The type of man you should stay away from - PART 1 | The financially irresponsible

This series is basically about the different kinds of men that you may come across in your life. And some of them can actually be very loving, caring, charming, and good to you in many ways. But there are certain traits and behaviors that if you don't recognize them early enough, it can bring a lot of unnecessary chaos into your life later. And I think this is something that women need to pay attention to, especially when they're choosing someone to marry. Because when you're dating someone, you're not just choosing a boyfriend, you're potentially choosing the person whose problems, habits, decisions are all going to become part of your life. And in this video, we're going to talk about a particular type of man who may be loving and caring, but can be deadly in a different way because he is financially responsible. So you know that once you get married, both of your finances are going to get connected. Whether you're working or you're not working, whether you earn more or he earns more, this applies to everyone. Now, what do I mean by a man who is financially irresponsible? Basically, he's not good with money. He doesn't seem to understand that money is something that you work hard for and that you need to save and protect some of it for the future, especially for a time when you may not be able to work. But financially irresponsible men don't have that concept. They don't really think about where the money is coming from. They just like spending. They're almost like a kid who sees a toy in a shop and immediately starts asking for it. There are men who are exactly like this they see something they want and they just want it it could be a car a pair of shoes a watch whatever it is it could even be something that is way beyond what they can actually afford but they still go ahead and buy it and usually men blame women for doing these kind of things for buying expensive things or for being overly materialistic but there are also men who exactly do the same thing and with a man this can become particularly dangerous because what do these men do they take on a lot of debt if they don't have the money to buy something they want they get a loan they borrow money they get into debt and then they don't pay it back and because they don't pay it back they take on more debt and at some point the debt is so far above their head that they can't deal with it anymore and who ends up cleaning the mess usually it's the wife or his parents now as a wife you can absolutely support your husband in clearing his debts there is nothing wrong with that but the question is for how long and how much money are you going to have to put into this and what if the amount of debt is so much more than what you earn and what if it's so much more than what his parents can provide and more importantly what was the debt for was it because of something that you were also actually on board with or did he simply make these decisions on his own because he wanted something and now you have to clean up the mess because there might be people coming after him for money there might be loan collection people knocking on your door there might be calls threats pressure and a lot of stress that will eventually become your problem so you have to be very careful with an irresponsible man and i'll also tell you about another version of financial irresponsibility that is not as extreme as getting into huge amounts of debt but it can still become a constant source of annoyance in your marriage and that is a man who is overly generous with everyone except himself and his future so for example there are men who feel that they need to take care of his parents and if a man wants to take care of his parents that's a good thing but the question is does he know where to draw the line while helping his parents because taking care is one thing but what if your parents are constantly telling you to do things for other people for example his parents might want to maintain a certain image among their relatives so they might tell him to gift a distant relative a particular amount of money or gold or something expensive and he just does it he never says no because for him saying no to his parents or relatives is somehow more difficult than protecting his own money there are also men who are extremely generous to their friends and giving and taking money is a usual thing for them again there is nothing inherently wrong with it but if the friend never pays back and if your man also never asks for the money back then i think that is where you need to pay attention because if a man is extremely generous and wants to give money to everyone around him that's fine but he also needs to think about his own future he needs to think about his wife he needs to think about his children what are they going to do it's not about who is doing what or who deserves what it's about whether this man is actually capable of using his logical reasoning when it comes to money can he earn money can he save money can he keep his spending under control and most importantly can he protect his money because you don't want a man who thinks that being generous means giving away everything he has you want someone who understands that generosity also has to exist within your means and honestly this is something you should look at when he's spending money on you for example if a man doesn't want to buy you an extremely expensive luxury gift because it is completely above his means i actually think that's a good thing i would much rather have a man who says i can't afford this right now than a man who goes into debt just to impress me because that tells you that he's careful with his money he can still do things for you he can still buy you gifts but he is doing it within his means and that tells you a lot about what his priorities are you don't want to be in a place where you will have to constantly worry about where the money is going you will constantly have to wonder whether he's going to lend someone money whether that someone is going to pay him back or whether he's going to spend his money because his parents asked him to or whether he is actually saving enough for his own future or not and again it's not your place to control the other person you cannot tell someone how they should behave or how they should spend their money but you can observe them so how do you identify whether a man is financially irresponsible well when you're dating him you can start paying attention to what his attitude towards money actually is like what does he think about money does he plan on saving is he already saving does he have some idea about what he actually wants to do with his money in the future or his entire relationship with money is basically about spending it if the only thing he seems interested in is what he can buy with his money then you've already got an idea of how he thinks about money and also look at his lifestyle does his lifestyle look completely out of proportion to what he actually earns if someone is earning a certain amount but is constantly living a lifestyle that costs significantly more than that i would consider that as a red flag because the problem is not that he doesn't earn enough the problem is that he doesn't seem to understand the relationship between what he earns what he spends and what he can actually afford because eventually if you marry that person his financial habits can become your financial problems and that's the whole point of the series. I'm not telling you that you need to find a perfect man. I'm telling you that you need to pay attention to the kind of life that you're signing up for.