The Journey of Liz Njuguna of Risiih Investments - Cele's Reflection

Welcome to Celeste Reflection, another episode. Thank you so much for watching the previous episodes. Thank you so much for subscribing. Thank you so much for commenting. You keep me going, guys. You keep me going. You give me the energy to wake up. Right now, it's raining. It's cold. I wish I could sleep. But because of you guys, we have to get an episode every Wednesday for Celeste Reflection. Today, I have a guest. Now, guests, you've seen her out there. You've seen her. Whenever we have a show, you've seen her on social media, maybe even on the internet, you've met her. So I'd like to know a bit about her journey, because we know her with her brand. We know her with Risi Investments, but now we need to know Liz, Liz the person. So welcome to our show, Liz. You're our guest today. Oh, thank you. Do you want water? No, I'm fine. We'll massage you after. Maybe massage after I stress. But thank you so much for coming, Liz. Thank you for having me. This is me. Saying thanks to those people who you've guided out there. I know there are a lot of girls in my DMs. Oh, thank God for Risi. Of course. And it's because of you. But now, I want us to know Liz. Liz is the person behind Risi. Yes. Like, Liz... Let's just ask her point blank. Did you help your parents? How did you start Uka Fika Apa Kwenye Uko? Because she's our number one sponsor for all the tours we did last year for TT&T. Like Risi Investments sponsored us a huge bit. Like I'm forever grateful by the way. Thank you for having me. So we want to know Liz, who is Liz? Elizabeth, where did she come from? Where did she come from? That's when she came to see this big brand like Rissi. I saw the other day you were interviewed with real estate people. Yes, the colders. And only two women. Yes. Only two women. I'm against almost AIDS. So how did you come about? Hey, first of all, let me tell you. I am the third born of four kids. We came from a very humble upbringing. I grew up in a place called Dumberi, in Kiambu. Dumberi? Yes. This one is Dumberi? Yes, this one is Dumberi. That's where my problems with R and L came from. So it's not as in, it was pretty humble. My dad was around. We had my dad, my mom, and then my dad came to the U.S. to start working. You know, back in the day, it was like, if you can't make it here, you have to make it somewhere else. So my dad came to the U.S., so basically my mom brought us up. Strong woman right there. So when you were young, all along, mama yako, alienda nikiwa mtui? Alienda nikiwa mtui, yes. And naka rudi nikiwa campus. So there was a bit of a disconnect, sababu mini mezo ya my mama's authoritative figure, and then my dad ndio ule nilikwa na complain ati mama mekata nifanya kitu. But it was... I really am very thankful of my childhood, in all honesty. I can't say I lacked. Yes, there are things I would say I want. There were people who drove with a Muzo. Do you remember Muzo? Yes, I remember Muzo. That was the car to be. So, did you study at Dunberry Primary? No. So, when I was at Dunberry Primary, I studied at Mothaiga Primary. Ah, so you were still driving, not Muzo. So... So, my mother was driving us to Mothaiga. So that is where I got my education, first in primary school, and then after that I went to a boarding school. You know those parents who take their kids to boarding, that was the thing, that was the new thing. I took them to a boarding school, it was in Tigoni, and then I went to high school. Now we can't say we didn't study in high school. Because they must be very proud. I'm sure they must be. I went to a school called Kamboi Girls. I don't know whether you know Kamboi Girls. It was, it's like, it was in my hometown, in Gedungori. So let's just say, I wasn't the smartest tool in the shed back in the day, but I was smart enough to know what I wanted. So it depends. I always tell people, as long as you know what you want, as in, it doesn't matter whether you are the smartest in the class. So, That's how life started. And then it got clear. Me, personally, I wanted to be an air hostess. You remember air hostess back in the day? Yes. So my mom had this friend. I was coming home, and she was an air hostess. She had red nails. My heels are red. She had lipstick. She was working at KQ. And then she was saying, I just came from London. And, you know, I'm going back to... But I really want that life. So unfortunately, KQ, for you to go to their classes, you had to be 21 and over. I finished high school at 17. So my mama was like, get into campus because miraculously I got a good grade in campus. So I was like, get into campus. And then from there, you know, at least you have something to fall back on as you wait for the air hostess class. So we were sitting, we were watching Citizen TV at that time. Janet Mbugua, and I even told her this story, was on the screens. Janet Mbugua, my mom was like, Risi, do you know what? And it was sealed in stone. And that is how I ended up doing journalism. Wait, you did journalism? I'm a journalist, I'm a producer by profession. Like, because of Janet Mbugua, you went and did journalism. I went and did journalism and mass communication. Where? At UON. Oh, yeah. Okay, yeah. So, right now, how are you still living in Dumberi? Are you still living in Dumberi? No, I left, I left my mother. My mother is now in Dumberi. My village is now in Dumberi. Oh, journalism, you left, you came back to the hostel. Yes, I came back to the hostel. But in high school, you were still a Dumberi. In high school, I was a Githongori. You're a Shago, once you pass Dumberi, you go to Githongori. But you're a Shago, you're still a Dumberi. Yes, I'm a Shago, I'm still a Dumberi. As in, in short, people can be very surprised based on how eloquent I am. And I'll explain why. Don, I wanted to ask, I want to hear, where you came from in Kenya, you got that accent. Let me tell you, this accent, and I'm going to be very honest about it. Me, I'm an introvert, and personally, we used to have a closed compound. So, we used to have a TV most of the time. You know, at that time, you just watch, and then you want, and you copy. So that's where I got my English accent. And even when I was doing journalism, because I wanted to be a broadcaster, we had to be able to articulate what we were saying well. So it was like you were rolling, you were saying, do tongue, and now it's perfect, my presentation and pronunciation. So, this is for you to take care of. There's no such thing as this. You haven't left school, you haven't gone to South Africa. Okay, let me tell you. Risi is the one who made me go to South Africa. This is for you to go, in all honesty. Because most of the time, yeah, because it gave me opportunities to travel. So, you know, by the end of the day, I think me wanting to be an air hostess was because I wanted to just see the world and travel. And, you know, I always say, God knows what you want, but he doesn't have to give you the package that you want. He'll give you a package in a different way. Right now, I'm traveling because of real estate, not because I'm an air hostess. I'm traveling because of real estate. So you always get what you want. It's just not the way you thought you would get it. Okay, so let me take you back. I'm trying to see where your story of the land can get you involved. Mm-hmm. Like an own compound. Yes. So is it something that maybe from back then, you were living in a farm, you were living in a plot, in Gorofa. Maybe if I lived in an own compound, I would have liked to live in a farm. Yeah. Like, where did that thought of starting to live in a farm come from? Because I started to be a journalist. And there, the research hasn't started yet. Yeah. Back in 2015, I was still practicing journalism. I was still in school. You learn Bado, Bado and And I was just doing your back and forth. And I was practicing real estate. A friend of mine introduced me. While in college? While in university? Yes, she was working at a real estate company. She entered campus immediately. She got a job. He told me, since you're working, you know, I didn't tell my parents. At that time, when I joined Ghetto Radio, I didn't tell my parents that I had joined. You joined Ghetto Radio? I joined Ghetto Radio, producer. First year? First year, I did an internship. I was bored with journalism, right? So when I was bored, I decided maybe if I do an internship, I'll love whatever I do and continue. Because I'm not that kind of person, please. So I was like, let me do some internship. I liked it. I actually liked it. Gara. Because I remember, oh, Gara. Gara, there are traumas that have given me. There are times when I have fallen down. Chokosh and Mavya have held me and wanted to beat me. You went on an internship. I went on an internship and I didn't even have money. But anyway, I always say those are the memories that, you know, you say, I mean, I came from there. There. So. In that situation, I used to have two salaries. So I didn't tell my mom that I had a job. Me, me, nanny, no. So the internship, they were paying? No. So after my internship, I got employed. So I got employed. I didn't tell my parents. At Ghetto Radio. Were you speaking in Sheng? No. Unfortunately, I was a producer, so I was in the backseat. So I did production well. Even the station manager was telling me that I was not their target audience. Because you were just sitting there. So you were sitting there listening to Ghetto Radio. But I tried, I did my best, I did a lot of research on something that I could at least put value to the company. So, I tried. So, when I was on Geto Radio, I had these two incomes from my mom and Geto Radio. So, at least I used to hear that I was in business. Mother, and we have pocket money. We hear you. We, who are just cool kids, don't have Ghetto Radio. You hear, you let go, you hear Ghetto Radio. I was told, so, he gave me pocket money, and now I've hustled a car. So, what? In that process, my friend told me, those bypasses were very, very cheap. He told me, you know, I'm Liz. If you don't come, we'll buy one and then we flip it. I said, okay, fine. I bought one and then we flipped it. I was like, okay, good. That was back in? That was back around 2015. Around, it was, I think, 2015, early, late 2014. So he goes like, wait, wait. Okay, it makes sense. It's not bad. So we did that a couple, on and off, on and off. So you buy, then you sell. You buy, and then you sell. Yeah, exactly. And at that time, you know, people used to talk about bypass and about this. And then in the construction. And then people have this perspective that. Ah, you know, the government will eventually come. It will come. It will come. And we've seen it. It's coming. So people, I always say, you'd rather buy, you say, man, I bought it, than, oh my God, it's gone. And you buy to be safe. You don't buy to be gone. Gone. Exactly. Because that's what is happening right now. Exactly. Because you can just go to Kenya, and then you'll... Be able to get a map. Sometimes ignorance is not an excuse. You should always learn to protect yourself. So you guys were going to the survey. I don't know what I'm talking about. And then we get a map. We buy next to waste. We buy next to waste and then we start selling slowly. So with that, that's how we grew. But. I still didn't understand the land at that particular point. And my dad came back from the U.S. at that time. He came back from the camp? He came back from the camp. He started doing those buy, sell, buy? Mm-hmm. And he came back. So when he came back, my dad came back because he had terminal cancer. So he came back. I think we stayed an year with him. The unfortunate part is that he never told us. He told me he was in remission. So he never told me that it was terminal. He told me he was in remission. And I think either me or my siblings, I used to ask, did you know? I was like, no, I didn't know it was this bad. So I think to my dad, he wanted to... Since he missed all these years, Thank you. he didn't want it to be like, now we're trying to... You know, because already it's terminal. There's nothing they can do. Mm-hmm. So, it's to live your life to the fullest until your time comes. So, at that time, that's in 2015, my dad, unfortunately, was taken to the hospital. And that's when we were told it is terminal. And he only has a few days to live. I said, there's nothing they can do. Me, personally, I started talking to the hospital and the doctors. In all honesty, I scolded them. I told them, you don't know what you're talking about. Because my dad, he told me he's in remission. Mm-hmm. And he didn't come from the U.S. The doctors from the U.S. told him he's in remission. You, from Kenya, you don't know what you're telling me. But I didn't know. So my mom and my uncle came and said, it is true. So this is the situation, and unfortunately, right now, the last stages, his organs are failing him. So, and then, and then during that time, there was also a lot of turmoil in the media. That's what people don't know. Back in 2015, there was also turmoil in the media. Media houses were letting people go, left, right, and center. So, there's a time that I used to be like, HR is 40-something, I'm 20, and then we're having a conversation, but I remember, I didn't put him on the list. It's a new checklist. It's a new job. So, I was like, I don't have real estate. By the way, I was 50-50 about it, and I was trying to figure out what was the direction. So, as I say, a week, a month later, after burying my dad, I got a letter saying, home, go home. We are now, we are, we are considering. You have finished UN? I have not finished yet. So, it was still school, job, school, job. School, job. So, school, ghetto and farm. Mm-hmm. So that was the routine. So at that time, I'm trying to get by. I have absolutely. I'm still grieving. I'm trying to get by. I think at some point, everyone doesn't want to admit it, but sometimes I think everyone goes through a breakdown at some point. I think I reached a breakdown because I was grieving two things. I was Yeah, sure. Both of them, I think, I was... were very uncomfortable. I was grieving the loss of my dad, which I did not anticipate. I thought he was healthy. He was in remission. I mean, my dad was okay. We were 30 years old. And then I was grieving Geto. So at that time, I went into like a... I break down to some extent, because I did absolutely nothing. Depression and everything, because I didn't know what to do. But I still had the real estate thing going. And also, real estate had its own challenges, and I really wanted to consider. So I was like, why do we have to do this? So in order for you to get out of depression, you have to channel your energy to a purpose, to one purpose. And then I channeled my energy now to now real estate. I asked myself, why do we have to work like girls? Why do we have to give different rates to brokers? Because, as in, good night. Why do we have to give different rates to people like you? It's like that. It's like that. So why do we have to double allocate? So, As in, why did at that time they felt that it is easy to steal my money and then just leave? It was frustrating. I said, you know what, let me open a company. Let me do a company. And at that time, I was like, I'm just going to open a company. Still in UON? Still in UON, by the way. And then, I graduated in December that year. Okay. Which I wish Dad would have seen. Because I was his first graduate. But it's okay, he saw what he was doing. He saw it, he witnessed it. He witnessed it. So I was in Nikanza, Polepole. And at that time, you went to Ngangana, Nayo. So I graduated in broadcast journalism. Broadcast journalism. Actually, in production, I can say I'm very good. I think when I started speaking in front of the screens, I was a little bit... Very shy. But nowadays, you're trying. I am trying. You're trying a lot. I'm trying a lot. A lot. So, this friend of yours that introduced you, was he a she? Hiyamashi. She. So, he was eating veta. He was eating veta. So, you have to look for a friend who is a he. Yes. Yes. Because, let me tell you, there was this perception that... And it still lies sometimes, especially in older people. Because nowadays, older people are the ones who are generating income from the land they bought Kitambo. If a person is working and has a house, has land, nowadays he's generating his income nowadays. And I use that, Lord knows what amount, and maybe I'll pay 5,000. So, in these cases, some people are set in their ways. First of all, you go to someone and they tell you, I don't know whether you translate. That means, my land cannot be bought. My land is a female, cannot be bought by another female. So, they speak. So, like, that's a thing they do. Mm-hmm. So, yeah. So, you have to look for a man. I come, negotiate, they're easier. So, it's like, if I'm experiencing these things, what are other people experiencing? What about us, who are not in real estate? What are you guys experiencing? So, I said, You know what, this is a do or die, because journalism clearly is not working. They told me after they showed me my hair. They told you to leave it, it's going to blow. Get back to your job. But you know what? I always say it's a blessing in disguise. True, true. Because it's not like I'm going to moan now and then heal and then break down and then something else will happen. Or you could start channeling your strength on that radio. Exactly. And then... So it was a blessing in disguise. I really, at first I had so much resentment towards them. And right now I think I'm healed. And right now running a business, I understand everyone. And I understand people needed to make certain decisions. And they are hard. Yeah. And as much as they are hard, you have to make certain decisions. So I extend grace. I said, okay, maybe their timing was not the perfect one. Yeah, their timing was not perfect. But I was okay. And I healed from that. And that's when I started to open my heart. So because of, but it's a blessing in disguise somehow. Because of that, you channeled your strength somewhere. Later on, you found out how difficult it is for you to get the land. So you found another angle. What about that? The person who is looking for land is a woman. Exactly. Maybe there's a lady who wants to buy those stories. Exactly. She doesn't know that she has a husband. She doesn't know sometimes. And right now, at least, it is better. But when I was starting, it was not. It was not. It was an issue even for you to get your land and you are inheriting. It was an issue. Sister, in just a few years, we are all entitled to inheriting land from our parents. So it was very, very hard. And let me just figure it out. Because everyone has to have a purpose. And I needed to figure out my purpose. If my purpose is not media, if my purpose is not... Production, what is my purpose? And then I figured, I wondered what is, you know, sometimes your purpose I feel has, you have to always, you are brought into this earth to serve people. You're not here for your own purpose. Every person in this earth, I may cooperate for a particular service that they have to fulfill in order for the next generation to move. So what is my purpose? So you have to be very honest with yourself. And they asked me, what is your purpose on this earth? I looked at them and said, I don't want to be with them because I hate them a lot. That was mostly like, I need to open some place where we are not taking advantage of because I am tired. You know, you have frustration and you have frustration. And then I opened Risi Investments. That is in 20? Now, in Risi Investments, I opened it in 2018. Now here's the thing. But you were registered while you were in university? Yes. Now I was like doing it on and off. Because you know what I'm saying with real estate, it takes time for you to get legit land. And as you can see, I had a lot of issues. There was the gender situation. Thank you, Sean. There was... You had to learn your whole process of learning at that time. And at that time, unless you were in the school of survey, Um, I grew up in mostly classes dedicated to real estate. So, Mimi, I learned some things along the road. I learned them the hard way. School fees, you paid? School fees, I paid. You paid school fees? I cannot, it was... I cannot say, I will not fault if I didn't learn. It was the best way for me to learn that way. And that's why you're here, that's why you've come this far. Exactly. But what I said is I don't want other women to learn the way that I learned. It is not fair. It is not fair what happened, in all honesty. It is not fair that we are taking advantage of. I love Evie Okimala Mala. You can share one experience with Evie. No, let me tell you now. There's a field here. We have that river bypass. But you were waiting to ask that story. No, I wasn't. It's even the one who sold me. He saw the river. He knew. I have pain. You know, here's the thing about back in the day, we had certificates of land. Yes, we used to buy certificates of land. So a lot of land, people used to give you certificates. You used to buy certificates and then transfer it to a title. So you know, that innocence, you might say it's innocence or it's ignorance. You don't know. If you don't know, you don't know. Yeah, that's true. But now, there's this innocence. You buy a person a farm. Oh, no. So, here's someone who has a lot of money. That's what will make him happy. They will take you to court. I'll show you agreements. I'll show you this. Uyo mingine, ana ku-frustrate. Ana sema ati, ata ku-frustrate. Ile, ati, I need more time. Muna ujua nalipia lawyer. Muna enda kotini. I need more time to re-evaluate. And we have gotten new evidence. We need to... Sasa muna ikonik streak. Sipa sa zinaisha. What do you do? And eventually you let go. You give up. So, yes, in order to make your maker. And in all honesty, that's why I tell people, shy off from lands with certificate. If you don't have a legit title, I don't know what I'm saying. It has been stated. If any land is not with a title, just let it go. And you confirm and you do a search. You pay a title Ziko. But do a search. Do a search to confirm. If your name. Even if you can, you can search. Even in this campaign, you can search. Liz, she has a husband. Maybe my husband will contest somewhere. It's good to do a search. Because if a husband contests, it will be written in the search. Thank you. So I always say, do your due diligence. So, I'll call Eliana. So the work is done. And for that person, may God see you. May God have mercy on you. Who is that person? He gave me character development, I'm not going to lie. And I learned. I learned, I learned. And you didn't give up. And I didn't give up. I think it fueled me even more. Because it was like, Mimi, Mimi. Celestine, me, me. I'm We'll meet. We'll meet. starting Now, you know a funny thing, when she used to say, we're safe in Nanga, we're not in Nanga. Oh, no. The real estate company, the world is so small. Oh, it's so small. It's so small. You would see so many people to selling land and other companies. There are a lot of companies selling land. speak But the people selling to those lands, The brokers or whatever their deal is, it's such a small community. now. So you'll meet them one way or another. Even when we met, he was like... You didn't give up, yeah. You didn't give up. That's a good thing. You didn't give up. So it was a, I think it was a, that was the, our moment. And then I was like, and you know, it was a do or die situation because I had nothing left. I had nothing. And you know, just at that time, let me tell you, me, before my dad passed, my dad is there. Because my dad was a breadwinner. Yes, my mom did a lot. But you know that support of your dad in your house, that's what he was doing. So he was not there. And yes, we had my brother who was helping us here and there. But even he had, he started his own family. So now it's like, you got an ID, so what else can you do? So, yeah, and we started the real estate. That friend of yours, we speak with her, we support her. Nice. So I think with friends like that, it's always good to have friends who elevate you. Because there's no way you can sit with friends who don't elevate you. Like when I started RISI, I started now with one of my friends. I used to go to her mom. You know, I was still going through depression. We'd call clients. I'd sleep on the bed. As in, you know, in depression, you can't sleep 24-7. I sleep on my bed. Even her mother, I think, she used to tell us when she got on the couch, her bed was like this. Today we're watching TV. Today we're watching whatever. She goes to sleep. But we started with her. It started in a living room. Clients, there are times they counsel us. Say, Selene, I hired a van with my money. We're in town. I hired a van. The van is saying... You're opening a site. Yes. And the van is saying, you can't return the money. I would like another job. So I told him, Pati, you're in a situation. He said, yes, we'll do it. So now we're going with him. We're going to Java. You know, like breakfast, you share. Thank you. Caburrito. You share because you have money. And then when I got home, but I think the thing is that we just... You didn't give up. You didn't give up. Yeah, you didn't give up. I never give up. Yeah, next time you're still calling that van, you're booking it again. You're telling them that they're back. They're back. Let's continue. Let's continue. And let me tell you, when God says he'll open the door, he'll open it immediately. Because our first client, my first client, bought six plots. At a go. At a go. Like you didn't go your trip all the way to the end? Because I was like... I was very tiny because already, like I said, I was depressed. I was very skinny. And then it was hard for someone to understand me. A little girl like me, I was telling her what it was like to be a farmer. And when I told her, here you are, how do you know? What do you know? You, what do you know? Exactly. Oh, now I understand. So the challenges were from the physical appearance. Yes. The hair was cut. Ta-da! But at least you didn't give up. People are taking advantage. Oh, no. It was coupled up with a lot of things. But we did not give up. We did not give up. My sister joined us. We were still fighting because it was 2020. We were still fighting because as a small, it's on and off. Because I was still doing odd jobs in the media to keep surviving. And then I said, you know what, maybe I have to package it loudly for the ladies to understand that we are here because of them. And my sister was the one who was like, see, you go this route of just working with people who are more prone to women empowerment, who are more prone to women empowerment, From rags to riches situation and how to get to it. Because in real estate, you know, it's always about buy and wait situation. And building your own wealth. People don't understand, when they have a land like this, Karen, or when they have a land like Kiambu. Even if we have a land like Kiambu, but my mom says, this is her land. This is her land. You get yours. You get yours. But they bought at a certain time. They did not buy before the development, they bought and wait for the development to come. So we had to package it with that aspect for people to understand that this one is for creating wealth and generating wealth in the future. And from there, I think it got better and better. We went and then, I don't know, Risi grew. Risi grew. Risi came. Now she's in Westland. She came from the sitting room. She came to the office. And now you have a Black November. And I have a Black November offer. As I said, this year is the year that gives people 10K off all our projects. I saw there was an offer for Black November. I remember, like, people, like, people, I've seen... Yes, the economy is hard. But that doesn't mean that you have to forfeit your dream. As in, if one door closes, just enter your hallway. There's another one. Because if you forfeit your dream, then what will become of you? So people, take advantage of the Black November. As in, no one needs applause. It's 10,000. Of all our projects, Malindi, Nanyuki, Timau, Azin, all our projects that we have, 10K off. So either in Malindi, Timau, Nanyuki, Naivasha. Actually, those are the ones that are on offer now, those four. So, 10,000 off? 10,000 off. Valid until? Until the 30th of November. So, we have like two weeks. Two weeks. Two weeks for those who get at least a good deal. You know, let me tell you a funny thing about small accomplishments, as I told you. Thank you. My company, yes, it has been in existence for so long. And you know, a company, when someone registers, they have a box. They put it there. Yesterday, funny thing, I opened my own. Yeah, yanggu. Ah! People might find these small achievements, like they're so small, but let me tell you, do you know how much that is growth? I know. Because there are some things that people say, those are for other people. Who are those other people? Like you. Like you. Exactly. Where did it end up? In which book? True, true. Which book indicated that? This one is for Julius and this one is for Elise. Especially something like buying land. Exactly. It used to look like it was for other people. It used to look like I was not allowed. Exactly. And I used to be a title deed. True. Title deed is like some certain people. Until you came and brought us a land worth 250 or 150 with a payment plan of four months. I didn't even get to six months. Yeah, you get a title deed and you're like, wait. So even me, I can be with these documents. Exactly. You really made it easier, by the way. You really made, you broke it down until it was done. I can also own this. It's true. Through your problems, through your depression, through your grieving period, you may come around. Whatever you wanted to. Either a woman or any other person, because it's not only ladies. Feel like you can own this land without having been gone. I don't know if you've gone to a survey of Kenya. I don't know if you've gone to a survey of Kenya. You made it very easier for us. And thank you so much, Liz. I appreciate everyone. In all honesty, when I see a woman who buys her own property, I really do. I'm like, she bought it from us. She made it from us. People call her a landowner. Everyone can be a landowner. It's not necessary to have all the money. True. And just start small. People, I think, they think everything is out of reach. But in order for something to happen, you just only have to start. It's the same thing. The kid grows, grows, grows. Yeah. Yeah. So thank you so much, Liz, for coming. And guys, valid for the next two weeks So 10,000 off. Oh, it's your 10%. 10,000 Kenya shillings off on all those shambas. So reach out to RISI. They will help you, they will guide you. And those who are in the diaspora, those in the diaspora are saying, why? Sayle, you are sure. Reach out to RISI. They have a virtual site visit. So take advantage of it. You can own land, someone else can own land. We can all be, let's just be careful with where we are buying. Until you're sure, buy it. So thank you so much, Liz, for coming. Thank you for having me. Until next time you come, if you just want to come, come. Teach us more. Inspire us, because me personally, you inspire me. Oh, okay. I'm not going to lie, I'm going to talk like a girl. Like, this is Rizzi. See you, you, you, you. Your brand is so big. No, thank you. Your brand is so big. So thank you so much for coming. And thank you for sharing your story with us. Thank you. Thank you for having me. I appreciate it. Till next time. Till next time. Till next time. Bye.