Perchè ho deciso di INVESTIRE a lungo termine

In this video I want to share with you what were the reasons that pushed me to invest in the long term and then also list the advantages of investing in the long term. I remind you that this video is sponsored by Mudrex and you will stay until the end because there is an iPhone 14 Pro on the market. But I'll talk about this soon. Let's start by saying that I'm not a financial consultant, I'm not an expert, I don't want to give investment advice, but I just want to share my experiences, my journey with money. For those who don't know me, I'm Fabio Marchione. I started out as a disaster with money management, I found myself with 20,000 euros in debt and then, once I had my little seed on the ground, I decided to learn how to manage money and save money. So in two years I had 10,000 euros of savings and now, once I've learned how to save, I'm starting to invest. Obviously, if you haven't subscribed to the channel yet, subscribe now, leave a like and let's start with this video. Investing in the long term is definitely something that is suitable for people like me, that is, beginners. People who don't have a lot of capital, people who have a fairly low risk propensity because, obviously, when you know a sector and you don't know a world, giving up and putting a lot of money in it could also be dangerous. So long-term investment is what allows me to start small with small monthly figures to go and accumulate a capital. So, to make it simple, guys, investing in the long term is a bit the opposite of financing. What do most people do? They buy things by making a loan, so there is the financial that lends you money and you give it back little by little by paying interest. Long-term investment, such as an accumulation plan, allows you to do the opposite. So, on the other hand, you become a kind of financier. You lend money to someone else, which could be a bank, a platform, a broker. An accumulation plan, for example, allows you to invest 100 euros a month, accumulate a capital little by little and have a return, so have someone who pays you annual interest. So, guys, excuse me, but isn't it better this way? Instead of being us paying interest to someone else. I decided to put myself on the other side. For a while now, I have started accumulation plans. At the moment, I have an ETF accumulation plan and a cryptocurrency accumulation plan with Mudrex. Let's see what are the advantages of investing in the long term. The first is the growth of capital. Now, some people, maybe non-experts, think that big numbers are needed to invest. Instead, no, because you can start, as I told you a little while ago, with a small monthly figure, even with 50 euros a month. This allows us to take advantage of the time factor. That's why you start to invest first, to make an accumulation plan, and even if you want a retirement fund, the smaller is the amount that we have to pay monthly to have an important amount at the end of our journey. So, long-term investments are investments that last at least 5 years. I am making my accumulation plans with a vision of 20 years. So, we have a long-term goal of 20 years. The second reason why I decided to invest in the long term is the reduction of risk. Because when we invest in the long term, we don't have to worry so much about the market fluctuation. It's not like investing in the short term, like people who do trading, so they have to be careful, follow the markets day by day, buy little, sell a lot. Since beginners like me don't have the skills to know how the markets are going, know the charts, study the trends, the news, long-term investment allows you to be more relaxed. This, in fact, reduces the risk related to the market fluctuation. In fact, many people perceive investment as a trading activity, which involves buying at a low price and selling at a high price. But there is also an alternative approach for those who don't want to risk so much, which is long-term investment. Mudrex also allows you to do this. As I am doing, Mudrex gives you the opportunity to make an accumulation plan in cryptocurrencies. In fact, Mudrex gives you three possibilities. One, invest in cryptocurrency-themed baskets. For example, I decided to invest in a basket with the two most capitalized cryptocurrencies, that is Bitcoin and Ethereum. So here too we have a slightly lower risk than other cryptocurrencies. But there are many other baskets, such as the E-Tracker, the Crypto Blue Chip. So we have the possibility not to invest only on one product, but on several products. Now, this does not mean that we reduce the risk, because they are all cryptocurrencies. If we look at investments, one important thing is to diversify. So guys, don't put all your money on one product. One important thing is to diversify your investments. So be careful. The second possibility that Mudrex gives us is to invest in the safe section, which is a sort of deposit account, where 10% of the annual debt is recognized. The returns are monthly and we have no links. That is, at any time we can unlink our money, take it all or only a part. And then we have the coin section, which is classic, where we can buy and sell individual cryptocurrencies. If you want to register at Mudrex, this month there is a spectacular promotion. That is, you can win an iPhone 14 Pro. What do you have to do? You have to download the Mudrex application, register, enter in the rewards section the code FAB14PRO and the person who, from August 30 to September 30, will have the highest return from the platform, will win an iPhone 14 Pro. Guys, invest wisely. Don't invest money you need to live. Having said that, let's go back to the reasons why I decided to invest in the long term. Another reason is the tax benefits. Some long-term investments have higher tax benefits than short-term investments. For example, with the pension fund up to 5,164 euros per year, it is possible to deduct them. So we can deduct all the contributions paid for the complementary insurance, as I said, up to 5,164 euros per year. The main reason is to take advantage of the compound interest. Einstein said that the compound interest is the seventh or eighth wonder of the world. Why? Because the compound interest allows you to have interests not only on capital, but also on interests. This, year after year, in the long term, has an exponential growth effect. This is something that those who do not know the world of investments underestimate. Why? Because we think that investing 100 euros per month for 30 years does not give us results. Instead, we can have extraordinary results. Thanks to what? Small, constant investments in time. So, what are the two factors? Consistency and time. Even if we can invest small amounts, it doesn't matter. Because with the compound interest, investing in the right products, we can have excellent results. The last reason is the reduction of commissions. For example, if we make an ETF accumulation plan, the management costs are very low. For example, how can the management costs be in a common investment fund? If we talk about short-term trading or investments, we don't talk about it. Because the commissions are very high. Well guys, I hope you found this video useful. These are the reasons why I decided to invest in the long term. Please, get informed in this world. Let me know if you want videos with experts on investments. Because it is a parenthesis that I want to keep open on the channel. I remind you of the offer of Mudrex from August 30 to September 30. For all the people who will register on the app. You will find the link in the description. By entering the discount code FAB14PRO in the rewards section, the person who will have the highest return will be able to win an iPhone 14 Pro. Please, guys, invest wisely. I repeat it again. Now I greet you and we, as usual, see you around. Bye.