more cancer, such as colon cancer, breast cancer, prostate cancer, uterine cancer, gastrointestinal cancer. In the past, they thought it was a middle-aged disease, but now they are looking for young people. Studies predict that from 2019 to 2030, this age group of cancer will increase by 30%. I remember when my mother was diagnosed with cancer, it made me feel like the sky was falling apart. I was so desperate. It was because of that feeling that I want to make this video today, so that more families can get out of that helplessness, get out of that worry. So I hope you like, share, and subscribe, so that this information can reach more patients. There is a lot of support for cancer patients in the U.S. This is a great blessing in disguise. I used to work in a cancer research institute in the U.S. and had a very advanced medical experience. I also worked in CMS and saw a lot of benefits. So these resources can really help a lot. For example, disability assistance, social security, disability insurance, and SSI supplementary insurance income. There is also support from the Department of Housing and Urban Development and the American Cancer Association. There are also some medical benefits. For example, Medicare is through SSH, and Medicare is through the state's official website. Let's talk about disability assistance first. Some Chinese friends may say, cancer is not a disability, why do you apply for this? In fact, in the U.S., the Department of Social Security defines disability as being unable to work due to physical or mental conditions, and expects the disease to last at least a year, or can apply for disability benefits for those who have not died. The definition of disability is relatively strict. The support provided is different. Some disabled family members can also receive social security benefits. How to apply? For example, the SSDI requires a work record, which can range from $1,580 to more than $4,000. For example, a couple at home has cancer, or can't go to work after chemotherapy. This is completely in line with the conditions. SSI is for low-income families. For example, one party has cancer, and the other party has no work to take care of. They can all get low income, up to more than $900 a month. Where to apply? Go to the SSA's official website or make this call. How to apply? I suggest you bring your ID, passport or green card, medical record, diagnosis, chemotherapy certificate, work record, W-2 salary and tax form, and bank information. Generally, it takes a long time, about 3 to 6 months. Cancer patients can go through the process quickly. The fastest is 1 to 2 months. So once the diagnosis is made, I hope you can apply as soon as possible. SSDI is the first step. Does it affect your savings? Try it first. SSI is to wait until you use up some of your savings. Then you can apply. Don't be afraid of trouble. Of course, I know that on the one hand you have cancer, and on the other hand you have to take care of it. In fact, there is a lot of pressure in all aspects. And maybe after your family has cancer, it's not very convenient to walk. Maybe you need to find another house to live. There are many choices here. You can see that there is a lot of support for all kinds of housing. One is HUD. HUD provides low-income housing or housing options. Low-income housing is called Section 8. It can apply to low-income families or disabled people through the local Public Housing Administration. In general, it takes a long time. Public housing can also apply again. There is also Hope Lodge. Hope Lodge is available in many cities. It provides free accommodation for families with long-distance treatment. For example, in Maryland, there is a bar. This can be convenient for people who want to go to Hopkins University Hospital for treatment. You can get information about this through the American Cancer Association. Hope Lodge is not suitable for families with long-distance treatment. Also, the transportation is very limited. So you have to consider this. For example, if there is a Hope Lodge in Baltimore, and your treatment is in DC, it may not be suitable. There are also other options. For example, extended accommodation in the United States. This provides a discount room for patients with long-distance treatment. Please contact Extended Stay America directly. There is also a medical loan network. It also provides low-cost accommodation. This accommodation is suitable for patients and their families. There is another one called Bernard McDonagh. This accommodation provides free accommodation for families with children. If there are children in the family, patients can apply through this. There are also some medical subsidies. If the family member is a soldier, he has a special military support project. There is also an unobstructed housing conversion. In this way, the family can live in an unobstructed place. For example, there are many railways in the United States. If you can't climb the stairs, you can use the wheelchair to go up. You can apply for this through the PHA or local community service agency. Medical benefits are also very important. If the patient has received SSDI, Social Security Disability Insurance, you can apply for Medicare after 24 months. The amount of deposit is not affected. If the patient has low income, for example, one person can't work, and the other person has no job to take care of his partner, they should be able to apply for Medicaid. Medicaid has different policies for each state. You can check the rules of this state. The American Cancer Association will provide information on how to help patients with various medicines. There is also assistance in the pharmacy. I used to work in a big pharmacy. In fact, although cancer medicine is expensive, it is not insured. Low-income patients can apply for free medicine. So if you are an immigrant or a tourist, if you find out you have cancer, you can find a social worker or the American Cancer Association. They may be able to help you try the pharmacy. No matter how much deposit you have, it is not limited. Because the medicine itself is a pharmacy project. You can ask them. There is also an extra help. It can help you save money. You can also look up the Cancer Care website. There is a lot of information there. After a friend of mine got cancer, their English was not good. So they said, what should I do? Where should I start? I said, the first step is to find a social worker. Where is the social worker? When you are diagnosed, the front desk or the nurse in the hospital will tell you where the social worker is. The clinic or the cancer center will help you. Now there are translators. Google also has a translator. You can use the software on your phone to translate. So the language barrier is getting less and less. Second, I think you need to contact the Social Insurance Application. Because they wait a long time. If your deposit is low, you can apply for SSI. The third point is the support of housing, because if you don't have the money to rent a commercial house, you need the support of housing, so you can ask the cancer society for help, they have a lot of projects to help you find a different housing. When you receive cancer treatment, transportation can help you apply, so you can ask the American Cancer Society for help, they can help you apply for various projects, they can provide free cancer treatment and support. There are also a lot of different cancer and non-profit organizations that help each other. There is often a patient sharing session. If the patient wants to do some activities, even though they may be more weak after the treatment, but there is also support and encouragement from the same patient. It is not easy for everyone to get cancer. You need to support and help your family. I hope this video will help you. If you have any good experiences, please share them below. Thank you.