5/19/2026 Neighbors In Hawaii - What To Expect - LIVE w/Core Team Hawaii

He's on the juice. Prior to coming on, we were trying to close a conversation and I was saying Thor, what's the Thor's guy's name? Chris Hemsworth. Yes. That's body goals. Yeah. For men. But that's not natural. No way. Natty. That's not Natty. No way. All right. Welcome back to the show. We're going to go right into the conversation today. As always, go to coreteamhawaii.com. Scroll to the bottom. Fill out the contact form. I'm not going to, right now, get into our surveys and these things because Mahi is going to exchange out with Jodi. So I want to start the convo. So we have these clients and for whatever reason, they just stimulated the wheels turning in my head, the ones we were on with yesterday. Oh, yes. I'm not going to say any names. Oh, my ghetto water bottle today. My son's water bottle and the cap that doesn't even go with it. And they made me think about town, not just town, but like a Wai'alai, Kaimuki, Montserrat versus Kailua and how a transplant might like both places, but for different reasons. And one could fit for all. People like Kailua, especially transplants like Kailua, but Kaimuki, it solves a different thing. Would you stop? Kaimuki solves a different thing. It solves different problems and offers different things. A more worldly person who has traveled and not that people in Kailua haven't traveled, but like someone who wants more things accessible. Like I don't picture the Kailua person having come back from Japan and they have this Japan identity crisis. You know what I mean? They have a Kailua identity crisis, right? Yes. Whereas like the Kaimuki person when I come back and be like, oh, you know, in Japan, that 7-Eleven, they have this and they have that. And oh, you know, in Japan, the trains, that whole thing, which you'll experience at some point soon, right? Does it make sense? The Kailua person more has like a Hawaii Kailua. Like they now are all of a sudden Hawaiian because they've been here seven years. Yes. It's like Kailua is the type of town or community or neighborhood where your identity becomes your neighborhood. You adopt the whole thing. Whereas Kaimuki, it's like, oh yeah, that's a townie. You're in this outward projection exploration phase when you spend a lot of time YLI. Not in a negative way, but just like you're still exploring the world. You're like this person open to the world. I feel like a new thing comes up in Kailua and they're like, oh, what is this? But then Kaimuki, a new thing comes up, they're like, oh, what's that? More likely to be, oh, what is this? Yeah, yeah, yeah. Like, oh, what is this? Keep Kailua, Kailua, or whatever they say about Kailua. Whatever, Kailua boys. Whatever the saying is. But yeah, so we like to be outrageous to kind of make points. Goldbergs, you say your son has excellent taste. I try to make him a 49ers fan. Sometimes he'll say, 49ers suck. And he'll go, it's my second team. But you know, Eagles are my first team. He'll say that. Before they were champions, the reason why he liked it is his school mascot was the Eagles. Hi, Michael. Back to the conversation. So then one of the spouses, and both of them, it's important to them that they find community. Yeah. It's a military family, PCSing here, but not your just typical military family. Yeah. Like the military family is not the first adjective, right? No, no. They happen to be PCSing here. Yeah. It got me thinking, before I go on, Mahi, what would you expect? Whether you're from the mainland or from Big Island, you move here. Let's start with Oahu. Let's start with a broad brush. What would you expect when you move here to Oahu? In terms of? How would the neighbor experience be? If, like, from a realistic, what I feel it is, or what would I want? Well, we are, most people. What do I think people think, or what do I think, really? Yeah, whatever. Okay. I think that a lot of people have this idea, because we are an island community, that everyone, and this is not totally false, but everyone has, or a lot of people have this, like, expectation slash hope that they'll come here, and it'll be like, no matter where you're at, you're in Hawaii. So, you know, everybody knows their neighbors. Everybody goes outside, and, like, you know, they go pick up their newspaper. They talk story with everybody, and that they are going to be a tight-knit, small community, because we're on a small island, and we are, you know, a little bit more isolated. So I think, because there's a lot of aloha, and people are generally more like, we'll talk to other people, we'll talk to strangers more than we would, more than you'd see in other places not here, that the hope and the expectation is people are going to move here, and, you know, immediately step into this more tight-knit, immersive community, where everyone's really close with their neighbors all the time. That can be true. That can be true, depending on what pocket you live in. Yeah, it's very pockety. Whether or not that is the truth is very pockety, right? Yes. Yeah. For me, there are definitely still neighborhoods. Even from, like, living here, growing up here, and then now as, you know, a real estate professional, and, like, exploring neighborhoods for my clients, I've had different types of communities where, you know, one is the auntie— I'm showing a house. This is called Aava. The auntie next door is having a baby luau or something. Didn't you know them or something? No, I did not know them. I, like, knew somebody they knew. Yeah, yeah, you guys had some sort of overlap. It was like a kamehameha overlap or something, like, which we discovered after they already invited me to come over to their house, which is directly next door. Just the realtor showing the house for a client next door. Come, grab, you know, make food, eat, take a plate home. I'm like, what? You don't even know me, you know? Like, but that's how their community is. And she gave me her cell phone number. I was like, oh, are your clients buying this? I'm like, yeah. So that is— I want to go to the map. That is out in Ka'aava. Once you get past this point right here— Yeah, it's like— Once you get past, like, this point right here— Yeah, it starts to become— You start to feel isolated between Kahalu'u and— It maybe warms up a bit more in Haurua. But, like, certainly Punalu'u to Kahalu'u. You could even say, like, Kahalu'u all the way around to Kahuku. Yeah. It's— When you're more isolated, you kind of need to rely on each other a little more. So there's that. Yes. Whereas in a city, you might intentionally ignore one another for harmony. Right. Yeah. And then the opposite side of that spectrum is— Like, I'll show houses in, like, a small CPR, meaning all the houses are really close together. Sometimes they're a lot line, meaning, like, your wall is the border of your property line. In Ewa Beach, where the homes are super tight together and you would just kind of expect that everybody would talk to each other. And I would never get talked to. Like, you know, the direct neighbor would see me, like, fishing around in the backyard and doing stuff and would not even, you know, acknowledge my existence. So it can be very pockety. And it really depends— I'm sure even within Ewa Beach, because, like, Kenny lives in Ewa Beach and he's, like, all over his neighbor's houses all the time. But Kenny lives— Well, Kenny lives in a— We jokingly call Kenny's neighborhood officer housing. Oh, really? Yeah. And so he lives in this, like, a lot of transplants. A lot of, you know, it's just— It's a different vibe. So let me ask you— Let me phrase it to you this way. In a more local community, not saying any certain zip codes or neighborhoods, but in a more local community, how do you expect that things are? What kind of local? Because— I know. I was wondering if you was going to go there right away or after you talked a little. It kind of depends. Because, like, where I grew up initially, like, back in the day, it was, like, plenty, like, second generation, like, local Japanese. Okay. And we were second generation though. So, like, for instance, my mom and her sisters are pure Japanese, but they all married, like, some kind of local brown, like, Hawaiian, Filipino, whatever, right? So these kids are all, like, everybody watching everybody's kids. But, you know, we go just one generation up to, like, grandma and grandpa's house and, like, the neighbors do not talk to each other. Yes, yes. Ojii. You know, they don't talk to each other. They keep to themselves. And they are more private. And, you know, they'll interact when it is appropriate, I would say, is the word. But not, like… Like New Year's, you're all out popping fireworks. Oh, how are you? Like this one. How are you? Oh, how are you folks? How are you folks? Why do Japanese ladies do that? Oh, how are you folks? You know what, that's how you say… When we go like this… I know you cannot see me, but… Yeah, Kenji's doing this. When you do this… What does that mean? Come. Yeah. But the exact same thing in Japan is this. Oh, this means come? Yeah. So over here, we do this? Yeah. Okay. So this means… That's the thing, right? The Japanese lady or maybe even the uncle is like… Oh, how are you folks? Yeah. If there is, I can picture… Oh, come, come, come. I'm like seeing Uncle Lawrence doing it in my head. Yeah, yeah, yeah, yeah. Yeah. Okay. So Mahe went where I would have went as well, which is… And what I've… So… And again, we are not… We're… This is not for real estate. This podcast, this live, this is… It's like lifestyle. Just acknowledgement and discussion about culture. Basically, what I'm saying is I'm not steering you to choose to live anywhere based on race, religion, or any other protected class. But I am talking, not to a client, to Mahe about the culture in Hawaii and what people should expect. And so… Yeah. So I took these clients out with my computer and I was like, I live here. And I was like, you know… And then even where I used to live, which is same general neighborhood, all local families, whatever. We talk, but we're not… No one ever did go inside each other's house. One guy did. He was actually… He knew us from YouTube and then like… He came to my house before I came to his house. But like, for the most part, in my new place… And I feel like I achieved the American dream at this point. Have this pretty nice house. And this, you know, area that is just kind of what people would want. Nobody talked to each other. The one guy, he did offer like, hey, when you guys have the house warming, let me know. And I made like a joke. I was like, oh, we'll have them at your house. You get the good stuff. But I was like an olive branch. I should have been like, oh yeah, bro. We'd love to have you over. I didn't. And then time has passed. And then I hardly see them. I haven't… Only because I started having coffee on my front porch. I went months. I never see them. Because local families… You know, we have good weather all year round. So that means if your kids are into sports… I was just going to say… All year round… I'm never home. Volleyball club. Soccer club. How could I ever meet my neighbors? I'm never home. Right. And so, the only time I see them… Pull into the driveway. Right. Boom. That's it. Neighbors right here. Great family. But we say hi. That's it. My immediate neighbor… Which is like awkwardly close. I need to put up a fence. Hi. That's it. Halloween time maybe. Oh, how you doing? That's it. Nobody talks to each other. And so you would think… Oh, I haven't come to Hawaii. Or maybe you're from Big Island and you're used to… You're from Waimea or Keaau or something. You are used to everyone kind of being more communal. Come over here, people are busy. People are heavily Asian influenced. Where it would be kind of rude to intrude. Yes. It would be invasive for you to be like… Oh, I'll go bring wine over your house. We'll go cruise. You'd be like, oh my god. Even if it's like my best friend. I was still… I'm like, hey, what are you up to? Is it okay if I, you know, drop off or whatever? And this is not the 1990s. You know, just show up. Watch your ears, Kenzie. Show up. Hey, just was in the neighborhood. Yeah. We got text messages now. Text me. What you doing? And so, this whole communal thing… I sometimes think that maybe someone has had a certain experience in a certain part of the mainland or, you know, like, out on an isolated big island or something. And they realize, well, Oahu is kind of… Like, we get a little bit Japanese. A little bit, maybe Korea-ish. It's like that where people are on the go. People are, you know, they don't have… They're either busy. They don't have the culture. Their culture would not be to be too close to you. They're respectfully keeping space and boundaries. But I think the more communal places, you go to the super local neighborhoods. Every day, beer, poke, right after. I mean, the street I grew up on in Pearl City, our carport was the carport. The carport, loco, poke. Yeah. What else? Pipicara, beer. The girl always going… Sit on the cooler. Sit on the bucket. Five-gallon buckets flipped upside down. Everybody smoking cigarettes and drinking beer in our carport. And it was every day. Like, I never… I mean, I never knew who was coming over. I always knew somebody was coming over. So maybe you live a little bit more Waipahu. So like, Waianae. Something like that. They're going to maybe be a little more communal. And or this kind of like transplant neighborhood. So like, Ko'olina, right? Ko… Kenj. Ko'olina. There are packs of people that like gather. And like, oh, we're going to do this together. We're going to meet at the pool. We're going to go to the goons. Oh yeah. Oh yeah. But you're in a resort. There are… There's loco, there's transplant, and then there's like temporary. Whether they're a month or 90 days. Not so much loco. Not so much loco, right? But get some. Get my cousin who I went to school with. Get a couple of people here and there. Yeah, not so much loco. So that's the point. Kailua is a place I expect. You're going to like step right into maybe. Oh yeah, we go. Bring your cheese board over. Do whatever, right? I'm being outrageous, but tell me not. No, yeah. It paints the picture. Yeah. There's more like book clubs and like, you know, people who like intentionally make community. And I think a lot of that has to do with the amount of transplants. Because when you come over, you want to build community. You need to. You need to build community. Over here, for somebody like me, I'm from here, I'm like dodging people I know all the time, you know? Like I go out and I'm like, oh my God, I just like look ugly and talk mean to my kids, you know? But everywhere we go, there's like somebody we know. And so for me, it's like, I would like to be left alone at home, you know? Like I don't necessarily want to like have somebody knocking on my door or coming over. But when you're coming over and you're building community, it's like, what are the groups that I can join? Like what are the activities that I can, hop in on to build those relationships as I'm new here? And I think places that have a lot of transplants, maybe there's more organic opportunity. To have that. Probably same in Florida. Florida is a big relocation state. That's a relocation. I bet you all the New Yorkers and everybody come. Everyone's like seeking to engage and build community. Yeah. Whereas you've been there forever. You just, you live your life in a certain way. Yeah. I mean, I don't, there's unique parts to this conversation that are Hawaii specific. And then there's other ones that are just human nature. And, you know, probably the same most places in the West, you know? I had one other thing too. We are different in that, but same effect. People are busy. Yeah. To live in a place this expensive. People are busy. Now, whether you're really busy and you're doing really well, or you're really busy and you're barely scraping by. People are just busy. I don't have more time for coming to your house. I think about it regularly. I would like to have some stronger friendships and relationships with my kids, the age they are, with us in the season we're at. I would like to have a dog. Right. I cannot have a dog right now. And so it's people are busy and just no can. Yeah. On the dodging people. Hey, Jodi, are you here? On the dodging people. I'll tell you guys a quick story. I hope that my wife never. She's not gonna watch. Give me, give me like 60 seconds. Oh, my wife never sees this. And my assistant better not clip this one. But so we're at this graduation. There is, I'll just say a person who was striking. And so everyone's going by a line. And I'm like, I'm like, wow. And like what the person was wearing. I'm like, geez. And then I see a guy. He's like, and so I'm like, and he's like, and he's a YouTube. It was his daughter or something. No, no, no, no. I was in his daughter. No, I was in his daughter, a wife or anything like that. But yeah, I got caught. So I'm like, I'm like, oh, hey. And then he's like, yeah, we watch your YouTube. I'm like, oh, because at first I'm like, hey, what's up? Have we met? He's like, no, no, but we watch your YouTube. And I'm like, oh, what's up? And what's your name? You know what? Hey, nice to meet you. Thanks for saying hi. Yeah. And then the wife is like, we've met. And I'm like, and she's kind of giving me like a smirk. Like, I saw you, you fool. Yeah, you imbecile. She's like, we've met. Remember at the HOA meeting? And I'm like, oh, yeah. Do you guys have a good time in the graduation? Nice to see you again. So that is a difficult thing about being of a very small amount of local celebrity or whatever we have, you know. Mine is always just, I'm yelling at my kids. I've, that's happened to me probably three, four times. Like, well, I already told you to grab the chopsticks over there. I was like, hi, I don't mean to bother you. I'm like, hi, you're not. This is for, anyway, this is my son. This is my daughter. Say hi to auntie. I'm like, oh my God. I turn around like, duh. Anyway, on that note, I'm going to let Jodi come step in. So bring Jodi in. We'll address the same conversation. Get her perspective. Talk about rates a little bit. And then we'll get out of here. Get some comments too. Anything that I need to do on here before I go? Cue me up with a question as we transition. Here's a comment. We moved from Big Kahuna. We moved from a Southern New Jersey shore town and have noticed that Kailua has a very similar vibe. So much so that we want to move there from Kaneohe. Wait, Big Kahuna. You've been on here a long time. Who's that? I can't remember their last name at the exact moment right now, but they're in Kaneohe. They were primarily, we're looking mostly at Kaneohe, but now that they've been here a little while, we're like, oh, Kailua is interesting. We helped them buy or they're renting? They're renting. Oh, I see. Oh, that's a tough one because if you rent Kaneohe, Kailua is more expensive. And then, yeah, yeah, yeah. So, Jody, well, let's answer a comment or address a comment or two. Your dad. Yeah, yeah, yeah. A lot from San Diego. Okay, Big Kahuna said that. Sounds like NYC. Glad to catch a live. Yeah, Simon, thanks for being here. I've been watching the channel a while now. Planning a relocation from New Zealand to Hawaii next year. Ooh, Aotearoa. What is, hello? I used to know, I should know what it is. Aotearoa, hello is. I know this. Anyways, I used to know how to say hello. I should, I probably know it in my brain. I just can't do it right now. Most of NYC, to be honest, everybody is literally stacked on top of one another, but people don't really talk to each other. Yeah, I think it's a thing that humans do to keep harmony as they really avoid each other. I noticed that very prominently in Tokyo. The part of Kalihi I'm in is like this. Good people, super quiet, but they say, how's it when they see you outside? Yeah, so they keep a little distance kind of culturally and Kalihi is still close together. So, by human nature too. Yes, I've been following about three to five channels actually. Meet in person, a few from the channels. Yes, to be honest, as a kid, I kind of seen me relocate to Hawaii. Gordo, huh? I just asked if he or she likes, or got value from our videos. Oh, I see. Gordo says, Hawaii is low on crime. Who's Gordo? Google? Also, so that's why I watched and learned about the culture and the place. Everything so far, amazing. Looking for an older, large suburban type home. Rates are crazy, bless says. Well, Jody, let's pause on that. What are rates? Kia ora. Yeah, Kia ora, I know that. Thank you. They have really come to a head. There's a positive way of saying they came up. Yeah. VA is about 6.125 at zero points. Oh, big change from the 5.875. And conventional is about 6.75. Okay. So, it's just- That's like on the 36 month running scale, that's probably more around average, I would think. I don't know how much those few weeks of 5.2 brought that average down, but I would say somewhere around six for VA is probably the three-year average. Is that your sense without looking up the data? Yeah. Yeah, because we've spent some time, definitely six plus. Yeah. I would guess 5.9 to 6.1 is somewhere around the average, like six even is probably on the average if I had to guess. So, that's another way to make that sound positive, but it is what it is. If you have recency bias, that's up. Right, like if we've been quoting you. That's a tough thing for you lenders, right? There's someone who's been shopping for six weeks and writing some offers and things just get worse and worse every time you send them a quote. Yeah. So, Ario is the local language in New Zealand. Don't know the words myself. Simon is a guy. Gordo is a friend who lives in Hawaii. Oh, he's a local police officer. I gotcha. Oh, we got quite a few people on this live, yeah? 233. Maybe the topic. I don't see. So, Jody, you are from Kailua, but an outer part of Kailua and it wasn't just yesterday you were growing up there, but now you live in Kaneohe and in between you spent some time in the Bay Area in San Francisco, just to give context of the background that Jody has. And in San Francisco, you weren't just like in Fremont. You were actually in the city. And so, you spent time there and you've traveled quite a bit. What do you think, whether you're moving from one side of the island to the other, more so if you're moving from either a different island or from the mainland or somewhere else to Hawaii, what is the neighbor experience? How are neighbors in Hawaii? I think they're really respectful. Okay. I think that of all the neighbors that we've had, it's always been just like surface level. Surface level. So, they're not coming over and you're not best friends with, you know, your husband and their husband are friends. You and the wife are friends. No. Yeah. There's like a couple people within the neighborhood that regulars, you know, like whether they walk their dogs regularly and we happen to cross paths regularly. But for the most part, I mean, in all the places. Well, you live, we're not talking about where you live, but you live in a unique place now where it's unique. I don't think it lends itself to a ton of neighbors' engagement. Yeah. So, there's definitely none. But you've lived other places on the island. Right. Yeah. So, what about other places? Not just thinking about where you currently live, but other places, like how are neighbors in Hawaii? Yeah. I mean, I think they're nice. Okay. You know, like they're nice. Also, to add context, Jodi has like, is rarely negative about things. So, she's like rose-colored glasses. I'm not trying to paint a negative picture, actually, but I'm just acknowledging the difference. So, like, sometimes we have these clients, and recently I had this conversation, these clients who are like really hoping to, as Mahi put it, like step into this tight-knit community. Because you have this image of Hawaii and aloha. Maybe you see how they come together after the floods and, you know, strong initiatives that like protect the land and all these things where you think it's going to be this tight-knit community. One place we didn't acknowledge when I was talking to Mahi is like, you might step into that on the North Shore if you fit. You also might get rejected and pushed right out of the North Shore. It's a unique place. Right. But you might step into that there. Mahi was saying like Ka'a'awa, Punalu'u kind of areas, they're just a little more tight-knit because they're more isolated. And then culturally, it can vary a lot. So in our city, it's probably like, when you're in an elevator in a building, you tend to ignore the other person out of respect and just keep to yourself, right? So in dense cities, people kind of ignore each other to keep harmony and respect and boundaries. In a suburb here, it depends where. So like where I live, my neighbors and I, we hardly talk. I'm more outgoing. I would talk to them. But nobody barely talks to each other. They don't talk to us. We don't talk to them a ton. And there just aren't a ton of opportunities for it. Everybody's busy on the go, keeps it to themselves inside their home. There isn't this like, Hey, neighbor, like I'm cutting grass. What are you doing? I have to cut grass. Let's get together. Like there's not that. And I get wanting that. That would be ideal. That'd be beautiful if that worked out that way. But what we were talking about is like culturally. So like if someone's more influenced by like an Asian culture, like the Japanese grandma, grandpa can keep to themselves and keep their yard super nice and all the stuff. And then they might peek out their blinds at you, you know, sometimes, but they don't really talk. Like that's culturally, that's like that, right? But then more of a transplant community, like Kenji, he lives resort-ish community, resort community. And so like there are all these people looking to engage and let's meet at the pool and let's barbecue and let's take our kids to this thing together. Kailua nowadays, I expect a little more like that. I was like, I just moved here. We just got stationed here. I'm looking for a mom group. Well, Kailua, when I was growing up, which is like the grandparents took care of the grandkids, right? So when Kailua, when I was growing up, was like kids running on the street, flag football. There was a basketball rim that was hanging up on one of the telephone poles. There was like the corner. We called it the corner. So all the kids would meet at the corner, which was like four houses down. And there was always kids biking together. All the grandparents would be out kind of watching. And Jodi was in the Keolu Hills neighborhood. And, or in Chatham Lake. Yeah, in Chatham Lake. So she's kind of more like outer. Where am I at? I didn't go down. She's like kind of like southern outer Kailua over here. And so, but. And that was super tight knit. How much of that has to do with the time versus the place? Because me too, like as a kid in Florida, even as a kid in Hawaii, like kids are running around, playing outside, scraping their knees a little more than happens now. Yeah. So some of that, what you're saying had to do with the era. Yeah. But yeah, I actually, I think. I think Kaneohe, that neighborhood, Kaiku Village. I don't know what it's called, but the neighborhood right outside my neighborhood. I think there's a lot of camaraderie there. There's a lot of like the neighbors barbecuing in the front yard and hanging out and playing music. And that's where like all the trick-or-treating happens. Yeah. All the neighbors, like all the different neighbors have themes and they all like participate. Yeah. That neighborhood's pretty cool. Okay. Right outside of our neighborhood. It's called something. There's Haiku Park and then there's Haiku Knolls across the highway. Not that, not there. Oh, okay. The one on our side. I see. And then yesterday when I was leaving a signing, which we did at the subject property, which I thought was pretty cool. That was kind of cool. I was like, hey, you know, this could be a thing, you know. And I saw three different houses with Coco Head area with like the dads outside, either like looking at their truck or washing their truck or barbecuing. But with each other? Yeah, with each other. Oh, really? Yeah. And it's funny that this is your topic because I was like, this is, I was like, oh, I should have like videoed that and been like. It's wholesome, it's nice. Yes. I get it. If you're trying to curate, if you're trying to curate your experience, you want to seek that. I just don't know how to curate it because like I bought. It comes down to you. I think you could be anywhere and you can curate it. Well. I mean, except for like, not my neighborhood, but like normal, any normal neighborhoods where you're, you have a neighbor. No, but our, our. But I think you could. Where we live, the group, the cul-de-sac, they, no one just interacts. I went. But even if you like knocked on the door and you were like, hey. No, I don't think it's the culture. Like hey, on Friday, we're going to just, you know, no pressure, but we're just going to have some. I don't think so. I think there's one guy across the street. He's a jujitsu guy. And he's throwing at me like, hey, when you guys have the house warming, let me know. You guys fixing up any stuff? And I like didn't engage. I'm going to invite him over for fights one day soon or whatever. Cool guy. But and we have overlap because of the jujitsu community. But yeah, even him, they've lived there for 10 years or something. And when I first was riding my bike and I would go around there and I was like, oh, we're going to be moving over there. He's like, oh, solid, Brian. Oh, you know, all these people that are. And he was like, oh, damn, they keep to themselves. Then there. And he was like, everybody just keep to themselves. We don't really talk, but it's all right. Nice. But we just got to keep to ourselves. And I don't I don't think they're seeking to, like, engage with their neighbors. But I mean, everyone is so busy. Everyone. That's the other thing in Hawaii. So one culturally just society doesn't engage anymore because of the way we live through these devices. But additionally, to live in this place and this lack of affordability time, people are very busy. And then if you have kids in the best weather on earth, they're at activities. I mean, you're an example of that. Almost never home, et cetera. And so, yeah, they're just I think this story is true. Almost every like in Nashville, people are probably a little less engaging than they used to be or a lot less because of phones and the Internet is the way life is. It's not going to be the neighborhood. It's going to be what what is that other central thing? Like whether it be the soccer team. So Kenny got all kind of community. He's not from here, but he's church, soccer, all these things. Right. Yeah. So, yeah, the soccer team, the hockey team. And you're kind of like you'll form your little friend groups from there. And then there's a lot of community. So that is community. But it's just not necessarily where you're living. You form it at those places. You know, another thing is I noticed we went to there was a garage sale and then a plant sale on the weekend, Saturday. And so I went and bought a plant from this lady. And I noticed her, they coordinated. Her neighbor was selling musubi. Her neighbor from down there, the son was taking like a thing down to the other neighbor. Look like these, at least the women, engage with one another in this cul-de-sac. Also, they seem to all probably be original owners. So they've all lived there like 25 years. Yeah. That's what I was going to say, too. It's like families that know we have known each other. Well, and you know, when you're an original owner in a new community, you have this like, it's kind of like you all just showed up at the party. So let's engage. It's different than if you came to the party late. Right. And so yeah, there is this like, oh, when it was all new, we were like, oh, what are you going to do with your wall? Are you guys going to have like a grass guy, a landscaping guy come? You guys going to do the rock wall, the cement wall? Oh, yeah. We think about putting a Pulikinikini tree, but I think kind of get big. You had all these reasons to engage early on and bond that weren't forced. Whereas now you move into a community where everyone's kind of sporadically new over the last decade. Like it can be kind of, I don't know. I think that you can find just as good of community in Hawaii enclosure on this, find just as good and deep of a community here as anywhere, maybe more so. But I also think that have zero expectations. I think it's the best way to go. Because if you got a bunch of Japanese neighbors who keep to themselves culturally, they may not talk to you. Yeah. But it also comes down to you. Yeah. Because like you can make a friend anywhere you go. Like my husband, he shows up and then we leave with, you know, 10 new friends. If that's your innate natural existence, it'll happen. That matters too, right? Obviously, if that's important to you, that's probably just kind of how you are. I think it would happen even in the neighborhoods where you're like, oh, they invited us over for a drink or they invited us to come watch the game or just something weird where you're like, that was interesting. I think if you're that type of person that thrives in community that it will. If you're very hospitable and even though it might be awkward for them to come over, they're able to relax, let their guard down. Oh, this was nice. Then it'll work. I do. Yeah, yeah. I really do. Yeah, for sure. I agree with those things. Also, do you see how like, you know, Milani town, the Nakamura's are next to the Iwaguchi's next to the Takashima's and then they kind of only talk New Year's during fireworks, but they all keep their yard nice, you know? Yeah. That's the thing too, right? So all the things are true. I just think this is a really good stimulating conversation that could serve a lot of our clients for a long time and we should probably do like a… We should probably make this a video. Make this a Sunday video drop too. But on that note, I got a question for Jody. Okay. Because you're talking about neighbors and when we shot our video in Kailua, you remember what happened? Yes, I do. Well, I thought about those people as well. So before we were shooting a video in Kailua, Jody's showing it. This is the house I grew up in. And then they come outside yelling and the guy, the husband's on the ring camera. Call the cops, babe. Tell them to get the F, da, da, da. And I'm like, I'm like, come home if you like. I guarantee, you know. It was crazy. We're shooting a video. What do you think we're doing? Like what could we have been doing that would have been invasive or for someone to take such a stance of like… I understand. You feel… Someone's filming around my house. I get it. It's a public street, but it makes me feel uncomfortable. But I never would have been my approach. I would have been out there. I would have been like, hey, what you guys doing? But could it have been Shane's approach? I don't think so. No. Shane is very… Well, he's not capable of confrontation. Not until it's like, okay, it's confrontation. That wouldn't have warranted it. No, like the initial is always going to be like, what's up? What's up? What are you guys doing? No, she was a bitch. It was crazy. She was a bitch. But so when you… That's a great point that we would… In our Sunday video, we'll shoot this podcast and drop it as a video. Like there's this contradiction where we're saying we have this outrageous generic view of… Like they… I think the neighbors all knew like… Well, because they started calling each other. And then another one came out and then a different one came out. Like they are neighborly. Like they were calling each other. You know, like we at that point, we were intruding or they viewed us in some sort of weird way as intruding on their… She didn't even want you to film the house, which is like… No, I understand that. I'm not upset at the sentiment. I'm only upset at the approach. Yeah. Well, I thought it was weird, period. Yeah. Like I was just… Once you know what it's for… Yeah, yeah. It's a YouTube channel. We should have made her famous, dude. We should have just kept it going. It was… Yeah. But yeah, so they were, you know… That doesn't even prove about the neighborly thing. That just proves that there's a territory. Yeah. I mean, almost… Yeah. Territory. But territorialness comes with community, right? Right, right. Tribes. Right. Thousand years ago… Like we don't know you. We don't know your car. I don't recognize your car. Yeah, yeah, yeah. You know, that whole thing. Should I tie hair in a tata bun and scrap them? I know you're not talking to me. We've been in our house for 24 years. The house next door is up for sale for the first time in 56 years. Oh, wow. Most folks have been here 30 plus years. It's going to be interesting. Oh, where is that at? HM? Sauce Boss says, I remember that video. Karen in Hawaii. Yeah, you're right. You ain't wrong. Trying to get my daughters more American. So that's a good reason to relocate and buy a family home in Hawaii. Sure, it'll be fine. Mimi says, Aloha. So for example, if the disaster hits like the one in Lahaina, I see people unite. Do you think there's community bond all over Oahu to help out with each other in an emergency situation? I think on average. I remember like in 2009 or something, when the earthquake hit Japan, it had a bad tsunami. 2011. So I remember seeing the people just line up, get their one ration from the government, no fighting. Wouldn't have been like that in Oakland. And so we are more Japan-like than Philadelphia-like in that sense. I do think the community can unite and come together in a situation like that more than some other places. I just don't think that that necessarily equates to… You know, when you saw Lahaina, tight-knit community. Even though Maui is a tourism center and Lahaina had a lot of tourists, the local community was super tight-knit. And Maui is like the outer islands, the neighbor islands, like stand up and stand strong in a different sort of isolated way. And so there's that. Same with Wairoa, the floods that hit recently. That is a community. They go by the last names, the Fosters, the this is, the that's. And so of all the places to flood and have to see everyone come together, might be different in Wairoa than in Merirani. But Hawaii is great overall. We love our home. We love our land. We love our people. We love our culture. This is just a stimulating conversation to provoke and have. A funny, real quick story. Yeah, close us up. I guess there is some sort of big swatch. And unfortunately, I don't know the collab, but a very big famous collab that the, you know, Swatch Watch. Swatch Watch? Yes. Okay. And slash whatever. Something famous had a collab and they had a drop on last week, Saturday. And Derek and Lisa went to stand in line from like Thursday, Friday. To get a watch? He's a what is he? He's a collector. He's a he's a collector. I know, but it doesn't matter what it is. There's something about this. It's the collab piece that the piece I don't know. It was some kind of toy person. Yeah, it was like a toy person. Oh, okay. So long story short, they were, they knew who was one, two, three. They were four. They knew who was like, everyone knew. There was no fighting. It was super ordered. It's like when we stand in line for our clients overnight. Sleep overnight for new construction. Yeah. Everyone's like, you were here. And if you leave for any more than to go pee in those bushes, like you out. You better. No, it's like that. Really? Oh, you cannot be in line and like, I'm going to go home and shower. I'll be back in an hour. No, my client's moving a past year. Oh, okay. Well, so for the collab, it was very like, it was like, Hey, I'm going to go run and do this. Is it okay? Like everyone was working together. Like it was just very harmonious. Yeah. However, the drop occurred East Coast time first, right? So the drop occurred Saturday, six hours ahead of time because East Coast and whatever. Fight started. Malls had to be evacuated. Really? Yes. But this is all on the East Coast then in mid and then West Coast. By the time it was time for the Hawaii drop swatch. Cut it. They were like, we're not doing it. There too much has happened actually way, way before it hit the West Coast. So they were just like, we're not doing it. Sorry for everyone that stood in line. We're not doing it. It's over. We're not opening stores. Aren't opening. And it all happened because like all the East Coast. So did he not get his thing? No, none of them did. And even the, how long did they wait? Like overnight? Uh-huh. Oh, wow. Yeah. But, and, but it was just crazy because even the manager and even the security, they were like, this has, this couldn't have been peaceful, more peaceful. This couldn't have gone better. I think you should still do it because these, what, what happened there is not going to happen here. And they were like, it was just a corporate decision. So we're not even, we're shut, it's shut down. Are they, did they like take the names? No, no. Isn't that crazy? That sucks. But yeah, there was like multiple fights, multiple like cutting issues. So to address that person's question, it's not the same as there being a natural disaster, but it's kind of the same thing. Kind of, you know, cause it's like, there was fights. Malls had to be entirely evacuated because of like issues that were flaring up. Same human instinct. People are battling for resources because a lot of these things resell for more money. And so people are looking at the opportunity for resources and battling, which would happen after a disaster. And we, you know, let's say, let's say, I think if, you know, everyone's kids are starving, like North Korea and their ribs are poking through their skin. And even here, the people are gonna start shooting other people, whatever, eventually. But let's say it was only a couple of days. Like let's say it's two days, enough you could get through. There's always going to be. We are going to last longer before we digress into chaos than Philly, than Cincinnati, than pretty much most of the rest of the mainland until you maybe get down to small towns, small, you know, country towns, whatever. We're going to do better there. Any, whatever our square mileage is that has a 1.2 million people on the island, whatever, any other place that dance, we are going to be way more civil for way more long. Yeah, agreed. Two, right? There's one for Jody. Flying low 6692 says, most of the experts on YouTube feel the Fed will not lower interest rates for the rest of the year, maybe even raise them, but definitely not lower than. What is the lender rate forecast model? Before she answers, I'll tell you. Right now, there is some level of predictability because of the way things are going, but not 100% like just means more than there used to be. There's less lack of predictability because whatever they say, you know, because whatever their best interpretation of the Fed is, you know, the Fed doesn't even know, or maybe the Fed knows, but. Well, the Fed is completely divided right now. Yeah. So you just can't know. Did we replace Jerome Powell? Who is it? The Kevin Warsh. Oh, the guy that Trump had wanted the whole time. Yeah. That's interesting. Yeah. And so that's the funny thing is that he comes out saying like, I feel confident we're going to be able to reduce rates in the coming future. Right. That's his first, one of his first statements of becoming Fed chair. Then they have a meeting and then they stay, they keep it stable. Right. And then all this very horrible, not horrible, but very obvious data supports this higher inflation rates, the cost of oil costs, the price is going up everything, you know, the cost of gas, everything. So now they are just, everyone is feeling the markets are feeling like the probability that there is going to be a rate hike as early as potentially December is very likely. So that's what the markets feel. So now the markets are even the Fed chair is saying like, I feel like we are going to be able to reduce rates. The markets are saying, shut the F up. You like, no, you're not. Yeah. And stop with the hyperbole. Yes. Yeah. And the, and the markets have already reacted. I mean, the 10 year is 4.668 this morning, four weeks ago. It was four, four or five weeks ago. It was hovering around 4.1. It's going to happen. We're going to see it happen. And it was all happening. It was all surprising to me though, when you're talking four weeks ago. No, it was surprising to me that we bombed Iran started that whole thing. And we are where we are. This should have already happened. We're being realistic about the way things were going with this president taking their actions. It couldn't have happened with the tariffs. It couldn't have happened because we knew even though Trump somehow rationalizes that tariffs are not going to bring up costs. Yeah, they are. They did. They have for any rates should have never gotten down to five one. That's my point is like this raise from five one should have already happened. Well, no, cause it was already manufactured a little high. So because it was manufactured a little bit higher, it was like, okay, we have some breathing room because nothing crazy is happening. But Iran wasn't just four weeks ago. You said four weeks ago. I meant, is that what you mean? Yes. March. So what I, yeah, what I'm saying is since Iran, we should have already been at 6.1 VA. Yeah. I would agree with that. That's what I'm saying. But now everything's coming to a head. Cause we waited and now here we are. Yeah. And so now we've seen aggressive increases instead of stable, like, okay, let's up it a little, let's up it a little, let's up it a little, let's up it a little. Makes total sense to me. And the CPI is up, right? So inflation is up. Yes. We, we really should probably be at like 7%. I don't, I'm not very educated. Like Jodi, her brother, they can speak more intelligently about this, these things. But, uh, I do have this sense that America and has, uh, kicked the can just to keep it simple. Like we've kicked the can, we've inflated our way out of things since at least in 2008. Uh, part of why we, part of the reasons why we go after Venezuela and Iran or protect the U S as the, the, the petrodollar as the world currency, et cetera. And we kind of have fragile foundation as the world's leader, you know? Um, and we probably, I just think we shouldn't have been at 5.1. It was nice to be there, but I don't think that was necessarily, if we were a bit more stoic as a culture didn't invade Iran, we would have been there, but should we have even gotten to 4.9 if we didn't invade Iran? I think we're a bit more stoic of a culture and not based so much on quarterly reports and spending and consumerism, not that I'm anti-capitalism because I'm not, but if we weren't so frivolous as a society and all things, and we're a bit more stoic, like Scandinavian countries or Russia, et cetera, not that we should be them, you know, but we wouldn't need 4.5% interest rates. Like we could survive at 6% interest rates, but we are addicted to cheap to new iPhones, to cheeseburgers, to, you know, you know what I'm saying? And so this isn't a surprise. Does it not make sense? Disagree with me. I just think with the cost of goods, even without consumerism, the changes that have occurred and the policy that has been set to make the cost of living so much higher is not sustainable to have sustained housing and 6% or housing at 7% should be okay. Yeah, I understand that. That's a fair point. We also like don't live in true capitalism because we live in this world where the government and the oligarchs are kind of like these, you know, an autocracy reigning above the people or whatever, right? So not to get too into all that stuff, but we, I just feel like the four point, the goal of 4.9 seemed a little forced and potentially would be inflationary again, right? If we lower rates. Right. Yeah. And so why go down? Why not just stay where we were? Well, that's just what the metrics were supporting. Yeah. And then the free market's going to drive things down because if I'm rocket mortgage and they're lending at 4.9 and I'm living at 5.1, I can't have that. I need to issue debt and grow my books and whatever, right? So it's just a system doing its thing naturally. Yeah. Was there another question? There's probably multiple now. Yeah. Well, there's two. We can do Darren Yukihiro's question. What are some dog-friendly neighborhoods where the dog owners are responsible dog owners? Kairua. Mililani. I would definitely say Mililani. No? Yeah. Every time I drive to Mililani, there's people walking their dogs very responsibly. More so. Yeah. Kairua, Mililani. Hoi Kai. Where aren't there, actually, is a better question to ask. I mean, this gets into like… Should we say… Okay, no. Never mind. This is not unique to Hawaii, though. This is the same thing in Nashville, Tennessee or whatever. It gets into classism and sort of as culture and socioeconomics blend. If the place is more hood, you have more stray dogs and more pit bulls barking behind the fence. That's just how it goes. The pit bulls are inherently bad, you know. You have your pity and she or he's cute and you cuddle with her. I understand it. Also, I got bit by a pit bull. So, you know. And you don't see, bruh… Cuz, Hawaiian. You don't see in Kahala, Kenji's bullies. 808, stick up. You know what I mean? Kenji's bullies. Bullies with the clipped ears. Like, you don't see that in Kahala. Labradoodles. Yeah, Labradoodles, baby. It's just not a thing. So, it's the same here as it would be anywhere. It's what you would expect. Yeah, yeah. Well, how about last one? Okay, what? From Rick H27. I just visited Waikiki and loved it. So, loved it's so touristy regarding food slash boba slash bars. What other areas slash islands should I check out if I love Waikiki? Waikiki is interesting. Kailua, I think. Because there's good food and there's a beach nearby and things to do. You might be tempted to say like, Kihei in Maui or something. But it's a lot more desolate. It's a lot more like… If you liked Miami, it doesn't mean you're gonna like, destined for like, Cape Canaveral. You know? It's like one street. It's a street. Instead of like, Waikiki is like bigger. Yeah, yeah. You know? Like, on the neighbor islands… Their version of Waikiki, like Front Street or whatever. Front Street is a street, literally. It's literally a street. Or Ali'i Drive or… They're streets. Yes. And there's like, there's little pockets of like, little malls. Like, Queens Mall or whatever it's called on the big island. And that's gonna be fun and eateries and all that kind of stuff. But nothing like Waikiki. To the degree that the city part of Waikiki really did it for you. Nowhere. Maybe only Kailua. You know? Or other parts of Honolulu. But yeah. To be honest, that's the reason I want to relocate to Hawai'i. I don't want to buy a boy. Can you get them local or have them import from the mainland for a good family dog? You can import dogs. There's more of a process here. That's why he wants to come to Hawai'i. Because he wants to meet people. I guess so, yeah. There's a lot of reasons. And what about dogs acceptance in local areas? I think it's really high. Yeah, I get dogs everywhere in Hawai'i. But I'll tell you, every neighbor, I have seven dog owners around me. And we're the only non-dog owners. Gotta get a dog. Get a dog. I don't need a wolf to get those dogs. I know Dane wants a dog. No, Dane's allergic. Dane's allergic. Duke's allergic. But I'm too busy. I can't give a dog a good life. I'd be irresponsible for me to get the dog. Be selfish, and it would be hard for my household. But that's the thing. Since our neighbors don't talk to each other, it's not like I get to enjoy their dogs. So yeah. But we got to go. We got to get to work. Help our active clients who went to coreteamhawaii.com, went to the contact form at the bottom, filled it out, and started working with us. Okay.