The FIRST-EVER Homework Guy Car Market Probability Zones Map is finally here! This is NOT another useless “Top 10 Cheapest States” video. Those lists are lazy, misleading, and ignore how pricing actually works across different brands, regions, and dealer networks.
After thousands of negotiations nationwide through the Homework Guy Car Buying Service, Kevin Hunter and Amazing Elizabeth have identified clear regional patterns that drastically increase — or decrease — your chances of getting a real deal.
Today we reveal those patterns in a never-before-shared Car Market Probability Map that shows:
✅ The regions where most brands sell cheaper ✅ The states where buyers routinely score the best OTD deals ✅ Which zones favor Toyota, Honda, Ford, Hyundai, GM, Subaru, and more ✅ Why some states never produce good pricing (and what to do instead) ✅ How to use this map to negotiate smarter at EVERY dealership
Whether you're buying new or used, this map will change the way you shop for a car forever.
🗺️ THE HOMEWORK GUY PROBABILITY ZONES MAP
The map breaks the U.S. into four data-backed deal-probability regions: Best odds of scoring a true deal Strong buyer-friendly markets Mixed results, depends on brand + timing Tough markets where dealers rarely budge
This tool puts you miles ahead of the average buyer — and WAY ahead of the buyers dealers love taking advantage of.
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The Homework Guy probability zones map,
where the best car deals are most likely
to be found around the country. [music]
Hey everybody, Kevin Hunter here, the
Homework Guy, and today we're unveiling
something we've never shown on this
channel before, but it's information we
picked up over the last couple of years
of our car buying service. [music] We
thought you'd love to hear it. It is the
Homework Guys probability zones map.
Most people want to know, what's the
[music] cheapest state to buy a car? But
here's the truth. That question is
actually quite flawed. There is no
single cheap estate for every brand and
model. There just isn't. However, that
doesn't mean there aren't some
significant clues out there. What there
is, and we've learned this by studying
the market tendencies across the United
States, [music] it's something way more
useful. Oh yeah, we have a map that
shows you where the odds tilt in your
favor. If you want the highest
probability of getting a better out the
door price right now, this video is for
you. And before we dive in, if you
haven't already done it, make sure you
follow us on Tik Tok at the homeworkgua.
We post fast, [music] powerful tips
every day. And if you join early, you
may win a free texting package with Liz
to help you shop for your next car much
smarter. All right, let's get the
amazing Elizabeth in here and let's get
right to it. First, what are probability
zones? We've created the probability
zones map because after negotiating new
and used car deals nationwide, we have
zeroed in on where the best deals can be
found. And we wanted to share that with
you do-it-yourself car buyers out there.
The old idea of the cheapest state just
doesn't match how car pricing actually
works. Car prices don't magically drop
at state borders. Instead, prices are
shaped by sales tax, registration fees,
dealer density, and competition,
inventory flow, local demand, shipping
costs, and manufacturer incentives. All
of that adds up to the probability of
getting a good deal. Not a guarantee, of
course, but a measurable advantage worth
knowing about. Exactly. A buyer in the
right zone who knows their OTD price and
follows our homework guy steps has a far
better chance of getting a fair deal
than someone shopping blind in the wrong
market zone. Now, let's move on to the
15 numbered states. On your screen right
now, you'll see the map with 15 numbered
states. These states represent the
regions where map patterns consistently
show better buying conditions. Let's go
through the numbers real quick. Numbered
number one, Oregon. Number two,
Washington. Three, Idaho. Four, Montana.
Five North Dakota. Six, Minnesota. Seven
Wisconsin, eight Iowa, nine Illinois, 10
Missouri, 11 Oklahoma, 12 Texas, 13
Tennessee, 14, North Carolina, and 15
New Hampshire. These 15 states form the
backbone of the probability zones that
we're talking about. Now, let's group
them because each group behaves a little
differently.
>> So, here are the four probability zone
groups. Zone group A is the tax
advantage zones. That's Oregon, Montana,
New Hampshire, states 1, 4, and 15.
These states are a dream from the tax
standpoint. No sales tax or extremely
low taxes and minimal fees. Montana,
Oregon, and New Hampshire sit at the top
of the list for low tax burden, which
makes the OTD math a lot cleaner. But,
and we always say this, a dealer can
still mark up a car. Low tax doesn't
guarantee a deal. It just lowers your
baseline cost.
>> All right. Zone group B, high
competition Midwest states. That's
Minnesota, Wisconsin, Iowa, Illinois,
and Missouri. That's 6, seven, 8, 9, and
10 on the probability map. This is the
heartland of value. The Midwest gives
buyers incredibly good odds because
dealership competition is fierce.
Inventory moves quickly, cost of living
is lower. Manufacturers push strong
incentives here. So, if you're shopping
Toyota, Honda, Subaru, Volkswagen,
Mazda, Ford, Chevy, Buick, or GMC, this
is your prime hunting ground.
>> Here is zone group C, the volume zones
in the south. Oklahoma, Texas,
Tennessee, North Carolina, states 11,
12, 13, 14. This region is all about
volume. Texas alone has more big box,
high volume dealerships than many states
combined. More volume means more
flexibility, more inventory, more deals
that need to be moved, and more room for
negotiation. And Tennessee and North
Carolina, there are sneaky good markets.
There's lots of competition, strong
incentives, and fair fee structures. If
you're shopping Hyundai, Kia, Nissan,
Lexus, luxury brands, or trucks, the
South treats buyers very well.
>> This brings us to zone group D, neutral
influence zones like Washington, Idaho,
and North Dakota. That's two, three, and
five. Washington, Idaho, and North
Dakota are what we call neutral zones.
Not bad, not amazing, just vary case by
case. Some deals are excellent, some are
not. Population density plays a role,
and rural inventory swings can affect
pricing. So, if you live in one of these
states, don't expect anything
exceptional. You'll likely have to shop
outside your area to find truly great
car deals.
>> Here are the brand by brand, best
probability states. So, here's the fun
part with each brand. This is where the
map really shines. We're going to give
you which numbered states give you the
best odds for lower pricing on each car
brand. On screen, you'll see the legend,
and we'll walk you through each
category. All right. Mass market brands,
Toyota. The best deals for Toyota,
states 7, 8, 12, and 14. That's
Wisconsin, Iowa, Texas, North Carolina.
For Honda, the best states are number 7,
8, 14, and 15. That's Wisconsin, Iowa,
North Carolina, and New Hampshire.
The best deals for Subaru can be found
in states 6, 7, 8, and 15. That's
Minnesota, Wisconsin, Iowa, and New
Hampshire. For Mazda, states 7, 8, and
14. That's Wisconsin, Iowa, and North
Carolina. For Hyundai Kia deals, we're
looking at states 11, 12, 13, and 14.
Oklahoma, Texas, Tennessee, and North
Carolina. For Nissan, states 12, 13, 14
on the map, that's Texas, Tennessee, and
North Carolina.
>> Truck and SUV brands for Ford 6, 10, and
12. That's Minnesota, Missouri, and
Texas. Chevrolet and GMC 6, 10, 11, and
12. That's Minnesota, Missouri,
Oklahoma, and Texas. For Ram, Dodge, and
Jeep, 10, 11, and 12, Missouri,
Oklahoma, and Texas. You notice Texas
comes up every time with trucks. for
import and luxury brands that start with
Volkswagen states 91 12 and 14.
Illinois, Texas, and North Carolina. For
Volvo, 91, 12, and 14, same zones as
Volkswagen, BMW, Mercedes, and Audi 9,
12, and 15. Illinois, Texas, and New
Hampshire. For Lexus 12, 14, and 15,
that's Texas, North Carolina, and New
Hampshire. For Acura 8, 14, and 15, that
is Iowa, North Carolina, and New
Hampshire. And finally, not brand
specific, if you live in Florida and
don't mind a little travel north, you'll
want to consider shopping in Georgia
because shopping around home will have
you paying exorbitant fees and add-ons.
Now, here's why all of this works. The
probability zones work because they
reflect the real forces shaping car
pricing. These are not myths, not
clickbait, just patterns we've watched
intently the last couple of years.
things like lower taxes, lower dealer
fees, more dealers in the same market,
higher inventory flow, manufacturers
rewarding certain regions, lower
transport or distribution costs, and
less pricing pressure from local demand.
When you combine those factors, you get
regions where buyers consistently pay
less if they aren't clueless and they
follow the homework guy steps.
>> So, here's how you use the map, and this
is the most important part. The map is
not an excuse to hop in your car and
drive 500 miles away without doing your
homework. This map helps you target the
right zones for written out the door
quotes. So, step one, pick your brand.
Step two, look at the numbered states
with the best odds. Step three, request
6 to 10 out the door quotes in writing.
Step four, make the dealers closest to
you compete with those better OTDs. Step
five, only visit a dealership after you
secure the out the door price that you
want. And that's how Homework Eye fans
win.
>> And if you actually do want to go to one
of those outofstate deals, fine. But
always use the out ofstate OTDs to beat
up on your local dealers.
>> Correct.
>> So, some final homework guide tips. This
map doesn't replace smart negotiation.
It enhances it. A buyer who follows the
OTD price, the fees, the taxes, and the
brand's probability zones is a buyer who
cannot be manipulated. Dealers kind of
hate that, but we love it.
>> And if you want more help, head to our
website. The full blog version with the
map is posted right now at the
homeworkgu.com.
>> Or skip the dealer games completely. Our
Homework Guy car buying service will do
the out the door quote work for you.
It's fast, simple, and we do this every
day. We handle new and used car deals,
lease buyouts, and tradeins from start
to finish. That's a flat rate service
around a,000 bucks. And our clients
routinely save four times that or more.
Quite often it's a lot more. And if
you're halfway decent at math, it makes
a lot of sense to go that route. Just go
to the homeworkguide.com, click the big
red button on the homepage to get
started. We'll help you buy smart and
never get taken for a ride. If you found
this video helpful, give it a thumbs up
and share it with your friends. And drop
a comment down below. We love to hear
your car buying success stories because
they inspire and protect the entire
Homework Guy community.
>> And to our long-term viewers and
subscribers out there, you guys rock.
God bless you all. I'm Kevin Hunter, the
Homework Guy, signing off in behalf of
Alex Stevens, our auto expert, the
amazing Elizabeth, our master
negotiator, and the entire hassle-free
Homework Guy car buying team. In
closing, I'm reminding you, don't get
taken every time. Do your homework
before you buy. Stick with us a moment
as we scroll through some of our recent
five-star Google reviews. Thank you for
watching.
to
be handy.